Also, remember that we just calculated potential points based on hotel spending... we didn't even take into account the additional credit card points you would earn by using your card
for other spending categories too!
These cards often offer a higher rewards rates
for other spending categories such as dining and entertainment.
If you're still looking for a travel rewards card, but want a card
for other spending categories, the Barclays Arrival Plus ® World Elite Mastercard ® is likely to be a better overall option.
To assess the trends in these funding streams, I review data on state and local appropriations for higher education from the Integrated Postsecondary Education Data System (IPEDS), and data
for all other spending categories from the Annual Survey of State and Local Government Finances.
Not exact matches
Republican Presidents, including Trump, have promised to balance future budgets with gigantic reductions in discretionary
spending, a
category that includes both outlays
for defense, and all
other areas that are voted each year (as opposed to entitlements that provide benefits guided by a fixed formula).
These three
categories are responsible
for 83 percent of nominal
spending growth over the next decade and 150 percent of
spending growth as a share of GDP (with
other budget
categories shrinking).
And on the
other, new cardholders also enjoy best - in - class rewards, including Discover's Cashback Match ™
for every dollar
spent in their first year, up to 5 % cash back ($ 1,500 quarterly
spending cap) in bonus
categories you activate, and 1 % on all
other purchases.
Other cards offer more or fewer rewards points
for spending in different
categories.
Most
other credit cards have fixed bonus points
for specific
categories of
spending, so the FlexPerks's point structure allows some flexibility in this regard.
Spending in
other categories stays fixed at a dollar
for FlexPoint ratio.
The
other two
categories, along with all
other net purchases not specified above earn you 1 FlexPoint
for each $ 1
spent.
In this video I'm going to show you a great way to get better keywords out of the Google Adwords Keyword tool if you haven't seen the previous video you'll want to watch that video where I show you how to get better search volume numbers from both google adwords as well as some
other sources to get better estimates
for the amount of times that keyword is searched each month i'll put a link in the video here so that you can click that video if you haven't seen that yet let's get started now if you want better results from the Google Adwords Keyword planner you have to work a little differently than everyone else so most people come to the Google Adwords Keyword planner and they simply click on this search
for new keywords using a phrase, website, or
category and then they just paste a bunch of keywords into this text box so let's say as an example that these were our starting keywords ok so let's say we have the keywords «fishing tips» «fishing tackle» «fishing
for bass» «fishing rod» and «fishing reel» what most people do is that they would simply come here and they would copy this they would paste it into this field and they would hit Search and they would get back their results and that's fine but one little tip that will help you get much better results is only paste in one key word at a time so instead of pasting all these in just paste in the single keyword «fishing tips» and then proceed from there to pull that those results up and you'll get this back if you click right here you can download the ideas you'll notice they're 701 here listed so if we download these ideas will download them to a CSV file comma separated value file you can open that with notepad you can open it with excel open office when you're finished putting all your ideas and individually you will now have a bunch of different common separate value files containing the keywords and the search volume I've already gone ahead and done that just to save time on the video but i want to show you what happens when you use this method versus just pasting in the keywords like most people do so here you'll see this column here represents these two columns here represent if we had pasted in all of the keywords at once and click search at google adwords keyword tool is one that showed you and you'll see we have a total of 706 results we got back when we did that this column this column here represents what happens when we paste one key word at a time and then download the file paste the second keyword download the file and then we just simply grab those terms and copy them and you'll see now we have a total of 1,915 keywords now what I've done with the highlighting here is to show you anything that's not highlighted in this column is a keyword we would not have gotten back had we pasted in all the keywords at once you can see there's lots and lots of keywords here we would not have seen know your competitors and the company's you're competing against they're using probably the simple method just pasting a bunch of keywords sitting search and then looking through those terms to find their terms if you will take the extra few minutes it takes doesn't take long to simply go in and paste one key word at a time you will get back a ton of great keywords that
others aren't seeing because they're using this
other method and in actuality when I ran the numbers there's a total of 3.8 million searches represented by these keywords here that you would miss if you simply just copied and pasted those five terms and hit search the Google Adwords Keyword planner once you've used the google keyword planner to find lots of new keyword ideas what do you do with all those keywords the biggest problem is that you can there are so many keyword tools out there you can get hundreds of thousands of keywords by
spending a day using the different keyword tools but what you do with all that information the answer is a cool tool called keyword grouper pro and Keyword Grouper Pro is completely free there's not even an opt in you just simply download the tool now at the top of this video there's a link if you click that i'll show you exactly how to use keyword grouper pro doesn't matter where you got your keywords from i'm going to show you how to take those keywords group them into tight groups and then you can set up your campaigns and know exactly which groups represent buyers and once you know where the buyers are at you can simply focus your marketing in that area to make more profit in your business
Apple earnings were saved by the company's new MVP Opinion: With iPhone unit sales struggling
for growth, Apple now depends on all the money iPhone users are
spending on appsApple Inc.'s quarterly results were saved by stronger revenue of its software, services and its
other products
category, amid disappointing iPhone sales.
Open space remains the largest
spending category at $ 119 million;
other broad
categories include: $ 58 million
for parks, rec and historic preservation; and $ 21 million
for municipal solid waste management.
The Online Publisher's Association reported in 2004 that dating websites created more revenue than any
other paid online content
category, as they netted roughly $ 470 million in consumer
spending, up from about $ 40 million in 2001.11 Revenue growth has slowed in recent years, but the industry continues to maintain a robust base of users, many of them willing to pay premium fees
for access to specialized services.12
In an analysis
for Education Next, Douglas Webber looks at state
spending decisions over the past 30 years to determine the relationship between state higher - education funding declines and increases in
other categories.
Spending in other major categories also accelerated sharply during that time, though their relatively lower costs have been less consequential for state and local budgets overall: health and hospital spending increased 67 percent, from $ 465 to $ 777 per resident; police and fire protection grew 59 percent, from $ 284 to $ 450; and corrections grew 66 percent, from $ 134 t
Spending in
other major
categories also accelerated sharply during that time, though their relatively lower costs have been less consequential
for state and local budgets overall: health and hospital
spending increased 67 percent, from $ 465 to $ 777 per resident; police and fire protection grew 59 percent, from $ 284 to $ 450; and corrections grew 66 percent, from $ 134 t
spending increased 67 percent, from $ 465 to $ 777 per resident; police and fire protection grew 59 percent, from $ 284 to $ 450; and corrections grew 66 percent, from $ 134 to $ 222.
I do not control
for any
other factors, such as the condition of the economy, because doing so would obscure the relationship with higher education
spending of any
categories that tend to flucuate with the business cycle.
For a district qualifying under this paragraph whose charter school tuition payments exceed 9 per cent of the school district's net school spending, the board shall only approve an application for the establishment of a commonwealth charter school if an applicant, or a provider with which an applicant proposes to contract, has a record of operating at least 1 school or similar program that demonstrates academic success and organizational viability and serves student populations similar to those the proposed school seeks to serve, from the following categories of students, those: (i) eligible for free lunch; (ii) eligible for reduced price lunch; (iii) that require special education; (iv) limited English - proficient of similar language proficiency level as measured by the Massachusetts English Proficiency Assessment examination; (v) sub-proficient, which shall mean students who have scored in the «needs improvement», «warning» or «failing» categories on the mathematics or English language arts exams of the Massachusetts Comprehensive Assessment System for 2 of the past 3 years or as defined by the department using a similar measurement; (vi) who are designated as at risk of dropping out of school based on predictors determined by the department; (vii) who have dropped out of school; or (viii) other at - risk students who should be targeted to eliminate achievement gaps among different groups of studen
For a district qualifying under this paragraph whose charter school tuition payments exceed 9 per cent of the school district's net school
spending, the board shall only approve an application
for the establishment of a commonwealth charter school if an applicant, or a provider with which an applicant proposes to contract, has a record of operating at least 1 school or similar program that demonstrates academic success and organizational viability and serves student populations similar to those the proposed school seeks to serve, from the following categories of students, those: (i) eligible for free lunch; (ii) eligible for reduced price lunch; (iii) that require special education; (iv) limited English - proficient of similar language proficiency level as measured by the Massachusetts English Proficiency Assessment examination; (v) sub-proficient, which shall mean students who have scored in the «needs improvement», «warning» or «failing» categories on the mathematics or English language arts exams of the Massachusetts Comprehensive Assessment System for 2 of the past 3 years or as defined by the department using a similar measurement; (vi) who are designated as at risk of dropping out of school based on predictors determined by the department; (vii) who have dropped out of school; or (viii) other at - risk students who should be targeted to eliminate achievement gaps among different groups of studen
for the establishment of a commonwealth charter school if an applicant, or a provider with which an applicant proposes to contract, has a record of operating at least 1 school or similar program that demonstrates academic success and organizational viability and serves student populations similar to those the proposed school seeks to serve, from the following
categories of students, those: (i) eligible
for free lunch; (ii) eligible for reduced price lunch; (iii) that require special education; (iv) limited English - proficient of similar language proficiency level as measured by the Massachusetts English Proficiency Assessment examination; (v) sub-proficient, which shall mean students who have scored in the «needs improvement», «warning» or «failing» categories on the mathematics or English language arts exams of the Massachusetts Comprehensive Assessment System for 2 of the past 3 years or as defined by the department using a similar measurement; (vi) who are designated as at risk of dropping out of school based on predictors determined by the department; (vii) who have dropped out of school; or (viii) other at - risk students who should be targeted to eliminate achievement gaps among different groups of studen
for free lunch; (ii) eligible
for reduced price lunch; (iii) that require special education; (iv) limited English - proficient of similar language proficiency level as measured by the Massachusetts English Proficiency Assessment examination; (v) sub-proficient, which shall mean students who have scored in the «needs improvement», «warning» or «failing» categories on the mathematics or English language arts exams of the Massachusetts Comprehensive Assessment System for 2 of the past 3 years or as defined by the department using a similar measurement; (vi) who are designated as at risk of dropping out of school based on predictors determined by the department; (vii) who have dropped out of school; or (viii) other at - risk students who should be targeted to eliminate achievement gaps among different groups of studen
for reduced price lunch; (iii) that require special education; (iv) limited English - proficient of similar language proficiency level as measured by the Massachusetts English Proficiency Assessment examination; (v) sub-proficient, which shall mean students who have scored in the «needs improvement», «warning» or «failing»
categories on the mathematics or English language arts exams of the Massachusetts Comprehensive Assessment System
for 2 of the past 3 years or as defined by the department using a similar measurement; (vi) who are designated as at risk of dropping out of school based on predictors determined by the department; (vii) who have dropped out of school; or (viii) other at - risk students who should be targeted to eliminate achievement gaps among different groups of studen
for 2 of the past 3 years or as defined by the department using a similar measurement; (vi) who are designated as at risk of dropping out of school based on predictors determined by the department; (vii) who have dropped out of school; or (viii)
other at - risk students who should be targeted to eliminate achievement gaps among different groups of students.
Use the card to earn the welcome bonus and keep it around
for those times when you'll be staying at a Hilton resort, or can leverage any of the
other bonus
spending categories.
Spending in
other categories stays fixed at a dollar
for FlexPoint ratio.
The
other two
categories, along with all
other net purchases not specified above earn you 1 FlexPoint
for each $ 1
spent.
If you choose a
category other than travel, you will only need to
spend $ 4,000 per year in that
category to make up
for the $ 80 more in annual fees
for this card.
Plus, earn better rewards than most
other credit cards, including one ScoreCard point
for every dollar
spent — and year - round 2x and 3x points
categories.
For some people, it's fun to track those special
categories, while
other people find it confusing (especially if you have to remember to sign up each time and keep track of the
spending limits).
Since the Discover it ® Miles effectively gives cardholders a 1.5 % rewards rate (1.5 x $ 0.01), it's best used by anyone
for whom most
spending falls outside of the 5 %
categories of
other Discover cards.
For all
other categories, find the best card that fits your
spending.
Some only offer a sign - up bonus after you
spend a particular amount, while
others give special rewards
for transactions at certain
categories of merchants.
We'd recommend the Ink Business Cash ℠ Credit Card
for small businesses - as long as your company
spends $ 25k or less on bonus
categories, you will find some of the highest savings with the Ink Business Cash ℠ Credit Card over any
other business card.
If the $ 500 of
other spending includes a meaningful amount in any of the 15 Chase Freedom
categories (maybe Telecommunications
for your telephone bills, Department stores, Fast Food, Movie Theaters / Rentals) then you can benefit by getting at least twice the rewards (3 % vs 1.5 %) on those purchases.
I also know that you can get 5 %
for gas / groceries and use 3.75 % chase on 3
other categories not covered by your 5 % gas / groceries but I don't
spend enough in general to make getting a Blue Cash
for 5 % worth it.
Maybe you have an account
for your monthly bills, one
for discretionary
spending and
others tied to your key
spending or budget
categories.
For purchases over the quarterly
spending limit or any purchases outside the rotating
category, earn unlimited 1 % cash back on all
other purchases — automatically.
After you earn the welcome bonus and have
spent more than $ 10,000 in the bonus
categories, the card earns just 1 percent back
for most purchases, which lags behind
other rewards cards.
For businesses with just one or two people who only travel periodically, they should consider the
other spending categories of the business, such as office supplies and gas.
The sign - up bonus is lucrative at 80,000 points
for $ 2,000 in
spend (first 3 months) and it has bonus
categories for expenses
other than hotel bookings (gas, grocery, restaurants).
For example, say you
spend $ 250 on bonus
categories, earning 5 % cash back, while the
other $ 750, earns you 1 % cash back.
Unlike the
other cards on this list, the Capital One ® Spark ® Cash
for Business doesn't shoehorn you into select
spending categories.
The fact that you get 2 miles
for every dollar you
spend is much better than many
other travel rewards cards that offer just 1 mile
for every dollar you
spend and extra miles only in certain
categories, like when you purchase travel or gas.
This card awards two miles
for each dollar
spent on eligible American Airlines purchases and select business
categories including gas stations, telecommunications, and car rentals, and one mile
for each dollar on
other purchases.
While you might miss out on a few percentage points of cash back from one
category during a specific quarter, you'll probably make up
for it in
other quarters, depending on where you
spend money.
Most people find one good credit card with a high cash back percentage
for categories they
spend a lot in and stick with it (where all
other purchases are rewarded at 1 %).
Others would like to know more about their
spending categories — after all, the more familiar you are with how you
spend, the better it can be
for you if you happen to use rewards cards.
Along with an above - average credit limit, consumers that are approved
for this card will earn 5 % cash back on up to $ 1500
spent in rotating
categories and 1 % cash back on all
other purchases.
With 5 % cash back on up to $ 1500
spent in rotating
categories (currently Home Improvement Stores, Furniture Stores, and Bed, Bath, & Beyond) and 1 % cash back on all
other purchases, the Discover it card is Creditnet's top pick
for cash back credit cards.
Plus a generous 5 % cash back on rotating
categories for up to $ 1,500 in
spend (as long as you activate the
categories on a quarterly basis) and 1 % cash back on all
other purchases makes this a very attractive balance transfer card.
See why the Discover it ® Chrome Student card can help you build your financial foundation, earn rewards, and take advantage of
other tools such as the
Spend Analyzer, which breaks down monthly purchases into
categories for quick insights into your
spending patterns.
Bottom Line: We'd recommend most consumers stay away from the Disney Premier Visa credit card; we'd point consumers to the no - annual - fee version (the Disney Rewards Visa
for its perks), or
other travel rewards or cash back credit cards
for great cash back rewards on more
categories of
spending.
Then pick the biggest three or four of your main
spending categories above
for the
others.
The Viking Cruises program will be using a tiered approach letting people earn rewards when paying
for trips with Viking Cruises, as well as earning rewards when
spending money in high - frequency
categories and when making
other purchases.