Ask your insurance company to offer discounted rates
for second policies if you have already dealt with them before.
You want to save money on your life insurance not pay extra
for a second policy!
1) Whether to go for one policy, and the option is simple «Life option» for full tenure i.e. 34 yrs and the premium will be Rs: 28,000 / -(or) 2) Whether to go for 2 policies, 50 Lakhs each, one for 10 yrs i.e. peak of my requirement to family with single payment for simple «Life option» (Rs: 68,000 / --RRB- and another for 50 lakhs for 34 yrs tenure, and the options
for the second policy is simple «Life option» or «Life option plus Income disability rider» (not accident rider, extra life option).
Dear Harpreet, You may keep the old one and apply
for second policy, may be this is a good option.
In some cases the savings are so great the client not only saves enough
for the second policy they got money back!
A multi-policy discount is offered when you buy two or more types of insurance policies with the same insurance company (or, in some cases, use an insurer
for a second policy type that your car insurance company has partnered with).
Online buying option is not available for first insurance policy and online buying option is not available
for second policy.
Accidental death benefit rider is not available for first policy and it is not available
for second policy.Critical illness rider is not available for former policy and it is not available
for second policy.Term rider is not available for first insurance policy and this rider is not available
for second policy.
Renewal period for first policy is not available and renewal period
for second policy is 2 years.
Accidental death benefit rider is not available for first policy and it is not available
for second policy.Critical illness rider is not available for former policy and it is not available
for second policy.Term rider is available for first insurance policy and this rider is not available
for second policy.
Online buying option is not available
for second policy.
Renewal period for first policy is 2 years and renewal period
for second policy is not available.
Accidental death benefit rider is available for first policy and it is available
for second policy.Critical illness rider is not available for former policy and it is not available
for second policy.Term rider is not available for first insurance policy and this rider is not available
for second policy.
Accidental death benefit rider is not available for first policy and it is available
for second policy.Critical illness rider is not available for former policy and it is not available
for second policy.Term rider is not available for first insurance policy and this rider is not available
for second policy.
Online buying option is open
for second policy.
Grace period for first policy is 30 Days and grace period
for second policy is 30 Days.
Online buying option is available for first insurance policy and online buying option is not available
for second policy.
Accidental death benefit rider is available for first policy and it is available
for second policy.Critical illness rider is available for former policy and it is not available
for second policy.Term rider is available for first insurance policy and this rider is not available
for second policy.
Online buying option is not available for first insurance policy and online buying option is available
for second policy.
Grace period is not available for first policy and grace period
for second policy is 30 Days.
Accidental death benefit rider is available for first policy and it is not available
for second policy.Critical illness rider is not available for former policy and it is not available
for second policy.Term rider is not available for first insurance policy and this rider is not available
for second policy.
Accidental death benefit rider is available for first policy and it is not available
for second policy.Critical illness rider is not available for former policy and it is not available
for second policy.Term rider is not available for first insurance policy and this rider is available
for second policy.
Renewal period for first policy is 2 years and renewal period
for second policy is 1 years.
Surrender value for first policy is not mentioned and surrender value
for second policy is as mentioned.
Accidental death benefit rider is not available for first policy and it is available
for second policy.Critical illness rider is available for former policy and it is not available
for second policy.Term rider is not available for first insurance policy and this rider is not available
for second policy.
Renewal period for first policy is not available and renewal period
for second policy is not available.
Grace period is not available for first policy and grace period is not available
for second policy.
Accidental death benefit rider is available for first policy and it is available
for second policy.Critical illness rider is not available for former policy and it is available
for second policy.Term rider is not available for first insurance policy and this rider is not available
for second policy.
Grace period for first policy is 30 Days and grace period is not available
for second policy.
Accidental death benefit rider is not available for first policy and it is available
for second policy.Critical illness rider is not available for former policy and it is not available
for second policy.Term rider is available for first insurance policy and this rider is not available
for second policy.
Accidental death benefit rider is available for first policy and it is not available
for second policy.Critical illness rider is available for former policy and it is not available
for second policy.Term rider is not available for first insurance policy and this rider is not available
for second policy.
Accidental death benefit rider is available for first policy and it is not available
for second policy.Critical illness rider is not available for former policy and it is available
for second policy.Term rider is not available for first insurance policy and this rider is not available
for second policy.
Accidental death benefit rider is not available for first policy and it is not available
for second policy.Critical illness rider is not available for former policy and it is available
for second policy.Term rider is not available for first insurance policy and this rider is not available
for second policy.
Renewal period for first policy is Not Applicable and renewal period
for second policy is not available.
Accidental death benefit rider is available for first policy and it is available
for second policy.Critical illness rider is not available for former policy and it is available
for second policy.Term rider is not available for first insurance policy and this rider is available
for second policy.
Accidental death benefit rider is available for first policy and it is available
for second policy.Critical illness rider is available for former policy and it is available
for second policy.Term rider is not available for first insurance policy and this rider is not available
for second policy.
Accidental death benefit rider is not available for first policy and it is not available
for second policy.Critical illness rider is not available for former policy and it is not available
for second policy.Term rider is not available for first insurance policy and this rider is available
for second policy.
Accidental death benefit rider is not available for first policy and it is available
for second policy.Critical illness rider is not available for former policy and it is not available
for second policy.Term rider is not available for first insurance policy and this rider is available
for second policy.
Accidental death benefit rider is available for first policy and it is not available
for second policy.Critical illness rider is not available for former policy and it is not available
for second policy.Term rider is available for first insurance policy and this rider is not available
for second policy.
Accidental death benefit rider is available for first policy and it is available
for second policy.Critical illness rider is available for former policy and it is available
for second policy.Term rider is not available for first insurance policy and this rider is available
for second policy.
Accidental death benefit rider is available for first policy and it is available
for second policy.Critical illness rider is not available for former policy and it is available
for second policy.Term rider is available for first insurance policy and this rider is available
for second policy.
Accidental death benefit rider is not available for first policy and it is not available
for second policy.Critical illness rider is available for former policy and it is available
for second policy.Term rider is not available for first insurance policy and this rider is not available
for second policy.
Accidental death benefit rider is available for first policy and it is available
for second policy.Critical illness rider is not available for former policy and it is not available
for second policy.Term rider is available for first insurance policy and this rider is available
for second policy.
Accidental death benefit rider is not available for first policy and it is available
for second policy.Critical illness rider is not available for former policy and it is not available
for second policy.Term rider is available for first insurance policy and this rider is available
for second policy.
Accidental death benefit rider is available for first policy and it is available
for second policy.Critical illness rider is not available for former policy and it is available
for second policy.Term rider is available for first insurance policy and this rider is not available
for second policy.
Accidental death benefit rider is available for first policy and it is not available
for second policy.Critical illness rider is available for former policy and it is available
for second policy.Term rider is available for first insurance policy and this rider is not available
for second policy.
Accidental death benefit rider is not available for first policy and it is available
for second policy.Critical illness rider is available for former policy and it is available
for second policy.Term rider is available for first insurance policy and this rider is available
for second policy.
Accidental death benefit rider is not available for first policy and it is available
for second policy.Critical illness rider is available for former policy and it is available
for second policy.Term rider is available for first insurance policy and this rider is not available
for second policy.
Accidental death benefit rider is available for first policy and it is not available
for second policy.Critical illness rider is not available for former policy and it is not available
for second policy.Term rider is available for first insurance policy and this rider is available
for second policy.
Accidental death benefit rider is available for first policy and it is available
for second policy.Critical illness rider is not available for former policy and it is not available
for second policy.Term rider is not available for first insurance policy and this rider is available
for second policy.