Sentences with phrase «for traditional coverage»

If you don't qualify for traditional coverage, you can begin to research alternatives, such as guaranteed issue life insurance.

We suggest avoiding no exam policies unless you know that you won't be accepted for traditional coverage with an exam.

If you think that you can be accepted for traditional coverage with a medical exam, in just about every case, those plans are going to save you money on premiums.

If you aren't approved for traditional coverage, the life insurance alternatives discussed above are well worth more research.

In some cases, these clients may not be eligible for traditional coverage which is when either a guaranteed issue or simplified issue life insurance policy may be a possible option to consider.

These policies are ideal for anyone that has been rejected for traditional coverage because of health, family history, or age.

The inflammatory disease can even effect your eligibility for traditional coverage.

Final expense life insurance can provide many seniors who have been denied for traditional coverage with the opportunity to obtain financial protection.

Most life insurance applications, at least for traditional coverage, are filled with questions to help assess your overall risk.

In some cases, your risk to insure will be too high for traditional coverage.

Remember, even if you don't quality for traditional coverage, there are still plenty of life insurance alternatives available.

If you had a malignant tumor, you can qualify for traditional coverage under certain situation.

The company isn't the best option for anyone looking for traditional coverage, but is still a reputable choice for those looking for a life insurance mixed with other lines.

In the past, human beings might go in for traditional coverage policies which had been normally termed policy or endowment policies.

Your chances of qualifying for traditional coverage are slim when compared to other factors, but it's still possible.

We know very well you're not going anywhere in the next 2 years, so this is a great option for many who can't get approved for traditional coverage.

Securing a no - medical - exam life insurance no - medical - exam life insurance policy before applying for traditional coverage gives you the peace of mind that no matter what happens with your life insurance medical exam, your family will be covered.

If you are in remission but still in the waiting period and ineligible for traditional coverage, you can obtain a «guaranteed issue» policy.

In the example above, that totals $ 648 — approximately half the national average premium cost for traditional coverage.

For the consumer that is either too old or in too poor of health for traditional coverage, the plans available make for fantastic resources and evens the playing field somewhat for those who want such a plan.

Just because you can prove insurable interest and consent on the person you want to insure, doesn't always mean you will actually qualify for traditional coverage.

Until an insurance underwriter is able to review your full life insurance application, including the results from your medical exam and medical records from your doctor, knowing exactly what rate class you may or may not qualify for or even if you'll be eligible for traditional coverage will still be an unknown!

If you want final expense insurance and are unable to qualify for traditional coverage, simplified issue whole life insurance will be less expensive than a guaranteed acceptance policy.

Given this, we wouldn't recommend no medical exam life insurance unless you're unable to qualify for traditional coverage.

Given this, we wouldn't recommend no medical exam life insurance unless you're unable to qualify for traditional coverage.

If you want final expense insurance and are unable to qualify for traditional coverage, simplified issue whole life insurance will be less expensive than a guaranteed acceptance policy.

This type of coverage can be a good choice for smokers, those with serious medical problems and others who may not be able to qualify for traditional coverage.

For traditional coverage, it will cover a wide range of health and lifestyle topics including:

The vast majority of those with sleep apnea, especially obstructive sleep apnea, will be able to qualify for traditional coverage.

However, since every insurance company carries a different risk rating structure and coverage policy, don't assume you will not be able to qualify for traditional coverage.

A good portion of those with hypoglycemia will qualify for traditional coverage, but not everyone.

Because most life insurance companies also require a current medical exam to qualify for traditional coverage, there's no point in saying you don't have hypoglycemia if you truly do.

The life insurance underwriters use your answers to these questions along with your current medical exam to decide whether or not you qualify for traditional coverage.

If you have a defibrillator implant, history of Congestive Heart Failure, Cardiomyopathy or other complications — you're not going to qualify for traditional coverage.

For those who can't qualify for traditional coverage or a graded policy, we help them find the best guaranteed acceptance life insurance policy.

In many cases you can qualify for traditional coverage and in more uncontrolled cases, you can qualify for coverage that has a 2 year waiting period.

Are you confident you can't qualify for traditional coverage?

As long as your symptoms aren't extremely severe and you started treatment early, you have a very good chance of qualifying for traditional coverage, though it will most likely be at a lower rating class than those with localized scleroderma.

Patients who don't qualify for traditional coverage have plenty of life insurance alternatives to choose from.

Your medical condition may qualify for traditional coverage.

If you want final expense insurance and are unable to qualify for traditional coverage, simplified issue whole life insurance will be less expensive than a guaranteed acceptance policy.

Given this, we wouldn't recommend no medical exam life insurance unless you're unable to qualify for traditional coverage.