Sentences with phrase «for other forms of insurance»

Like the rates for other forms of insurance, rates for title insurance usually are regulated by state governments to ensure that premiums are not excessive, inadequate or unfairly discriminatory to the public.

These plans make excellent resources for consumers that are too old or in too poor of health for any other forms of insurance.

This is not only true for life insurance quotes, but for other forms of insurance as well, such as seeking the best auto insurance company and policy!

Not exact matches

The first is that, for dual income households, marriage is a form of unemployment insurance: if one partner loses a job, the other can offer financial support.

But the reality is that the plan, in its current form, will make it significantly harder for poorer people to afford insurance or out - of - pocket costs (the AHCA completely nixes Obamacare's other subsidies to help low - income Americans afford deductibles).

Important factors that could cause our actual results and financial condition to differ materially from those indicated in the forward - looking statements include, among others, the following: our ability to successfully and profitably market our products and services; the acceptance of our products and services by patients and healthcare providers; our ability to meet demand for our products and services; the willingness of health insurance companies and other payers to cover Cologuard and adequately reimburse us for our performance of the Cologuard test; the amount and nature of competition from other cancer screening and diagnostic products and services; the effects of the adoption, modification or repeal of any healthcare reform law, rule, order, interpretation or policy; the effects of changes in pricing, coverage and reimbursement for our products and services, including without limitation as a result of the Protecting Access to Medicare Act of 2014; recommendations, guidelines and quality metrics issued by various organizations such as the U.S. Preventive Services Task Force, the American Cancer Society, and the National Committee for Quality Assurance regarding cancer screening or our products and services; our ability to successfully develop new products and services; our success establishing and maintaining collaborative, licensing and supplier arrangements; our ability to maintain regulatory approvals and comply with applicable regulations; and the other risks and uncertainties described in the Risk Factors and in Management's Discussion and Analysis of Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on Form 10 - Q.

While 2004 was an exceptional year for mortgage insurance, over the past 10 years CMHC has paid out at an average rate of 45 %, far lower than most other forms of insurance.

This is why, while guaranteed issue life insurance is convenient, we only recommend it if you're unable to qualify for other forms of life insurance.

Hartford HealthCare, which operates Hartford Hospital and five other hospitals in Connecticut, will announce a joint venture Wednesday to form a health insurance company, a first for Connecticut and another sign of transformation that is shaking up the...

When Hobby Lobby pays its bill to an insurance provider, its money becomes indistinguishable from other money paid by other corporations, and all of it forms a block of identical money, some of which will be used, so long as the insurance company offers plans extending to contraception, to pay for it.

For example, one trade credit policy form requires the policyholder to warrant, among other things, that (a) as of the execution of this Insurance Policy, it has no knowledge of any circumstance which could give rise to or increase the likelihood of a Loss; and (b) all of the information that it has provided and will provide to the Underwriter including, but not limited to, the information provided in the Application for Insurance, is and will be true and that no material information has been or will be withheFor example, one trade credit policy form requires the policyholder to warrant, among other things, that (a) as of the execution of this Insurance Policy, it has no knowledge of any circumstance which could give rise to or increase the likelihood of a Loss; and (b) all of the information that it has provided and will provide to the Underwriter including, but not limited to, the information provided in the Application for Insurance, is and will be true and that no material information has been or will be withhefor Insurance, is and will be true and that no material information has been or will be withheld.

On the other hand, FHA loans require certain provisions which sometimes place a heavy burden on a homeowner's budget, often in the form of premiums paid for mortgage insurance.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

How is it any different morally for Hobby Lobby, or any other employer, to give a person money in the form of a paycheck to buy contraception versus health insurance that covers it?

The reason for this is that each State has different health providers, and the voters and health providers in one state may support some form of Universal Healthcare, while in others support only a Private Health Insurance option.

If there is a request for a copy of the report from someone other than those legally entitled (e.g. insurance company or private attorney), the request must be submitted on their letterhead and include a HIPPA form signed by the legal next of kin.

(2) Other accident and fire reports required by paragraph (a) above may be reported by the Contractor using a state, private insurance carrier, or Contractor accident report form which provides for the statement of:

This is why, while guaranteed issue life insurance is convenient, we only recommend it if you're unable to qualify for other forms of life insurance.

You can deduct what you pay for your own and your family's health insurance regardless of whether it is subsidized by your employer or not, as well as all other medical and dental expenses for your family, as an itemized deduction on Schedule A of Form 1040, but only to the extent that the total exceeds 7.5 % of your Adjusted Gross Income (AGI)(10 % on tax returns for year 2013 onwards).

As pointed out in KeithB's comment, you can not deduct any health insurance premium (or other medical expense) that was paid for out of pre-tax dollars, nor indeed can you deduct any medical expense to the extent that it was paid for by the insurance company directly to hospital or doctor (or reimbursed to you) for a covered expense; e.g. if the insurance company reimbursed you $ 72 for a claim for a doctor's visit for which you paid $ 100 to the doctor, only $ 28 goes on Schedule A to be added to the amount that you will be comparing to the 7.5 % of AGI threshold, and the $ 72 is not income to you that needs to be reported on Form 1040.

This form tells you how much you paid in interest the previous year, including prepaid «points» of interest, and may include other useful information, such as how much you paid for mortgage insurance and any property taxes paid by the mortgage company — both of which may also be deductible.

They also offer some industry specific scores which can be useful if you're be denied for some forms of credit (or insurance) but not others and have the best tools out of the four free credit monitoring sites.

Lost Wallet Form & Assistance Our Lost Wallet Form is a convenient document for logging your debit, credit, insurance and other important cards so you can quickly identify them in the event of loss or theft and take immediate action to cancel and replace them before they can be used.

In case of a covered disaster or other forms of loss, homeowners insurance will provide financial compensation for the loss.

This post should give you a general idea of what to expect when applying for life insurance, including the time frame, types of questions asked on the application form, and other information obtained by the underwriter.

For example, you may have a sole proprietorship consulting or other small business which you report on IRS Schedule C. Any health insurance premiums of the proprietor (and their family if a family plan) can be deducted on page 1 of IRS form 1040, line 29 as long as you have sufficient profit on Schedule C.

This type of policy is more typically used for investment purposes than other forms of life insurance.

For traditional Wall Street plans, most of the time, this rules out investments in anything other than stocks, bonds and insurance in various forms.

All contact is to help our clients apply for, purchase, and / or get life insurance and / or other forms of insurance (such as annuity, auto, home, health, etc.).

Financial guarantee insurance also competes with other forms of credit enhancement, including senior - subordinated structures, credit derivatives, over-collateralization, letters of credit and guarantees (for example, mortgage guarantees where pools of mortgages secure debt service payments) provided by banks and other financial institutions, some of which are governmental agencies or have been assigned the highest credit ratings awarded by one or more of the major rating agencies.

Renters insurance is a form of protection that can help reimburse you for losses, injuries and other damage that can take place in your apartment or rented home.

One other thing to note regarding any potential impact on your credit score is that inquiries made by an employer, landlord, or insurance company, for example, are considered a form of soft inquiry and won't affect your score.

This is not only true when seeking the best life insurance coverage but for when shopping for other forms of coverage as well such as the best auto insurance companies and rates.

Unlike other forms of life insurance, this type of policy can be taken out for 10, 20 or 30 - year terms.

White collar crime is a generic term for crimes involving antitrust violations, computer / internet fraud, credit card fraud, phone / telemarketing fraud, bankruptcy fraud, health care fraud, environmental law violations, insurance fraud, mail fraud, government fraud, tax evasion, financial fraud, securities fraud, insider trading, bribery, kickbacks, counterfeiting, public corruption, money laundering, embezzlement, economic espionage, and trade secret theft, and other forms of dishonest business schemes.

Following a motor vehicle accident the insurance declarations for benefits and other remarks, including announcements on social media, made by claimants can form part of the overall evidence respecting a claim for damages and losses.

Each guide is a detailed discussion of the jurisdiction's government and commerce, its investment framework, its rules for importing and exporting, and forms of business organization, banking and trust companies, insurance law, taxation, visas and other important topics.

The 2008 case settled the law in this regard; the amounts collected as contributions to the employment insurance program form part of the government's revenues and can be used for purposes other than paying EI benefits.

«commercial dispute» means a dispute between parties relating to matters of a commercial nature, whether contractual or not, such as trade transactions for the supply or exchange of goods or services, distribution agreements, commercial representation or agency, factoring, leasing, construction of works, consulting, engineering, licensing, investment, financing, banking, insurance, exploitation agreements and concessions, joint ventures, other forms of industrial or business co-operation or the carriage of goods or passengers; («différend commercial»)

Unlike other «online» applications, which create an e-mail form or request at the insurer's end that must be reviewed personally from an underwriting point of view before the application is approved, LawyerDoneDeal.com is fully automated, providing in most cases instant approval for title insurance coverage.

Consistent with the other titles of HIPAA, our proposed definition did not include certain types of insurance entities, such as workers» compensation and automobile insurance carriers, other property and casualty insurers, and certain forms of limited benefits coverage, even when such arrangements provide coverage for health care services.

A group health plan or health insurance issuer or HMO, or their business associate on their behalf, may perform such analyses for an employer customer and provide the results in de-identified form to the customer, using integrated data received from other insurers, as long as protected health information is not disclosed in violation of this rule.

Uninsured Motorist and Comprehensive coverage plans will cover the damage costs, minus the deductible, but other forms of car insurance can leave the hit and run victim with the full bill for car repairs.

Other insurance companies offer terminal benefits in the form of a rider and charge a separate amount of money for its usage.

To third parties when you use our Services to request a quote, services, or information from one or more of those third parties (e.g. an insurance provider in connection with your completion of an insurance quote form)(«Requested Service Providers»), such as by clicking «get your quotes» or other similar buttons at the end of a form, and we may be compensated for such disclosure;

Let's understand that indexed universal life insurance, just like other forms of permanent insurance are commonly used for the following:

Please enter your info into our quote form for free Minnesota Life Insurance quotes as well as from dozens of other life insurance cInsurance quotes as well as from dozens of other life insurance cinsurance companies.

«Medical payments to others» is another form of liability insurance that pays for medical treatment of individuals that might be injured in the home or on the property.

As with other forms of permanent life insurance protection, the policy holder of an indexed universal life insurance policy may withdraw or borrow the funds for any reason — including the payoff of debts, the supplementing of retirement income, or even to buy a new car.

Founded towards the beginning of the 1960s, Madison National Life Insurance Company now has nearly 60 years of experience within the life insurance industry after forming with the goal of providing a strong financial future foInsurance Company now has nearly 60 years of experience within the life insurance industry after forming with the goal of providing a strong financial future foinsurance industry after forming with the goal of providing a strong financial future for others.