When we've built up a good claims - loss record, we'll try to switch» — that is, just so long as Kinni can persuade an insurer to agree to a temporary, rather than permanent, moratorium on
payments for preexisting conditions.
The Tour's insurance company has turned down his claim twice, contending that his surgery was
for a preexisting condition.
Some parts of the Affordable Care Act sound great: Insurers will no longer be able to deny coverage
for preexisting conditions, and young adults will be allowed to stay on their parents» health plans until the age of 26.
These typically include travel health insurance (coverage for medical emergencies such as a norovirus outbreak or prescription drugs for seasickness), an accidental death and dismemberment benefit, a waiver
for preexisting conditions and medical evacuation.
Insurers may exclude coverage
for a preexisting condition, or they may charge you more or deny you a policy.
Group plans can also have exclusions
for preexisting conditions.
Employer health plans normally included guaranteed issue coverage, with only individual or private plans denying coverage
for preexisting conditions.
Purchasing a policy for young children will net the lowest life insurance rates and circumvent many of the exclusions
for preexisting conditions that could spring up as the child ages.
Unfortunately, every leading GOP candidate has advocated for a repeal to the ACA, including its protections against being charged more for being a woman or being denied coverage
for preexisting conditions that in the past even included domestic violence abuse — many, such as Carly Fiorina, Marco Rubio, and Ted Cruz, have specifically targeted access to no - copay birth control.