Sentences with phrase «for term periods»

You can buy term life insurance for term periods of 10, 15, 20, 25 or 30 years.

You can buy term life insurance for term periods of 10, 15, 20, 25 or 30 years.

is for a healthy 30 year old male, non-tobacco user for a term period of 20 years.

A few companies offer it and it provides an option to renew the term for another term period.

Some people believe they only have to pay for the term period, but once it's done, they seize to pay and the coverage stays in force.

So, if you keep your policy for the term period which you are free to choose for yourself (usually 15, 20 or 30 years), if you are alive at the end of your coverage term you can receive the entire premium cost that you paid throughout the whole term to keep your policy in force.

And if you keep it for the term period you initially selected, 100 % of the total premium paid will be returned to you.

Return of Premium Term Insurance (ROP Insurance) is a type of Term Life Insurance which allows the policyholder to receive a guaranteed return of premiums paid if you keep the policy for the term period.

In this way, purchasing term life when you're young can lock in your access to affordable life insurance for the term period — even if your health status changes.

If we look at a $ 500,000 face amount for a term period of 20 years for a 40 year old male we would be looking at $ 485.00 every year.

As long as you pay the premium due, the policy will automatically renew for another term period subject to a maximum age limit.

In most cases, the death benefit remains a constant dollar amount for the term period.

Term policies have level premiums for the term period (five years, ten years or more) and do not accumulate cash value.

Here's how it works: If you keep your policy for the term period, at the end of that time whether 15, 20 or 30 years, the life insurance company that issued the insurance with the return of premium policy, returns the entire premium that you paid for the insurance.

Not exact matches

Greek speakers who have two fundamental color terms to describe light and dark blue — «ghalazio» and «ble» — are more prone to see these two as more similar after living for long periods of time in the UK — where these two are described in English by the same fundamental color term: blue.

One of the most notable pitfalls Toth sees is small business owners using credit intended for a short period of time for a long - term purchase, or vice versa.

Among the terms you must negotiate with your agent are the waiting period before you can collect (akin to a deductible, it can be measured in either hours or days) and the period for which you'll be covered after business resumes but before it regains full strength.

Still, combine the indications of the short - term bond market with today's 5 % GDP news and you get the sense that stock traders betting on low interest rates for longer periods of time may soon have to bail out.

And you could type in any single search term and you could see over [a] 365 - day period how many people were actually searching for the term.

Another study found that when people slept under six hours a night for a prolonged period of time, they ended up, in cognitive terms, legally drunk.

While he sees a transition period that will limit Nokia's profitability this year, he has reiterated a long - term Buy rating for the company.

In recent months, many of the global banks have started to reveal details of their plans to relocate jobs away from London to other financial centers in Europe, afraid that the U.K. and EU won't be able to agree terms of engagement for the post-Brexit period before the U.K. leaves the EU in March 2019.

«As a long - term value investor, we remain cautious and recognise that to generate good real returns over time, we have to be prepared for periods of underperformance relative to the market indices, some even for a stretch of several years.»

«Get through the shorter - term period that's focusing on Europe, and the next five years looks great for equities.»

The Weather Channel advises using ensembles in the medium to long - term forecast realm to see all of the possibilities for a given period.

Federal Reserve data show that average family income at households headed by self - employed people declined 5.4 percent in real terms between 1989 and 2010, while average family income at households headed by people working for others rose 20.4 percent in inflation - adjusted terms over the same period.

In simple terms, a rent - to - own arrangement involves two separate agreements: one for the rental period and one for the purchase.

«I believe that currently we have a supply and demand balance, I mean for this winter period, but for the future we need to see how the situation will evolve in terms of the demand growth and how the production picture moves along in other countries, so we will need to assess the supply - demand balance and its dynamics.»

Because PhotoPoint provides free long - term storage for Kodak's brick - and - mortar retail customers, the Kodak retailers stand to get more reprint orders over a longer time period, Bernstein says.

In fact, some evangelists are already calling pay - as - you - go computing «the fifth utility,» a term that neatly sums up the basic idea: Customers use just as much computing power or storage capability or bandwidth as they need for a particular project or period of time.

The simplified explanation for this aberrant investing disaster was a dramatic rise in interest rates during the period: Rates on long - term government bonds went from 4 % at year - end 1964 to more than 15 % in 1981.

Some need an extra truck for peak business periods, and others want to try out a rental before committing to a long - term lease.»

More than 67 percent were totally unaware of the coverage terms for patients, including cancellation and grace periods.

If you are searching for a card to finance a large payment, you might compare the interest rates on two cards (or the length of their introductory period if they both offer 0 - percent financing) and the flexibility of their repayment terms.

(Sec. 13309) This section requires a three - year holding period (one year under current law) for certain net long - term capital gains with respect to partnership interests held in connection with the performance of investment services.

For gauging price momentum in the very short - term (a period of several days), we have found the 5 and 10 - day moving averages work very well.

Uncertainty about the U.S. presidential race in the near term may produce periods of volatility for the U.S. dollar, yet RBC maintains that the U.S. currency will post modest gains against the Euro, Canadian dollar and sterling as markets look for a U.S. Federal Reserve policy rate increase in the first half of 2017.

Whatever is the current cause of the rise of prices in the housing market, when computed as the mortgage cost in labour time in terms of the average weekly salary, residential properties, with the exception of the 1988 - 1991 period, are now clearly less affordable for middle - class Canadians than they were for the last five decades.

Taking into consideration the actual salary, annual incentive payout and long - term incentive award for the period 2013 - 2015, Mrs. Rometty earned 55 % of her annual total target compensation in 2015.

As you can see in the chart below, based on investment performance for the 35 - year period beginning in 1972, a hypothetical balanced portfolio of 50 % stocks, 40 % bonds, and 10 % short - term investments would have done quite well for a retiree who limited withdrawals to 4 % annually.

In the post-Volcker period, for example, short - term interest rates in the United States have jumped by more than two percentage points within a one - year period on several occasions.

Taking into consideration the actual salary, actual annual incentive payout and actual long - term incentive award for the period 2013 - 2015, Mrs. Rometty earned 55 % of her annual total target compensation in 2015.

The bottom line: While higher volatility is here for the foreseeable future, the selloff has created a number of potential opportunities for investors with longer - term holding periods.

This data goes through year - end 2013, when the risk premiums for stocks over long - term bonds in the most recent 10, 20 and 30 year periods were 1.5 %, 2.4 % and 1.8 %, respectively.

Once your mortgage loan term begins, you'll have a fixed interest rate for a set period of time.

After calculating investor returns in dollar terms, two percentages are calculated for the period examined: Total investor return rate and annualized investor return rate.

I believe you think we are heading for a long period of low returns, but still, with such a long investment horizon ahead of you, don't you think it could make sense to be more exposed to public equities, maybe in passive index funds, and trust the long term wealth building power of that asset class without so much attention to continuous portfolio rebalancing trying to anticipate short term returns?

There tends to be more steady, longer - term need for these jobs, and they can be a huge help for earning a little extra income during slow periods while still allowing you to remain current.

-- > The value of investing in relationships for the long - haul — > Investing in your health and longevity as a way to increase your lifetime earnings — > Why longer life expectancies should change the way you think about investing — > The shockingly low rate of personal savings and investment in the US — > My favorite part of the interview: whether we can reasonably expect the US markets to keep going up at their long - term average 7 % per year after inflation, or whether that was a unique period of US expansion which won't be repeated again.

Mr. Apotheker was granted a long - term incentive award consisting of 76,000 shares of time - based restricted stock vesting in equal amounts annually over a two - year period, 304,000 PRUs for the two - year performance period extending from