In the case of the new money back policy, this means that policyholder can opt
for rider benefits on any policy anniversary within 20 years of subscribing the policy as the premium paying term for this policy is 20 years though the policy tenure is 25 years.
Premium
for rider benefits if selected will be collected over and above the premium under Basic Plan.
You pay an additional fee
for the rider benefits which, in part, pay for protecting the rider benefit base from investment losses.
For the rider benefit, accidental deaths due to any self - inflicted injury, acts of criminal nature, war, aviation, participation in hazardous activities, alcohol abuse, etc. are excluded
Not exact matches
The company, in turn, would began offering educational workshops and clinics,
for a modest fee, where they'd share some of the physiological
benefits of custom - fit saddles and offer a diagnostic assessment of a
rider's gear.
The consumer will incur a surrender charge, be subject to the commencement of a new surrender period, lose existing
benefits (such as a higher crediting guarantee than is currently available, as well as death, living or other contractual
benefits), or be subject to increased fees, investment advisory fees or charges
for riders and similar product enhancements;
In addition to helping you save
for retirement, the Vanguard Variable Annuity also can provide you with dependable cash flow during retirement if you choose the Guaranteed Lifetime Withdrawal
Benefit rider.
«
For a client who needs guaranteed retirement income, I might recommend using this product in combination with another annuity that provides a guaranteed living
benefit rider,» she added.
The consumer will incur a surrender charge, be subject to the commencement of a new surrender period, lose existing
benefits (such as death, living or other contractual
benefits), or be subject to increased fees, investment advisory fees or charges
for riders and similar product enhancements;
Nationwide has debuted a long - term care accelerated
benefits rider for survivorship universal life insurance policies that company insiders informally dub the «parents
rider.»
This
rider provides a $ 10,000 death
benefit for all of your children under age 18.
Another optional
rider allows policyholders to accelerate their death
benefit to help pay
for long - term care expenses.
The
benefit will not be paid
for critical illnesses initially diagnosed before the
rider effective date or during the waiting period.
For example, one advisor has been writing a variable annuity for couples and including a joint life living benefit rider that is now suspend
For example, one advisor has been writing a variable annuity
for couples and including a joint life living benefit rider that is now suspend
for couples and including a joint life living
benefit rider that is now suspended.
Examples include lifetime guaranteed income
riders, critical illness
riders,
riders that pay
for care in event of two of six activities of daily living, and guaranteed rollup death
benefits.
So I will do everything in my power to deliver on those goals
for the
benefit of our organization and the millions of people —
riders, drivers, eaters and couriers — and their communities that Uber serves every day.
«New York is now one step closer to enabling increased transportation options
for riders; allowing
for greater economic opportunity
for drivers; and creating
benefits to the community like reducing impaired driving and CO2 emissions,» said David Mack, the senior director of public affairs at Lyft.
Riders can benefit from any of the motorcycle safety programs offered for both new riders looking to learn the critical skills needed to ride safely and experienced motorcyclists who want to reinforce safe driving prac
Riders can
benefit from any of the motorcycle safety programs offered
for both new
riders looking to learn the critical skills needed to ride safely and experienced motorcyclists who want to reinforce safe driving prac
riders looking to learn the critical skills needed to ride safely and experienced motorcyclists who want to reinforce safe driving practices.
The MTA Board approved a five - year, $ 29 billion capital plan, saying it would
benefit riders across the New York City region, and thanking both Cuomo and NYC Mayor Bill de Blasio
for increasing funding
for the system.
The
benefits the MTA could fund, according to the analysis, include: — Restoring midday, nighttime and weekend service that was reduced on the 1, 7, A, F, J, L and M lines in 2010, creating shorter waits
for nearly 600,000 weekday and weekend
riders.
2/13/2007 Ride4AIDS to
Benefit UCSD AIDS Research Institute and Being Alive San Diego Riders are invited to sign up now for the fourth annual «Ride4AIDS,» a one - day HIV / AIDS benefit bike ride along San Diego's scenic waterfront, which will be held Sunday, Ap
Benefit UCSD AIDS Research Institute and Being Alive San Diego
Riders are invited to sign up now
for the fourth annual «Ride4AIDS,» a one - day HIV / AIDS
benefit bike ride along San Diego's scenic waterfront, which will be held Sunday, Ap
benefit bike ride along San Diego's scenic waterfront, which will be held Sunday, April 1A.
Take the money you'll save on the shorter coverage period and buy a shorter waiting period,
benefit for home care (as many policies pay out only 50 cents on the dollar
for long - term - care at home), and compound - inflation protection
riders.
Janus targets a 40 - year - old precedent set by Abood v. Detroit Board of Education, which permits allowing agency fees as a means to avoid a «free
rider» problem: non-union members
benefiting from union representation in contract negotiations, but not paying
for that service.
On the other side, public employee unions argue that agency fees are needed to avoid the «free
rider» problem — i.e., non-members receiving
benefits provided by union contracts, but not paying
for them.
Make comparisons of premium costs
for many different policy variations such as the death
benefits amount, and optional
riders.
The long - term care
rider advances the death
benefit to help pay
for qualified long - term care expenses.
Death
benefit riders typically offer a guaranteed annual yield that contractually grows
for a specific period or until your passing.
It can also be used as an efficient delivery system
for an attached
benefit income
rider to solve
for future income.
That's why it may be a great time
for you to consider a Brighthouse Financial variable annuity with the optional FlexChoice Access living
benefit rider, which lets you turn a portion of retirement savings into guaranteed income that lasts
for life.
Most insurance companies allow parents to add a child
rider, a provision that allows the policyholder to add
benefits to an existing insurance policy
for an extra cost.
Option
for benefits to continue even after the death of the life insured (when premium waiver
rider is opted)
When Life Happens
Riders can help cover you
for life's unexpected changes, such as waiving your premiums if you become disabled, or providing access to your death
benefit early if you become terminally ill.
1) Bharti AXA Life Hospi Cash
Rider (UIN: 130B007V02): This
rider allows payment of a fixed
benefit for each day of hospitalization and also provides lump sum
benefit in case of surgery.
In addition, he was able to supplement his whole life policy with a convertible term life insurance
rider that significantly increased his death
benefit for very little additional cost.
Accelerated
Benefits rider (terminal illness only): pays out a portion of the death
benefit for a qualifying terminal illness.
Variable annuities contain fees and charges including, but not limited to, mortality and expense risk charges, sales and surrender (early withdrawal) charges, administrative fees, and charges
for optional
benefits and
riders.
Bharti AXA Life Hospi Cash
Rider (UIN: 130B007V02): This
rider allows payment of a fixed
benefit for each day of hospitalisation.
Each policy will have different options
for this
rider when it comes to length of
benefit payment and how much it will cost.
Do not charge fees except
for extra
benefits such as lifetime income
riders and death
benefit riders.
The business value protection
rider allows owners to increase the death
benefit as the value of the business increases, which may be suitable
for buy - sell agreements and key person insurance.
Nationwide long - term care
rider provides
for a cash indemnity
benefit.
The term conversion
rider is great
for young people just starting out with a term life insurance policy, who may be considering the
benefits of permanent coverage but are not quite yet willing to make a commitment.
This
rider is critical, particularly if you are considering life insurance
for children or young adults, because if the insured develops a disease or become uninsurable during the policy period, the insurance company allows the insured to increase his or her total life insurance coverage and death
benefit at specific times.
For purposes of this post, it just needs to be understood that we can bridge the deficiency of not having enough coverage in our banking policy with a term
rider, which can be used to add convertible term life insurance (which results in an increase to the death
benefit).
The long - term care
rider allows you the ability to access funds from the policy's death
benefit for qualifying long - term care services.
The long - term care
rider will provide a
benefit for long - term care services, including nursing homes, assisted living, or in - home care.
Protected Insurability
Benefit Rider: this
rider is excellent if you are young or if you are considering life insurance
for your children.
The Legalese «A long - term care
rider will accelerate the death
benefit to help pay
for the costs of long - term care services
for chronically ill insureds.
Premiums
for the Term Policy and all
riders are waived while your client is receiving disability
benefits.»
Death
Benefit: For QLACs with return of premium and / or death benefit riders, beneficiaries will receive any remaining value in the contract in the case of the annuitant's premature death, amounting to the difference between the initial premium paid and the cumulative income payments re
Benefit:
For QLACs with return of premium and / or death
benefit riders, beneficiaries will receive any remaining value in the contract in the case of the annuitant's premature death, amounting to the difference between the initial premium paid and the cumulative income payments re
benefit riders, beneficiaries will receive any remaining value in the contract in the case of the annuitant's premature death, amounting to the difference between the initial premium paid and the cumulative income payments received.