Sentences with phrase «for the excess premium»

Because there is more room for excess premium payments using this option, it is often chosen by a buyer with a young family looking to build - up tax - advantaged cash in the cash account.

The policy holder does not earn any interest for the excess premium paid.

Thus, we can see how the addition of riders (for an excess premium) transforms term plans from a bare - bones policy to a comprehensive coverage plan for any unpleasant circumstance.

Not exact matches

For example, we can sell excess energy to the grid as well as implement premium services, such as premium advertising,» Bibop Gresta, HTT chairman and chief operating officer, told CNBC Asia on Friday.

In the 2014 budget, it was clear that even with the freezing of the EI rate at $ 1.88, excess EI revenues would account for much of the projected surpluses and that the EI premium rate would have to be reduced significantly in 2017.

In particular, we note that the EI premium rate will be reduced, together with the creation of a net - zero rate setting mechanism for EI premiums, with excess amounts returned to employers and employees.

The illiquidity risk premium is an excess return paid to investors for tying up capital.

Veteran liquor retailers are being offered steep discounts on Penfolds Grange for the first time in 35 years in what they say is a move by Treasury Wine Estates to clear out excess stock of Australia's iconic premium wine.

But as i mentioned and you have agreed the «premium mark up» on English players means in all honesty we would be better buying someone outside the league if we where genuinely contemplating spending in excess of 25 million (which more than likely he will cost) I would want an established international with assists and goals in the 10s, And we could get a player for around that.

Increased Retiree Health Insurance Premium - Sharing: While most employers — public and private — do not reimburse retirees for the cost of Medicare Part B premiums, New York State pays for the standard premium and the Income - Related Monthly Adjustment Amounts (IRMAA) levied on high - income retirees (couples with incomes in excess of $ 170,000 per year).13 Under the Governor's proposal, the State would cap the amount retirees are reimbursed at current levels and discontinue IRMAA reimbursements for those most able to afford the costs of health insurance.

Expanded ability to contribute excess premiums can be the deciding factor when comparing universal life insurance option A versus Option B. Option B allows for greater tax - favored cash accumulation.

Learn if you owe a repayment for the excess on your advance premium tax credit from our tax articles at H&R Block.

As with private sector mortgage loans with a loan - to - value ratios (LTV) in excess of 80 %, FHA guidelines require borrowers to pay premiums for its mutual mortgage insurance (MMI) program.

If you had a Department of Housing and Urban Development (HUD) / Federal Housing Administration (FHA) insured mortgage, you may be eligible for a refund of part of your insurance premium or a share of any excess earnings from the FHA's Mutual Mortgage Insurance Fund.

This includes if you were to become totally disabled, if you have excess medical bills that are more than 7 1/2 percent of your adjusted gross income, if you're unemployed and need to pay your health insurance premiums, if you owe taxes to the IRS, and if you want to pay higher education expenses for yourself or an immediate family member.

«Investors opt for this approach because they want to capture a return from a particular factor — for example, the value premium, rather than make excess returns from getting market timing right,» he continues.

If you don't like keeping excess funds in your checking account, it does not make sense to pay a premium to bank with an institution that charges you for moving money around.

The efficient markets philosopphy states that premiums become permanent when investors demand excess return — which they do for unpopular stocks.

The guidelines were established to set limits on the amount of excess premiums a policyholder could contribute to a policy for benefiting from the tax - advantaged status of proceeds from life insurance and avoid a modified endowment contract (MEC).

Gain on a full surrender Gain on partial distributions IRA distributions TSA / ORP distributions Correction of excess contributions to IRAs Conversion of IRA assets to a Roth IRA Gain on surrender of Paid Up Additions (PUAs)(Note: Automatic surrender of PUAs for Value Pay is not a taxable event) Processing of Non-Forfeiture Option (NFO) to Extended Term Insurance (ETI) or Reduced Paid Up (RPU) Interest earned on dividend accumulations Loan on a MEC Dividend used to reduce loan interest on a Modified Endowment Contract (MEC) Dividend used to reduce loan on a MEC Compound of loan interest on a MEC Gain recognized on lapsed contract with a loan Collateral assignment on a MEC Non-qualified Annuity (NQA) Collateral Assignments Special interest paid on money held too long Interest earned on advance premiums 1035 exchange without paying off loan first Earnings on non-individual owner contracts for which an exception under section 72 (u) of the Internal Revenue Code does not apply

Since almost all of the «excess returns» disappeared on this comparison, it was only a matter of time before index funds entered the arena, creating small - cap index funds for investors who wanted to claim the premium, without paying large management fees.

They estimate premiums for these two risk measures as the difference in average (arithmetic mean) returns between the riskiest and least risky quintiles in excess of the Treasury bill (T - bill) yield.

A few policies will substantially reduce premiums for a # 1,000 excess, so try this when getting quotes.

A few insurers will substantially reduce premiums for a # 1,000 excess, so try this when getting quotes.

For instance, suppose as a self - employed individual I paid $ 1200 for health insurance premiums over the course of the year, but then at the end of the year it turns out my subsidy was in excess, and I now owe an additional $ 300 in premium tax credit repaymeFor instance, suppose as a self - employed individual I paid $ 1200 for health insurance premiums over the course of the year, but then at the end of the year it turns out my subsidy was in excess, and I now owe an additional $ 300 in premium tax credit repaymefor health insurance premiums over the course of the year, but then at the end of the year it turns out my subsidy was in excess, and I now owe an additional $ 300 in premium tax credit repayment.

A risk premium is the return in excess of the risk - free rate of return an investment is expected to yield; an asset's risk premium is a form of compensation for investors who tolerate the extra risk, compared to that of a risk - free asset, in a given investment.

To the extent that premiums (for a benchmark plan) are higher than the maximum premium, the excess is covered by the premium assistance tax credit.

The actual amount of the credit itself is the excess of the premium cost for a «benchmark plan» above the threshold amounts as determined from the chart above.

Figure 2 compares the excess returns earned by the RAFI strategies over the last decade with the value premiums earned (or not) for the same strategies.

But in the near / medium - term, I'm far more comfortable betting on continued excess demand for premium fur, rather than a sudden supply surplus.

However, in return for the option premium, a fund accepts the risk that it may be required to purchase the underlying securities at a price in excess of the securities» market value at the time of purchase.

Formulated with 5 premium protein sources, CORE Turkey, Chicken Liver & Turkey Liver Formula delivers the meat content you're looking for without the excess fat or calories.

* Limit may be increased subject to additional premium ** # 150 for 64 years and under / # 250 for 65 or 65 + years *** Loss of deposit excess is # 25

In this this auction the centerpiece was the «The Golden Calf» which sold for # 10,345,250 with buyer's premium and was cited as a reference to Hirst's representation of cultural excess, worshipping false idols and likely Hirst's own myth making.

If the LLP becomes insolvent, and there is no successor practice, then the insurers will look to recover the premium for the run - off cover it must offer, and if claims are made in the run - off period it may also look to recover uninsured excesses.

Master Simons found, initially on provisional assessment and maintained at detailed assessment, that the ATE premium bore no reasonable relationship with this claim, which did not ever have a value in excess of # 5,000; this was a low value routine clinical negligence claim on which proceedings were issued due to limitation, rather than the complexity of the claim, and the ATE policy was inappropriate for this claim.

If a firm is approved for excess insurance with LAWPRO, factors which may affect the firm's premium include, for example, the number of lawyers in or working with the firm, the practice areas, the claims history of the firm lawyers, years in practice, size of practice and the limits of liability being sought.

(3) Underwriting, premium rating, and other activities relating to the creation, renewal or replacement of a contract of health insurance or health benefits, and ceding, securing, or placing a contract for reinsurance of risk relating to claims for health care (including stop - loss insurance and excess of loss insurance), provided that the requirements of § 164.514 (g) are met, if applicable;

However, Universal Life is more flexible than whole life, allowing the premium and face amount to change.This can be advantageous if you have either limited funds and you can not make a large premium payment or you have excess funds and you want to store up some additional cash value in your policy for a «rainy day».

In exchange for paying premiums on a policy, the insurance company provides a lump - sum payment (far in excess of what you paid in), known as a death benefit, to beneficiaries upon the insured's death.

But having the facts, such as knowing the effective rate of return required when investing excess premiums (above the level term premiums) to accumulate an amount equal to100 % of the premiums for the ROP option, is critical to determining which policy is best.

Accordingly, a QLAC may provide for a single - sum death benefit paid to a beneficiary in an amount equal to the excess of the premium payments made with respect to the QLAC over the payments made to the employee under the QLAC.

However, there are some drivers who would choose not to add additional premiums intended for underinsured motorist coverage on their existing insurance coverage since they believe that other insurance forms may cover the said excess.

If the underwriter estimates that the life expectancy of the individual is shorter than average, and that the client's premiums will not accumulate enough to pay off the death benefit as well as the excess profits for the insurance company, then the prospect will be denied coverage.

The insurance company charges a higher rate for the life insurance protection so that it can utilize the excess premiums to invest and hopefully earn a rate of return that exceeds the total premium payments over the term period.

Voluntary Excess Discount: An attractive and a further discount on the premium is applicable if one opt for a Voluntary Excess in addition to the Compulsory Excess.

Excess premiums and earnings assist you to build a financial corpus for whole life policies.

While it may sound risky on the outside, excess is actually a really good option for people who are looking for low premiums.

Holiday Home or Rental Home Excess Amounts: Standard $ 500 Water damage $ 1,000 Subsidence damage $ 1,000 Higher Voluntary Excess amounts It is possible to be voluntarily responsible for an additional increased excess amount, in return for receiving an extra discount off your policy prExcess Amounts: Standard $ 500 Water damage $ 1,000 Subsidence damage $ 1,000 Higher Voluntary Excess amounts It is possible to be voluntarily responsible for an additional increased excess amount, in return for receiving an extra discount off your policy prExcess amounts It is possible to be voluntarily responsible for an additional increased excess amount, in return for receiving an extra discount off your policy prexcess amount, in return for receiving an extra discount off your policy premium.

Instructs FEMA to develop mitigation credits that deliver savings in excess of 10 percent of the current risk premium rate for a property.