Sentences with phrase «for retirement now»

Time moves fast and life is unexpected, so planning for retirement now is crucial.

Younger generations might want to start preparing for retirement now.

This means you can start saving for your retirement now with the peace of mind that you can use the funds for tuition costs if you need to.

Whether you want to eliminate debt or start paying up for retirement now, here are some tips to help you reach your retirement goals.

If you don't start saving for retirement now, how will you pay bills when you're older?

What's more, the mean age of the survey respondents was just over 50, which demonstrates an overall lack of preparedness among a group that should really start preparing for retirement now — especially since small business owners have no one else to rely on when it comes to putting their retirement plans in place.

However, you should be investing for your retirement now, and not later, because of the compounding effect, and also you'll gain the employer matching (if available).

This is particularly important if you are not really saving for retirement now.

Based on this score, you'll have to work for the rest of your life — unless you start saving and begin doing some serious planning for retirement now.

In the introduction, we looked at an example showing a typical college graduate faced with the decision to start saving for retirement now or put it off for a few years down the road.

No matter which strategy you go with, the point of all this is to START SAVING FOR YOUR RETIREMENT NOW!

If so, it is important to investigate all of your options and even more important to start saving for retirement now.

If you haven't already started, you need to save for retirement now.

Planning for retirement now will keep you from worrying about it later.

If you want to save for retirement now, and you earned your income (meaning it came from work and not Mom and Dad), a Roth IRA is the way to go.

If you can't afford to save for retirement now, I can tell you it isn't going to be any easier in 10 or 15 years.

Not exact matches

Now the private equity industry is citing those stats to persuade fund managers and retirement plan providers to include private equity in 401 (k) s. Is this a good idea for individual investors?

«When you look at what is driving these results for Canada, we can point to some things that are clearly working, and some things on the horizon that it would be good to address now,» says Ed Farrington, executive vice president for retirement at Natixis.

Who in here likes the idea of» — and she slows down now for effect — «early retirement?

(Set aside for now the apparent hypocrisy implied by the fact that Hobby Lobby apparently invests some of its 401 (k) employee retirement plan's money in the pharmaceutical companies that produce the very contraceptives that Hobby Lobby is so hell - bent on avoiding paying for.)

The beauty of starting your lifestyle diet now is that it gets you ready for a standard of living you can continue to afford in retirement.

The trick is that the IRS is serious about IRAs being used to build funds for retirement and is on the lookout for schemes to use IRAs to enrich your life now.

If that's true, nothing I can teach you today about the importance of saving for retirement — and the importance of starting to do so right now — will compare to the life lesson you'll have learned by the time you actually reach retirement.

If you take the plunge and tap your retirement plan for the cash you need to start your company, there's no guarantee that your business will generate a higher return than you'd get by keeping your money in the large - cap mutual funds it's probably in right now.

A Roth 401 (k) isn't always better financially — for example, if you work in a high - tax state now but plan to retire in a lower - tax state in the future — but for the majority of Americans, the Harvard study shows a Roth 401 (k) leads to increased spending power in retirement.

To help Gen Xers get back on track for retirement, they need to focus on the time they have between now and their desired retirement age.

Even if you have to put aside saving for a a couple of months or even a year, it's totally worth it in the end since you can now put that monthly payment towards your retirement savings and not an outrageous interest rate.

Congress» proposal to slash 401 (k) contribution limit will most likely affect the way American workers now save for retirement.

With most people now working until age 65 or later, they should continue contributing to their 401 (k) and leave the assets to accumulate for retirement.

For your retirement to comfortably last the decades you can expect to live, you need to start saving now.

For retirement savers, the rule's uncertain future means that advisors will likely continue adhering to the provisions that took effect last June, at least for nFor retirement savers, the rule's uncertain future means that advisors will likely continue adhering to the provisions that took effect last June, at least for nfor now.

She wished she had changed her career path sooner in her life but now that she is in her late 50s, she was too close to retirement age to change anything and it was best to just stick it out — for another nine years!

Congress» proposal to slash 401 (k) contribution limit will affect the way American workers now save for retirement.

For some, «retirement» now consists of a second career, paid or otherwise, and better health.

Using the «claim now, claim more later» strategy, retirees can claim some benefits now, and higher benefits later, by applying for spousal benefits instead of their own retired - worker benefits when they reach full retirement age.

For example, not only are millions of Baby Boomers now reaching retirement age, some 90 million so - called Millennials or «Gen - Yers» are now entering the workforce — and creating new patterns of consumption and demand, says Jack Plunkett, CEO at Plunkett Research.

Incumbent directors offer reasons for staying: how they know the company, enjoy serving, etc., and are skillful at wiggling, raising the retirement age to 71, 72 and now 75 (from 69 and 70).

The dilemma now, at least for boomers nearing retirement, is when and if to take some money off the equity table.

Rethink «retirement» «I've been on this agenda for a number of years now, that we need to quit talking about retirement planning and start talking about planning for when you can no longer work,» McClanahan said.

During the recession two years ago, 35 % of workers weren't saving anything for retirement; now 41 % aren't, says the latest report from the Employee Benefit Research Institute.

Cash - strapped millennials now have another expense to juggle, in addition to saving for retirement and paying student loans: They're shelling out tens of thousands for someone to watch Junior.

Moreover, more than half of the pool of respondents say that they plan to save later for retirement in order to make up for not saving enough now.

Get aggressive and knock out high - interest debt now, since later you'll probably be balancing saving for your own retirement and for college if you have kids.

Key goals right now should include putting enough aside in your employer - sponsored retirement plan to get any company match, and socking three to six months of living expenses in a savings account for emergencies.

As things are now, even with favorable tax rules, lots of people aren't saving enough for retirement.

«Many Millennials are happy to spend now as opposed to saving for retirement since it's so far off in the distance,» reports Zaino.

Social Security is facing a deadline for providing future retirement income now that the baby boomers are entering the picture.

Now that we're debt - free, we want to start saving up for retirement.

Although the $ 50 rule seems to work for us right now, I could see us adjusting that amount up or down as we earn more or less or reach retirement age.

It has been close to a year since the Department finalized the Fiduciary Rule and PTEs, and now with the additional extension of the applicability date contained in this final rule, there is little basis for concluding that advisers need still more time before they will be ready to give advice that is in the best interest of retirement investors and free from material misrepresentations in exchange for reasonable compensation.