I think the bigger chance
for real disruption are companies like Google and Facebook that all have behavioral data on consumers.
Not exact matches
Banking also offers some tantalizing practical applications
for deep - learning innovators, too; of the three possibilities listed by Agrafioti — personalized AI - driven customer service,
real - time fraud prevention and risk management — it's the last one that might appeal most to those interested in industry
disruption.
In a post on Medium, Musk says food is ripe
for disruption — people want
real food, and the market still hasn't caught up.
«We see a range of industries that are ripe
for disruption, with improvements in technology lowering the cost of access and creating affordable
real estate in space.»
Where these balance sheet improvements are most advanced, future financial distress will look more like what we typically see in instances of financial stress in the major economies — substantial asset price volatility and the potential
for substantial financial losses, but less in the way of a significant
disruption to either short - run or long - run
real economic growth.
Real - time Gross Settlement (RTGS), it is fair to say, was motivated primarily by broad prudential considerations, mainly the desire to minimise the potential
for disruption in the payments system in Australia.
The accelerated period (5 - days) between announcement and implementation caused significant
disruption and uncertainty
for reputable
real estate deals already nearing completion.
Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and
real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and
disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements
for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.
Arsenal lost out on a potential 100m GBP by refusing to sell Mesut Ozil and Alexis Sanchez despite the very
real threat of them walking away from the club
for nothing next summer, not to mention the potential
disruption from the inevitable transfer rumours as they near the end of those contracts.
«There is a
real danger that revoking the requirement
for behaviour partnerships risks increased classroom
disruption, bullying, gang - related violence and truancy.
False fire alarms can be a
real problem
for some schools — interrupting carefully planned lessons, forcing teachers to give up their precious PPA time should they be out of class at the time of the alarm, and even causing major
disruption to exams.
This
disruption results from the opportunities
for collaboration and
real - life learning offered by mobile technologies.
Historically, the banking sector was the most popular destination
for MBA grads, but recent
disruption to the financial markets and emerging trends in
real estate have changed that.
The new eStop displays allow service
disruption information about such events to be communicated to the public in
real - time, before and during the event, allowing
for efficient interaction with bus commuters, increasing the service experience
for passengers and providing an effective management system
for the city.
As a result of that
disruption factor the historically non-dominant sector — the moderate and conservative authors started getting
real traction with audiences OUTSIDE the cons
for the first time.
We believe investors, many of whom chose DHT
for its fundamental stability, have suffered more than enough capital loss and income
disruption in service of a strategy so opaque and ill - communicated as to suggest there is no
real strategy at all.
They're doing
disruption, sequels don't work
for that (Malstrom said Wii Sports won't see a
real sequel
for that reason either).
2008 The Future As
Disruption, The Kitchen, New York NY, organized by Rashida Bumbray and Matthew Lyons Intransit, Moti Hasson Gallery, organized by Omar Lopez - Chadoud The B - Sides, ALIRA a Center
for Contemporary Art, organized by Edwin Ramoran Archeologies of Wonder,
Real Art Ways, Hartford, CT, organized by Kristina Newman - Scott Ethnographies of the Future Remixed, Tides Foundation, New York, NY, organized by Sara Reisman Scratching The Surface VOL 1, L'appartement22, Rabat, Morocco and AVA Gallery, Cape Town, South Africa, organized by Gabi Ngcobo and Mwenya Kabwe Ethnographies of the Future, Rotunda Gallery, Brooklyn, NY organized by Sara Reisman
Still, proper ground rules
for post-screening discussions could have limited the chances of
disruption and allowed at least a taste of the
real divisions in such regions as residents (and elected officials) consider a diverse set of risks and opportunities.
For those who have been following the ongoing antics of the UN climate agitators, it is clear that the real objective is to use the manufactured panic over «climate change» and «climate disruption» to stampede support for complete economic and political «transformation.&raq
For those who have been following the ongoing antics of the UN climate agitators, it is clear that the
real objective is to use the manufactured panic over «climate change» and «climate
disruption» to stampede support
for complete economic and political «transformation.&raq
for complete economic and political «transformation.»
My thoughts on
disruption aside, there is a
real need
for lawyers who can make a decent living while charging lower fees.
However, the
real difficulty
for most parties is providing evidence of both the diversion and that the diversion has caused a significant
disruption to the claimant's business.
«
Real Estate is a conservative and a traditional industry, and thus it is ready
for disruption.
The
real estate industry's appetite
for disruption is challenging everything known about the business.
IoT tools — at a rudimentary stage today — have yet to gain a significant foothold in
real estate, but the potential
for game - changing progress, along with
disruption, is huge.
In his remarks, President Polychron stated that NAR appreciates the «sensitivity» offered by the CFPB to companies making a good - faith effort to comply with the new TILA - RESPA Integrated Disclosure regulation and that NAR will continue to work with the CFPB to minimize any possible market
disruptions or uncertainty when the rule takes effect August 1, which is the busiest transaction season
for real estate.
That will help ensure that
real estate practitioners who heavily use the Internet
for business won't face
disruption or changes in their services by ISPs based on the type of content they provide online.
Read more in - depth interviews in RISMedia's full white paper report, «The
Disruption of the
Real Estate Industry: A Survival Guide
for Brokers and Agents,» by clicking on the link below.
RISMedia's recently released white paper, «The
Disruption of the
Real Estate Industry: A Survival Guide for Brokers and Agents,» includes exclusive RISMedia research on the topic, a look at some of the industry's most noteworthy disruptors, and in - depth interviews with real estate leaders on the veracity of the threat, including strategies for adapting your business for the fut
Real Estate Industry: A Survival Guide
for Brokers and Agents,» includes exclusive RISMedia research on the topic, a look at some of the industry's most noteworthy disruptors, and in - depth interviews with
real estate leaders on the veracity of the threat, including strategies for adapting your business for the fut
real estate leaders on the veracity of the threat, including strategies
for adapting your business
for the future.
In its White Paper, «The
Disruption of the
Real Estate Industry: A Survival Guide,» RISMedia provides the complete results of its Zillow Instant Offers survey, as well as research on the many new business models penetrating the real estate landscape, and strategies for evolving your business to comp
Real Estate Industry: A Survival Guide,» RISMedia provides the complete results of its Zillow Instant Offers survey, as well as research on the many new business models penetrating the
real estate landscape, and strategies for evolving your business to comp
real estate landscape, and strategies
for evolving your business to compete.
(Get exclusive insight in RISMedia's white paper, «The
Disruption of the
Real Estate Industry: A Survival Guide
for Brokers and Agents.»)
Real estate has waves of
disruption headed
for it, and I think the first wave is nearly upon us: youth.
Its rise in market share and market cap coincides with the decline at Countrywide (
for more, see Traditional vs Tech: How the U.K.'s biggest
real estate incumbent is reacting to digital
disruption).
The
real estate market is ripe
for disruption as old ways of doing business are replaced by new.
That's where
disruption will come from: If we don't take steps to create better
real estate transactional experiences
for our clients, someone will do it
for us.
However, the
real estate industry has firmly resisted
disruption, successfully lobbying
for state laws banning commission rebates, preventing the public disclosure of residential sales prices, and requiring consumers to purchase
real estate services that they may not want, as well as blocking third parties from accessing listing data.
Over the next six months, NAR will continue to push Congress
for a five - year NFIP re-authorization bill to provide certainty and avoid further
disruption to
real estate markets.
Bill I wanted to thank you again
for your efforts in selling our home
for close to our asking price with minimal
disruptions to our family in a challenging
Real Estate market.
It seems like the
real estate industry has been «ripe
for disruption»
for decades, although it's hard to recall a time when the headlines sounded as threatening.