Some discounts are associated with age; others discounts are earned upon completion of approved accident prevention
courses for senior drivers.
If you are 17, you are eligible
for a senior driver license if you have a junior driver license and have completed a state - approved high school or college driver education course.
Insurance rates are generally
high for senior drivers, and college students, since they are considered higher risks on road.
The same rule holds good
for senior drivers too, since they are given a different status as far as auto insurance is concerned.
Best
Cars for Senior Drivers: Consumer Reports» list includes new and used vehicles that scored well in Consumer Reports tests for access, visibility, front - seat comfort, driving position, and controls.
The following car insurance providers offer great
resources for senior drivers such as driver improvement courses and provide discounts on car insurance for seniors:
CarFit Developed by the American Society on Aging, AARP, The American Occupational Therapy Association, Inc. and AAA, CarFit is a 12 - point checklist program
created for senior drivers to evaluate how well their cars are fitting their physical and mental needs.
If you are 17, you are
eligible for a senior driver license (Class D or M) if you have a junior driver license or limited junior driver license and have completed a state - approved high school or college driver education course.
According to the National Association of Insurance Commissioners (NAIC), 31 states and Washington DC have discounts
for senior drivers written into their state laws.
According to the Insurance Institute for Highway Safety (IIHS), fatality rates
for senior drivers from traffic accidents are 17 times higher than for other drivers.
In terms of lowering car insurance premiums to an absolute minimum, the best kind of
automobile for senior drivers is a basic used car with dual air bags, for as low a price as you can get.
While it is
important for senior drivers to maintain their driving independence, eventually elderly drivers and their family must have the difficult conversation about when driving capabilities are beginning to diminish and causing potential danger for others on the road and themselves.
Drivers education in Pennsylvania is required by the Department of Transportation for first - time drivers before they can
apply for a senior driver's license.
Many seniors have difficulty driving at night, limiting their driving during the day, so have a regular eye check - up since many states require additional medical or visual
exams for senior drivers.
El Cajon Driving School provides
instruction for Senior drivers who wish to prepare for their scheduled driving test at the DMV or have been required by DMV to re-take a driving test due to vision impairments, medical issues, or a driving incident.
These are just some of the ways on how seniors can get better auto insurance rates and since policies on car
insurances for senior drivers may vary across states it is highly recommended for people to consult their insurance agents first.
This discount is also good for older drivers who work from home or close to home,
for senior drivers who don't go out much, for city drivers who have access to public transportation, and for anyone else who doesn't drive too often.
For a senior driver it would be smart to get quotes from all carriers illustrated to find maximum savings and optimum coverage.
There is no «higher standard»
for senior drivers, but all of us can benefit from some training.
Contact your auto insurance agent BEFORE taking the course to determine if this course will qualify
you for a senior driver discount.
Your insurance company can also tell you the exact amount you can save on your auto insurance premiums as a result of successfully finishing our approved Idaho defensive driving course
for senior drivers.
It's also great
for senior drivers or any drivers who would like to take a refresher course and become a better driver.