Also, while a collections agency can attempt to collect a debt on which the statute of limitations has run out, suing or threatening to sue the borrower
for such a debt is considered to be in violation of the FDCPA.
Corporate and government debt have been soaring for years, but investor appetite
for such debt has evidently grown even more.
One factor contributing to the low spreads may be the strength of demand
for such debt by investors who regard it as an alternative to CGS, which are in short supply.
Not exact matches
«A large
debt also can compromise a country's national security by constraining military spending in times of international crisis or by limiting its ability to prepare
for such a crisis.»
Important factors that could cause actual results to differ materially from those reflected in
such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential
for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences
for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones
such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals
for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by
such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand
for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance
debt, including our ability to obtain the
debt to finance the purchase price
for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws,
such as U.S. export control laws and U.S. and foreign anti-bribery laws
such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law,
such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of
such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate
for our additional capital needs or
for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions
for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
One
such client is Powertex, a Wisconsin graphic design firm that offers 20 employees $ 100 a month each
for debt repayment.
Filings from administrator KordaMentha, lodged after creditors including Murdoch pulled a
debt guarantee, showed CBS in July claimed A$ 844 million owed
for licensing shows
such as NCIS and CSI: Crime Scene Investigation.
You may not be able to avoid
debt entirely, so borrowing should be focused on paying
for things that help build your net worth,
such as a home or education.
But low interest rates, at least in Canada, have pushed household
debt to
such vertiginous levels that officials like Carney know they shouldn't be counting on consumer spending to drive the recovery — ergo, the call
for more corporate investment.
Theoretically, a privately held Dell will not face
such pressures although some might argue that the $ 47 billion in
debt the company assumed to get this thing done comes with its own set of stresses, but that's a story
for another day.
We likely wouldn't be having
such a lengthy dialogue about this issue to begin with if it weren't
for the ominous student loan
debt crisis impacting millennials and their families.
Most of the
debt — about 85 % — will be converted into controlling equity stakes
for such investors as Apollo Global Management, Babson Capital Management, and Guggenheim Investment Management.
The pressure to put money into the industry has created ideal conditions
for fundraising, which is why we have
such a high amount of dry powder and that's creating even more intense competition
for deals along with continued favorable credit markets which allow
for cheap
debt.
Most importantly, the status quo monetary policy distorts economic activity towards
debt - based financial assets and
debt - financed durable goods
such as the «cash
for clunkers» program to boost auto sales.
With that said, there are a string of phone scams taking place, asking people to make payments
for things
such as taxes, hospital bills, bail money,
debt collection and utility bills.
SecondMarket is the largest centralized marketplace and auction platform
for illiquid assets,
such as asset - backed securities, auction - rate securities, bankruptcy claims, collateralized
debt obligations, limited partnership interests, private company stock, residential and commercial mortgage - backed securities, restricted securities and block trades in public companies, and whole loans.
In an interview, Tal agrees the data that is made public,
such as home sales, starts, prices and household
debt is useful, but says is not sufficient
for Canadians or policy - makers to make decisions that are fully - informed.
«Electing
for a long repayment cycle can set you up
for debt drag that eclipses other important milestones in life
such as buying a home, preparing
for retirement and saving
for marriage and children.»
Don't shy away from sharing embarrassing details,
such neglecting to save
for retirement or running up credit card
debt.
Such an outcome would be undesirable
for the world's investors, however, which explains why ratings agency Standard & Poor's moved to downgrade U.S. treasury bills to AA + after the
debt - ceiling deal had been reached.
Another quarter of those surveyed said that they're putting extra cash toward other financial obligations,
such as paying down
debt, taking care of aging parents and paying
for their kids» expenses.
For several years, policy - makers have been introducing new regulations,
such as restrictions on mortgage credit, to curb the build - up of household
debt.
But the document notes that static calculations about
debt fail to account
for many other factors that can affect the entire picture,
such as policy changes aimed at slowing
debt accumulation.
Thanks to budgets, says Danny, «you don't waste your money and can put [it] to better use,
such as paying off
debt, saving
for a home or [
for] travel.»
Current liabilities include notes payable on lines of credit or other short - term loans, current maturities of long - term
debt, accounts payable to trade creditors, accrued expenses and taxes (an accrual is an expense
such as the payroll that is due to employees
for hours worked but has not been paid), and amounts due to stockholders.
Solely
for the purpose of determining the date on which
debt allocated to an account under paragraph (c)(4)(i) of this section is reallocated, the taxpayer may treat all expenditures made during any calendar month from
debt proceeds in the account as occurring on the later of the first day of
such month or the date on which
such debt proceeds are deposited in the account.
Half of millennials are carrying student loan
debt and the resulting financial pressures are so severe that fewer than two in five are saving
for retirement, with many also delaying
such key steps in life as buying a first home and getting married, according to a major new online survey of 1,016 millennials conducted in April 2015 by the nonprofit Investor Protection Institute.
Short Term
Debt Financing usually applies to money needed
for the day - to - day operations of the business,
such as purchasing inventory, supplies, or paying the wages of employees.
This money could be used
for launching new products, paying off
debt or purchasing capital to expand the company,
such as machines or buildings.
We're looking
for people who can speak on summit topics
such as fintech, crowdfinance, online lending /
debt, P2P marketplaces, equity crowdfunding, royalties, new funding models, alternative finance, crowdsales (ICOs), rewards and product pre-sale, social impact, real estate, crowdsourcing, innovation and other trending topics.
Funds may also not be used to reimburse a business owner
for money he or she has previously invested in the business or be used to repay money owed the government,
such as a tax
debt.
They also may not be used to reimburse a business owner
for money he or she has previously invested in the business or used to repay money owed to the government,
such as a tax
debt.
The turnaround is in part due to policy initiatives
such as
debt -
for - equity swaps that helped the largest banks deal with rising
debt loads, and a widespread crackdown by the government on shadow banking that has given them an edge over smaller peers.
However, in comparison to households that only hold owner - occupier
debt, there is evidence that investors tend to accumulate higher savings in the form of other assets (
such as paying ahead of schedule on a loan
for their own home, as well as accumulating equities, bank accounts and other financial instruments).
How can U.S. labor compete with foreign labor when employees and their employers are obliged to pay
such high mortgage
debt for its housing,
such high student
debt for its education,
such high medical insurance and Social Security (FICA withholding),
such high credit - card
debt — all this even before spending on goods and services?
There is no
such discharge of private loans, and since many private loans require a co-signer, your co-signer will become responsible
for your student
debt after your death.
Federal, state and local governments, if your contribution is solely
for public purposes,
such as a gift to reduce the public
debt or maintain a public park
If you take on a new
debt —
such as an auto loan — that increases the front end of your DTI, making it harder
for you stay under that key 45 %.
With the national student loan
debt now exceeding $ 1 trillion, there is a growing need
for repayment plans,
such as Income - Based Repayment (IBR), to suit diverse financial situations.
Together, these requirements create a triple whammy
for some first - time homebuyers who often have smaller down payments, higher
debt obligations —
such as student loans — and traditionally lower credit scores than more seasoned buyers.
Just like a thorough vetting of cabinet nominees could have foreseen the scandals that later emerged, a thorough vetting and review process
for the monster tax cut legislation would have cautioned against
such radical moves in the face of massive maturing supply, a trimming Fed, and a
debt - strapped consumer that is seeing higher interest rates on mortgages and credit cards as a result of the spike in rates.
The system threatens to collapse in
such a way that will leave a legacy of financial cleanup costs
for the bad
debts that form the counterpart to the economy's «bad savings», that is, savings lent to speculators who use the money simply to buy existing properties rather than to create new assets.
The incurrence of
debt financing would result in
debt service obligations and the instruments governing
such debt could provide
for operating and financing covenants that would restrict our operations.
Admati and Hellwig counter that the only reason stockholders demand
such a high rate of return from banks is to compensate
for the relative riskiness of banks — and that they are risky precisely because of all the
debt they hold on their balance sheets.
It is not a perfect analogy but — except, of course,
for the part in which analyses that use the number of bookshops as a proxy
for literacy are widely ridiculed — it is nonetheless similar to what happens when the health of the Chinese economy is measured by the reported GDP data, or when second - order measures,
such as the dependence of Chinese growth on
debt, is estimated by looking at credit growth in relation to GDP growth.
It's a claim on free cash flows that can actually be delivered to shareholders after all other claims have been discharged,
such as
debt service and investment to replace depreciation and provide
for growth.
The legislation enforces limits on discretionary spending until 2021, establishes a procedure to increase the
debt limit, creates a Congressional Joint Select Committee on Deficit Reduction to propose further deficit reduction with a stated goal of achieving at least $ 1.5 trillion in budgetary savings over 10 years, and establishes automatic procedures
for reducing spending by as much as $ 1.2 trillion if legislation originating with the new joint select committee does not achieve
such savings.
The New Bank Disaster Olafur Arnarson, Michael Hudson and Gunnar Tomasson * The problem of bank loans gone bad, especially those with government - guarantees
such as U.S. student loans and Fannie Mae mortgages, has thrown into question just what should be a «fair value»
for these
debt obligations.
Such Parent
debt, consisting of long - term notes, has not been attributed to the Company
for any periods presented because Parent's borrowings are not the legal obligation of the Company.
But we argue that the underlying social purpose of
such Jubilees — to keep
debt within the reasonable ability to be paid without social and economic polarisation — could be recreated via alternative mechanisms, and we discuss the politico - economic arguments
for, and against, doing so.