Not exact matches
Having
business expenses paid into and
out of a personal account can cause an accounting nightmare
for both you and the taxman.
Wave also lets users separate personal
expenses from
business expenses, a key feature
for small companies where employees often use the same credit card to take clients
out for lunch as they do
for buying groceries.
The small -
business owner has avoided the
expense of civil proceedings to obtain the judgment and can hire professionals to collect the civil judgment
for a percentage of the recovery, saving the victim
out - of - pocket collection
expenses.
Even so, the
business school was able to cover most of the additional
expenses with its own reserves, except
for about $ 2.5 million
out of a total budget of $ 64 million.
Government figures cited by the Associated Press indicate that just 1.7 million people —
out of a total non-farm labor force of some 136 million workers — earned the minimum wage or less in 2006; still the increase was a big political victory
for the Democrats, one that came at the
expense of lobbyists from the National Federation of Independent
Businesses and the Chamber of Commerce, among others.
Check
out the best deals
for all - around
business travel, as well as
for airfare and hotel
expenses, below.
As Ford's critics have been quick to point
out, he'll have to overcome significant political barriers to put his strong words — whether they pertain to cutting
expenses or opening the city
for business — into action.
If you're paying
for certain
business expenses out of pocket that you are supposed to be reimbursed
for, these may still be
business deductions.
So if you hired someone or subcontracted some work to someone sometime during the current tax year, when you were claiming their wages or fees as an
expense (on Form T2125 of the T1 income tax return if your
business is a sole proprietorship or a partnership), you would deduct the GST / HST if you had already claimed it as GST / HST paid
out when you filed your GST / HST return
for the appropriate period.
Being able to tell the difference between a legitimate
business expense and one that doesn't really hold water not only saves you money, it's also important
for keeping you
out of the sights of the IRS.
Speak to your accountant to find
out which of these are deductible as
business expenses and which ones you will need to pay
for yourself as an individual.
For instance, if you purchased your own supplies without receiving a reimbursement from your employer, you may deduct your
out - of - pocket costs as an employee
business expense on IRS Form 2106.
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Customer payment
for completed work may take 60 to 90 days before a
business recovers its
out - of - pocket costs and
expenses.
Save as precluded by law, we will not be liable to you
for any indirect or consequential loss, damage or
expenses (including loss of profits,
business or goodwill) howsoever arising
out of any problem you notify to us under this condition and we shall have no liability to pay any money to you by way of compensation other than to refund to you the amount paid by you
for the goods in question as above.
Among them: tax credits
for adoption, renovating historic buildings,
business and industrial training, and cancellation of the deduction
for large
out - of - pocket medical
expenses.
Business Conf's LTD, Ticonderoga Ventures, Inc., the Strand Palace Hotel and those involved with the preparation / implementation of the convention, its officers, directors, members, employees, volunteers, representatives, agents, contractors and sub-contractors, and other participants, sponsoring agencies, sponsors, advertisers and if applicable, owners and lessors of equipment and premises used to conduct the Internet Dating Conference (London 2017), events or activities (collectively the «Releasees»), from any and all claims
for damages, injuries, losses, liabilities and
expenses which applicant may have or which may subsequently accrue to applicant, relating to, resulting from or arising
out of applicant's use and / or participation in any programs, events or activities of Internet Dating Conference (London 2017), including any injury or damage to applicant's person or property, or to that of any other person or property.
Business Conf's LTD, Ticonderoga Ventures, Inc., the Four Points by Sheraton, Darling Harbour and those involved with the preparation / implementation of the convention, its officers, directors, members, employees, volunteers, representatives, agents, contractors and sub-contractors, and other participants, sponsoring agencies, sponsors, advertisers and if applicable, owners and lessors of equipment and premises used to conduct the Internet Dating Conference (Sydney 2012), events or activities (collectively the «Releasees»), from any and all claims
for damages, injuries, losses, liabilities and
expenses which applicant may have or which may subsequently accrue to applicant, relating to, resulting from or arising
out of applicant's use and / or participation in any programs, events or activities of Internet Dating Conference (Sydney 2012), including any injury or damage to applicant's person or property, or to that of any other person or property.
Applicant on behalf of himself / herself, his / her heirs, executors, administrators and assigns, hereby waive, release, discharge, and agree not to sue Internt
Business Conferences LTD, Ticonderoga Ventures, Inc., the Strand Palace Hotel and those involved with the preparation / implementation of the convention, its officers, directors, members, employees, volunteers, representatives, agents, contractors and sub-contractors, and other participants, sponsoring agencies, sponsors, advertisers and if applicable, owners and lessors of equipment and premises used to conduct the Internet Dating Conference (London 2017), events or activities (collectively the «Releasees»), from any and all claims
for damages, injuries, losses, liabilities and
expenses which applicant may have or which may subsequently accrue to applicant, relating to, resulting from or arising
out of applicant's use and / or participation in any programs, events or activities of Internet Dating Conference (London 2017), including any injury or damage to applicant's person or property, or to that of any other person or property.
Business Conf's LTD, Ticonderoga Ventures, Inc., the Barcelo Cologne City Center and those involved with the preparation / implementation of the convention, its officers, directors, members, employees, volunteers, representatives, agents, contractors and sub-contractors, and other participants, sponsoring agencies, sponsors, advertisers and if applicable, owners and lessors of equipment and premises used to conduct the Internet Dating Conference (Cologne 2014), events or activities (collectively the «Releasees»), from any and all claims
for damages, injuries, losses, liabilities and
expenses which applicant may have or which may subsequently accrue to applicant, relating to, resulting from or arising
out of applicant's use and / or participation in any programs, events or activities of Internet Dating Conference (Cologne 2014), including any injury or damage to applicant's person or property, or to that of any other person or property.
Business Conf's LTD, Ticonderoga Ventures, Inc., the Bristol Hotel and those involved with the preparation / implementation of the convention, its officers, directors, members, employees, volunteers, representatives, agents, contractors and sub-contractors, and other participants, sponsoring agencies, sponsors, advertisers and if applicable, owners and lessors of equipment and premises used to conduct the Internet Dating Conference (Odessa 2018), events or activities (collectively the «Releasees»), from any and all claims
for damages, injuries, losses, liabilities and
expenses which applicant may have or which may subsequently accrue to applicant, relating to, resulting from or arising
out of applicant's use and / or participation in any programs, events or activities of Internet Dating Conference (Odessa 2018), including any injury or damage to applicant's person or property, or to that of any other person or property.
Applicant on behalf of himself / herself, his / her heirs, executors, administrators and assigns, hereby waive, release, discharge, and agree not to sue Internt
Business Conferences LTD, Ticonderoga Ventures, Inc., the and those involved with the preparation / implementation of the convention, its officers, directors, members, employees, volunteers, representatives, agents, contractors and sub-contractors, and other participants, sponsoring agencies, sponsors, advertisers and if applicable, owners and lessors of equipment and premises used to conduct the Internet Dating Conference (2016), events or activities (collectively the «Releasees»), from any and all claims
for damages, injuries, losses, liabilities and
expenses which applicant may have or which may subsequently accrue to applicant, relating to, resulting from or arising
out of applicant's use and / or participation in any programs, events or activities of Internet Dating Conference (2016), including any injury or damage to applicant's person or property, or to that of any other person or property.
Business Conf's LTD, Ticonderoga Ventures, Inc., the Melia Tryp Berrini and those involved with the preparation / implementation of the convention, its officers, directors, members, employees, volunteers, representatives, agents, contractors and sub-contractors, and other participants, sponsoring agencies, sponsors, advertisers and if applicable, owners and lessors of equipment and premises used to conduct the Internet Dating Conference (São Paulo 2013), events or activities (collectively the «Releasees»), from any and all claims
for damages, injuries, losses, liabilities and
expenses which applicant may have or which may subsequently accrue to applicant, relating to, resulting from or arising
out of applicant's use and / or participation in any programs, events or activities of Internet Dating Conference (São Paulo 2013), including any injury or damage to applicant's person or property, or to that of any other person or property.
Business Conf's LTD, Ticonderoga Ventures, Inc., the Tropicana Hotel and those involved with the preparation / implementation of the convention, its officers, directors, members, employees, volunteers, representatives, agents, contractors and sub-contractors, and other participants, sponsoring agencies, sponsors, advertisers and if applicable, owners and lessors of equipment and premises used to conduct the Internet Dating Conference (Las Vegas 2015), events or activities (collectively the «Releasees»), from any and all claims
for damages, injuries, losses, liabilities and
expenses which applicant may have or which may subsequently accrue to applicant, relating to, resulting from or arising
out of applicant's use and / or participation in any programs, events or activities of Internet Dating Conference (Las Vegas 2015), including any injury or damage to applicant's person or property, or to that of any other person or property.
Applicant on behalf of himself / herself, his / her heirs, executors, administrators and assigns, hereby waive, release, discharge, and agree not to sue Internt
Business Conferences LTD, Ticonderoga Ventures, Inc., the Barcelo Cologne City Center and those involved with the preparation / implementation of the convention, its officers, directors, members, employees, volunteers, representatives, agents, contractors and sub-contractors, and other participants, sponsoring agencies, sponsors, advertisers and if applicable, owners and lessors of equipment and premises used to conduct the Internet Dating Conference (Cologne 2014), events or activities (collectively the «Releasees»), from any and all claims
for damages, injuries, losses, liabilities and
expenses which applicant may have or which may subsequently accrue to applicant, relating to, resulting from or arising
out of applicant's use and / or participation in any programs, events or activities of Internet Dating Conference (Cologne 2014), including any injury or damage to applicant's person or property, or to that of any other person or property.
Applicant on behalf of himself / herself, his / her heirs, executors, administrators and assigns, hereby waive, release, discharge, and agree not to sue Internt
Business Conferences LTD, Ticonderoga Ventures, Inc., the The Sportsmen's Lodge Events Center and those involved with the preparation / implementation of the convention, its officers, directors, members, employees, volunteers, representatives, agents, contractors and sub-contractors, and other participants, sponsoring agencies, sponsors, advertisers and if applicable, owners and lessors of equipment and premises used to conduct the Internet Dating Conference (Los Angeles 2018), events or activities (collectively the «Releasees»), from any and all claims
for damages, injuries, losses, liabilities and
expenses which applicant may have or which may subsequently accrue to applicant, relating to, resulting from or arising
out of applicant's use and / or participation in any programs, events or activities of Internet Dating Conference (Los Angeles 2018), including any injury or damage to applicant's person or property, or to that of any other person or property.
Applicant on behalf of himself / herself, his / her heirs, executors, administrators and assigns, hereby waive, release, discharge, and agree not to sue Internt
Business Conferences LTD, Ticonderoga Ventures, Inc., the Melia Tryp Berrini and those involved with the preparation / implementation of the convention, its officers, directors, members, employees, volunteers, representatives, agents, contractors and sub-contractors, and other participants, sponsoring agencies, sponsors, advertisers and if applicable, owners and lessors of equipment and premises used to conduct the Internet Dating Conference (São Paulo 2013), events or activities (collectively the «Releasees»), from any and all claims
for damages, injuries, losses, liabilities and
expenses which applicant may have or which may subsequently accrue to applicant, relating to, resulting from or arising
out of applicant's use and / or participation in any programs, events or activities of Internet Dating Conference (São Paulo 2013), including any injury or damage to applicant's person or property, or to that of any other person or property.
Applicant on behalf of himself / herself, his / her heirs, executors, administrators and assigns, hereby waive, release, discharge, and agree not to sue Internt
Business Conferences LTD, Ticonderoga Ventures, Inc., the Four Points by Sheraton, Darling Harbour and those involved with the preparation / implementation of the convention, its officers, directors, members, employees, volunteers, representatives, agents, contractors and sub-contractors, and other participants, sponsoring agencies, sponsors, advertisers and if applicable, owners and lessors of equipment and premises used to conduct the Internet Dating Conference (Sydney 2012), events or activities (collectively the «Releasees»), from any and all claims
for damages, injuries, losses, liabilities and
expenses which applicant may have or which may subsequently accrue to applicant, relating to, resulting from or arising
out of applicant's use and / or participation in any programs, events or activities of Internet Dating Conference (Sydney 2012), including any injury or damage to applicant's person or property, or to that of any other person or property.
Applicant on behalf of himself / herself, his / her heirs, executors, administrators and assigns, hereby waive, release, discharge, and agree not to sue Internt
Business Conferences LTD, Ticonderoga Ventures, Inc., the Bristol Hotel and those involved with the preparation / implementation of the convention, its officers, directors, members, employees, volunteers, representatives, agents, contractors and sub-contractors, and other participants, sponsoring agencies, sponsors, advertisers and if applicable, owners and lessors of equipment and premises used to conduct the Internet Dating Conference (Odessa 2018), events or activities (collectively the «Releasees»), from any and all claims
for damages, injuries, losses, liabilities and
expenses which applicant may have or which may subsequently accrue to applicant, relating to, resulting from or arising
out of applicant's use and / or participation in any programs, events or activities of Internet Dating Conference (Odessa 2018), including any injury or damage to applicant's person or property, or to that of any other person or property.
Applicant on behalf of himself / herself, his / her heirs, executors, administrators and assigns, hereby waive, release, discharge, and agree not to sue Internet
Business Conferences L - T - D, Ticonderoga Ventures, Inc., the The Sportsmen's Lodge Events Center and those involved with the preparation / implementation of the convention, its officers, directors, members, employees, volunteers, representatives, agents, contractors and sub-contractors, and other participants, sponsoring agencies, sponsors, advertisers and if applicable, owners and lessors of equipment and premises used to conduct the Internet Dating Conference (Los Angeles 2018), events or activities (collectively the «Releasees»), from any and all claims
for damages, injuries, losses, liabilities and
expenses which applicant may have or which may subsequently accrue to applicant, relating to, resulting from or arising
out of applicant's use and / or participation in any programs, events or activities of Internet Dating Conference (Los Angeles 2018), including any injury or damage to applicant's person or property, or to that of any other person or property.
Applicant on behalf of himself / herself, his / her heirs, executors, administrators and assigns, hereby waive, release, discharge, and agree not to sue Internet
Business Conferences L - T - D, Ticonderoga Ventures, Inc., the and those involved with the preparation / implementation of the convention, its officers, directors, members, employees, volunteers, representatives, agents, contractors and sub-contractors, and other participants, sponsoring agencies, sponsors, advertisers and if applicable, owners and lessors of equipment and premises used to conduct the Internet Dating Conference (2016), events or activities (collectively the «Releasees»), from any and all claims
for damages, injuries, losses, liabilities and
expenses which applicant may have or which may subsequently accrue to applicant, relating to, resulting from or arising
out of applicant's use and / or participation in any programs, events or activities of Internet Dating Conference (2016), including any injury or damage to applicant's person or property, or to that of any other person or property.
Applicant on behalf of himself / herself, his / her heirs, executors, administrators and assigns, hereby waive, release, discharge, and agree not to sue Internet
Business Conferences L - T - D, Ticonderoga Ventures, Inc., the Strand Palace Hotel and those involved with the preparation / implementation of the convention, its officers, directors, members, employees, volunteers, representatives, agents, contractors and sub-contractors, and other participants, sponsoring agencies, sponsors, advertisers and if applicable, owners and lessors of equipment and premises used to conduct the Internet Dating Conference (London 2017), events or activities (collectively the «Releasees»), from any and all claims
for damages, injuries, losses, liabilities and
expenses which applicant may have or which may subsequently accrue to applicant, relating to, resulting from or arising
out of applicant's use and / or participation in any programs, events or activities of Internet Dating Conference (London 2017), including any injury or damage to applicant's person or property, or to that of any other person or property.
Applicant on behalf of himself / herself, his / her heirs, executors, administrators and assigns, hereby waive, release, discharge, and agree not to sue Internet
Business Conferences L - T - D, Ticonderoga Ventures, Inc., the Four Points by Sheraton, Darling Harbour and those involved with the preparation / implementation of the convention, its officers, directors, members, employees, volunteers, representatives, agents, contractors and sub-contractors, and other participants, sponsoring agencies, sponsors, advertisers and if applicable, owners and lessors of equipment and premises used to conduct the Internet Dating Conference (Sydney 2012), events or activities (collectively the «Releasees»), from any and all claims
for damages, injuries, losses, liabilities and
expenses which applicant may have or which may subsequently accrue to applicant, relating to, resulting from or arising
out of applicant's use and / or participation in any programs, events or activities of Internet Dating Conference (Sydney 2012), including any injury or damage to applicant's person or property, or to that of any other person or property.
Applicant on behalf of himself / herself, his / her heirs, executors, administrators and assigns, hereby waive, release, discharge, and agree not to sue Internet
Business Conferences L - T - D, Ticonderoga Ventures, Inc., the Meliá Barcelona Hotel and those involved with the preparation / implementation of the convention, its officers, directors, members, employees, volunteers, representatives, agents, contractors and sub-contractors, and other participants, sponsoring agencies, sponsors, advertisers and if applicable, owners and lessors of equipment and premises used to conduct the Internet Dating Conference (Barcelona 2007), events or activities (collectively the «Releasees»), from any and all claims
for damages, injuries, losses, liabilities and
expenses which applicant may have or which may subsequently accrue to applicant, relating to, resulting from or arising
out of applicant's use and / or participation in any programs, events or activities of Internet Dating Conference (Barcelona 2007), including any injury or damage to applicant's person or property, or to that of any other person or property.
Applicant on behalf of himself / herself, his / her heirs, executors, administrators and assigns, hereby waive, release, discharge, and agree not to sue Internet
Business Conferences L - T - D, Ticonderoga Ventures, Inc., the Bristol Hotel and those involved with the preparation / implementation of the convention, its officers, directors, members, employees, volunteers, representatives, agents, contractors and sub-contractors, and other participants, sponsoring agencies, sponsors, advertisers and if applicable, owners and lessors of equipment and premises used to conduct the Internet Dating Conference (Odessa 2018), events or activities (collectively the «Releasees»), from any and all claims
for damages, injuries, losses, liabilities and
expenses which applicant may have or which may subsequently accrue to applicant, relating to, resulting from or arising
out of applicant's use and / or participation in any programs, events or activities of Internet Dating Conference (Odessa 2018), including any injury or damage to applicant's person or property, or to that of any other person or property.
Applicant agrees to indemnify, defend and hold the Releasees harmless from and against any and all claims
for damages, injuries, losses, liabilities and
expenses relating to, resulting from or arising
out of applicant's participation in any Internet
Business Conferences L - T - D and / or Ticonderoga Ventures, Inc. program, event or activity.
Applicant agrees to indemnify, defend and hold the Releasees harmless from and against any and all claims
for damages, injuries, losses, liabilities and
expenses relating to, resulting from or arising
out of applicant's participation in any Internt
Business Conferences LTD and / or Ticonderoga Ventures, Inc. program, event or activity.
Applicant agrees to indemnify, defend and hold the Releasees harmless from and against any and all claims
for damages, injuries, losses, liabilities and
expenses relating to, resulting from or arising
out of applicant's participation in any Internet
Business Conferences L.T.D. and / or Ticonderoga Ventures, Inc. program, event or activity.
Applicant on behalf of himself / herself, his / her heirs, executors, administrators and assigns, hereby waive, release, discharge, and agree not to sue Internt
Business Conferences LTD, Ticonderoga Ventures, Inc., the Nice Acropolis Congress and Exposition Center and those involved with the preparation / implementation of the convention, its officers, directors, members, employees, volunteers, representatives, agents, contractors and sub-contractors, and other participants, sponsoring agencies, sponsors, advertisers and if applicable, owners and lessors of equipment and premises used to conduct the Internet Dating Conference (Nice 2004), events or activities (collectively the «Releasees»), from any and all claims
for damages, injuries, losses, liabilities and
expenses which applicant may have or which may subsequently accrue to applicant, relating to, resulting from or arising
out of applicant's use and / or participation in any programs, events or activities of Internet Dating Conference (Nice 2004), including any injury or damage to applicant's person or property, or to that of any other person or property.
Applicant on behalf of himself / herself, his / her heirs, executors, administrators and assigns, hereby waive, release, discharge, and agree not to sue Internet
Business Conferences L - T - D, Ticonderoga Ventures, Inc., the Hyatt Place Delray Beach and those involved with the preparation / implementation of the convention, its officers, directors, members, employees, volunteers, representatives, agents, contractors and sub-contractors, and other participants, sponsoring agencies, sponsors, advertisers and if applicable, owners and lessors of equipment and premises used to conduct the Internet Dating Conference (Delray Beach 2018), events or activities (collectively the «Releasees»), from any and all claims
for damages, injuries, losses, liabilities and
expenses which applicant may have or which may subsequently accrue to applicant, relating to, resulting from or arising
out of applicant's use and / or participation in any programs, events or activities of Internet Dating Conference (Delray Beach 2018), including any injury or damage to applicant's person or property, or to that of any other person or property.
Applicant on behalf of himself / herself, his / her heirs, executors, administrators and assigns, hereby waive, release, discharge, and agree not to sue Internet
Business Conferences L.T.D., Ticonderoga Ventures, Inc., the Barcelo Cologne City Center and those involved with the preparation / implementation of the convention, its officers, directors, members, employees, volunteers, representatives, agents, contractors and sub-contractors, and other participants, sponsoring agencies, sponsors, advertisers and if applicable, owners and lessors of equipment and premises used to conduct the Internet Dating Conference (Cologne 2014), events or activities (collectively the «Releasees»), from any and all claims
for damages, injuries, losses, liabilities and
expenses which applicant may have or which may subsequently accrue to applicant, relating to, resulting from or arising
out of applicant's use and / or participation in any programs, events or activities of Internet Dating Conference (Cologne 2014), including any injury or damage to applicant's person or property, or to that of any other person or property.
Applicant on behalf of himself / herself, his / her heirs, executors, administrators and assigns, hereby waive, release, discharge, and agree not to sue Internet
Business Conferences L.T.D., Ticonderoga Ventures, Inc., the Tropicana Hotel and those involved with the preparation / implementation of the convention, its officers, directors, members, employees, volunteers, representatives, agents, contractors and sub-contractors, and other participants, sponsoring agencies, sponsors, advertisers and if applicable, owners and lessors of equipment and premises used to conduct the Internet Dating Conference (Las Vegas 2015), events or activities (collectively the «Releasees»), from any and all claims
for damages, injuries, losses, liabilities and
expenses which applicant may have or which may subsequently accrue to applicant, relating to, resulting from or arising
out of applicant's use and / or participation in any programs, events or activities of Internet Dating Conference (Las Vegas 2015), including any injury or damage to applicant's person or property, or to that of any other person or property.
Applicant on behalf of himself / herself, his / her heirs, executors, administrators and assigns, hereby waive, release, discharge, and agree not to sue Internet
Business Conferences L.T.D., Ticonderoga Ventures, Inc., the Bristol Hotel and those involved with the preparation / implementation of the convention, its officers, directors, members, employees, volunteers, representatives, agents, contractors and sub-contractors, and other participants, sponsoring agencies, sponsors, advertisers and if applicable, owners and lessors of equipment and premises used to conduct the Internet Dating Conference (Odessa 2018), events or activities (collectively the «Releasees»), from any and all claims
for damages, injuries, losses, liabilities and
expenses which applicant may have or which may subsequently accrue to applicant, relating to, resulting from or arising
out of applicant's use and / or participation in any programs, events or activities of Internet Dating Conference (Odessa 2018), including any injury or damage to applicant's person or property, or to that of any other person or property.
Business Conf's LTD, Ticonderoga Ventures, Inc., the Hyatt Place Delray Beach and those involved with the preparation / implementation of the convention, its officers, directors, members, employees, volunteers, representatives, agents, contractors and sub-contractors, and other participants, sponsoring agencies, sponsors, advertisers and if applicable, owners and lessors of equipment and premises used to conduct the Internet Dating Conference (Delray Beach 2018), events or activities (collectively the «Releasees»), from any and all claims
for damages, injuries, losses, liabilities and
expenses which applicant may have or which may subsequently accrue to applicant, relating to, resulting from or arising
out of applicant's use and / or participation in any programs, events or activities of Internet Dating Conference (Delray Beach 2018), including any injury or damage to applicant's person or property, or to that of any other person or property.
Many past students have reached
out to me via social media and expressed their thanks
for learning critical aspects of personal finance that have helped them navigate the
expenses of college, manage their day - to - day lives, or even start a new
business.
Under the OSA,
businesses receive tax credits worth 85 percent of their contributions to nonprofit scholarship organizations, which provide scholarships
for low - and middle - income children to pay tuition at private schools or
out - of - district public schools or to cover eligible homeschooling
expenses.
Spending $ 99 is,
for someone just starting in this
business, quite an
out - of - pocket
expense.
I know most authors don't have a lot of cash lying around
for book promotion (I don't either actually, but promoting my own books is a
business expense, because people trust me to figure stuff like this
out and share the results with them, so I kind of have to pull it off).
I consider traveling to conferences to be an investment in my
business, but
for a writer just starting
out, the
expense may be hard to justify.
They also take the head ache
out of paying
for various
business related
expenses.