Sentences with phrase «for substantial debt»

A brutal assessment of the bailout terms facing Athens by the International Monetary Fund calls for substantial debt relief for a further 30 years

Not exact matches

Also, that test was required to include other, existing debt (which is often substantial for investors).

All told, though, the plan is, like its House counterpart, a proposal to dramatically slash corporate tax rates, open up a big new loophole for wealthy individuals, and pay for the cuts by dramatically expanding the national debt and ending a number of tax deductions that could leave a substantial share of middle - and upper - middle - class people paying more.

In addition, the data for selected states reveal substantial regional variations in debt and credit patterns:

All of this doesn't even begin to account for the potential for higher taxes to service and repay the substantial run up in federal debt that has taken place already and that is planned for the future.

Credit card debt poses a substantial challenge for many people.

Mark's primary areas of expertise include: assisting clients with substantial private businesses manage the growth from a financial and strategic perspective advising high net worth clients on succession and estate planning issues helping clients achieve the optimal value for their business upon disposal on an after tax basis analysis of business performance assisting clients with debt raising issues structuring client's affairs for maximum tax benefits.

Jakarta's 38.9 % increase was driven by a substantial recovery in domestic demand in the wake of Indonesian sovereign debt's return to investment - grade status, which energized leveraged investment initiatives and drove up demand for prime office space across the capital.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Anyone in substantial amounts of debt should work even for no pay — bankruptcy would be prohibited even in cases where one could never pay their debts in full.

The question of who would hold responsibility for a failure to raise the debt ceiling and a government default, posed as a hypothetical question, has received quite a bit of polling and a substantial majority say they would assign the blame squarely on the Republican party

These include: For decades now, year - on - year federal budget deficits have resulted in an out - of - control federal debt load, which represents a clear and substantial danger to current and long - term viability and stability of our Republic.

For decades now, year - on - year federal budget deficits have resulted in an out - of - control federal debt load, which represents a clear and substantial danger to current and long - term viability and stability of our Republic.

Even if they find a way around the arguments for a legal obligation, there is a strong ethical case which they would be advised not to spurn - particularly as the cameraman hired, Danny Dewsbury, is a student in substantial debt.

«It is much better for property owners to address these issues before their properties are subjected to a lien sale, because the third parties who buy these liens add substantial interest charges and fees to unpaid debts and can ultimately foreclose on a property if its debt remains unpaid.»

Our analysis highlights the substantial role of graduate school in expanding the black - white debt gap, and indicates that the enrollment growth for blacks has been highly concentrated in the for - profit sector.

Borrowing costs may be higher because of PA's 5 credit downgrades AND lawmakers who support this borrowing have not shared how they plan to pay for these substantial new debt service payments in future budgets.

Debt service payments on TIFIA direct loans issued under a TIFIA line of credit can be deferred for up to fifteen years after substantial completion.

The TIFIA and RRIF statutes give the DOT discretion to defer the commencement of debt service repayments for up to five years after substantial completion.

When negotiating we bulk together a large number of clients» credit card debts with a particular creditor, then basing negotiations on a significant dollar amount, where we have more leverage and can solidify more substantial discounts for our clients.

For individuals carrying substantial consumer debt, income tax season can be a blessing or a nightmare.

But this experience, together with the more recent experience with debt settlement firms, suggests that there are substantial issues that must be addressed in order for these private mechanisms to work properly.

Our products are specifically designed to cover final expenses and offer additional protection for risks such as loss of income, mortgage cancellation, education expenses, and debt repayment — all which can have a substantial financial impact on those you love.

And for homeowners, equity is usually enough to secure a substantial loan with which to clear debts completely.

Instead of just making monthly payments, you will be expected to pay the debt in full or come up with a substantial amount of money for a settlement.

Most people have some form of debt in their lives, and, for more than a few, their debt is quite substantial.

I retained Jay for a consultation to determine the best strategy for dealing with my substantial student debt.

Eliminated (does not apply to home equity loans for substantial home improvements that comply with debt limit)

Perhaps you've ended up with substantial debt and are looking for a way out of it so you can enjoy all that Aurora has to offer.

While we didn't start being so deep in debt, we had pretty substantial debts as well, carried for over 8 years.

«These victims were hit with a one - two punch: they paid substantial up - front fees for services not provided as promised, then ended up with increased debt, ruined credit, lawsuits, bankruptcy and more,» said Attorney General McCollum.

Kentz» operating margin (adjusting for average minority interest in the past year) remains around 6.3 %, so a 0.6 Price / Sales ratio still looks about right, together with a substantial debt adjustment to reflect their financial strength (they're interested in acquisitions).

[For example, ongoing money market fund reform's touted as protecting savers — in reality, it will conveniently re-allocate a substantial chunk of this $ 2.6 trillion sector into government debt].

For some, this is not an issue because the personal loan already takes care of a substantial amount of the debt.

Tip - offs to Rip - offs Steer clear of debt negotiation companies that: 1) guarantee they can remove your unsecured debt 3) promise that unsecured debts can be paid off with pennies on the dollar 4) require substantial monthly service fees 5) demand payment of a percentage of savings 6) tell you to stop making payments to or communicating with your creditors 7) require you to make monthly payments to them, rather than with your creditor 8) claim that creditors never sue consumers for non-payment of unsecured debt 9) promise that using their system will have no negative impact on your credit report 10) claim that they can remove accurate negative information from your credit report.

Incurring substantial debt is not the way to pay for such things.

First enacted in 2007 after the housing crisis, the mortgage debt forgiveness exclusion provides substantial tax relief for families whose principal residence has been foreclosed.

But when the day comes for you to apply for a more substantial line of credit (an auto loan or even a home loan) your actual debt may not be the only thing the lender considers.

Another convincing argument for credit card debt consolidation is that multiple credit cards generate substantial annual fees.

«Substantial abuse» was expanded by the Bankruptcy Reform Act, which went into effect on October 17, 2005, to include a Means Test which allows Chapter 7 only if a debtor has less income than the median for the state of residence, or can pay less than 25 % of his or her unsecured debt from income remaining after meeting expenses over a 5 year period.

Walsh warned shareholders and employees of the painful restructuring, cost reduction & rationalisation still to come, and then began systematically ticking each action item off his list: i) After one last kitchen sink loss in 2012 of EUR 116 million (mostly goodwill impairment), One51 actually recorded a net profit in 2013 for the first time in 7 years, ii) free cash flow increased from just EUR 1.1 million in 2011 to 15.4 million in 2013, iii) almost EUR 100 million was raised in two years from the sale of the plastic extrusion business, the disposal of stakes in Island Renewable Energy, Thirdforce, IFG, and (most significantly) Irish Continental Group, in addition to a substantial 2013 capital redemption from NTR, and iv) net debt (exc.

Many banks and lending institutions also offer debt consolidation loans for veterans with substantial home equity, allowing them to restructure their high - interest rate obligations into one manageable, monthly payment.

The debt settlement companies examined by the States can not demonstrate any justification for their substantial advance fees based on the effort required to set up an account.

The primary consumer protection problem areas that have given rise to the States» actions include: (1) unsubstantiated claims of consumer savings; (2) deceptive representations about the length of time necessary to complete a debt relief program; (3) misleading or failing to adequately inform consumers that they will be subject to continued collection efforts, including lawsuits, and that their account balances will increase due to extended nonpayment under the program; (4) deceptive disparagement of consumer credit counseling; (5) deceptive disparagement of bankruptcy as an alternative for debtors; (6) lack of screening and analysis to determine suitability of debt relief programs for individual debtors; (7) the collection of substantial up - front fees so the debt relief company gains even if it fails to perform; (8) lack of transparency and information for consumers as to payment of fees, status of accounts, and communications with creditors; (9) significant delays in active negotiation or engagement with creditors, coupled with prohibitions on direct consumer communications with creditors; and (10), in the case of debt settlement companies, basing savings claims (and settlement fees) not on the original account balance, but on the inflated amount due (including late fees and default rates of interest) at the time of settlement.

Our government needs to do something to stimulate serious job growth in this country for our children and it wouldn't hurt to help by forgiving them for a substantial amount of the debt.

I did manage to pay off two of the loans, but due to financial burden and family illness, I have been unsuccessful to get the current loan to a manageable state, I am deeply disturbed that there is no substantial relief for the current student loan debt burden, and that the banks are able to get away with unregulated policy that destroys people's lives.

Recently, the United States Bankruptcy Court for the Southern District of Indiana in In re Fecek, [i] partially discharged a substantial portion a debtor's student loan debt even though the debtor was working full time and earned an income that was above the state median.

When one co-owner faces significant debts, enough to consider filing for bankruptcy, this raises substantial concerns with other owners about keeping the cottage «in... Read more»

In New York, you can file under chapter 7 (also known as liquidation bankruptcy), chapter 9 (only for municipalities and governmental units), Chapter 12 (only for those who qualify as family farmers), chapter 13 (debt repayment chapter) and Chapter 11 (reorganization chapter available to businesses and individuals who have substantial assets or income).

But if you are in a substantial amount of debt and seriously need to purchase that brand new sofa for your living room, it's pretty easy to locate catalogues for people with bad credit online.