Sentences with phrase «for unbonused»

@Ken — I definitely love the SPG card for unbonused... I've found the Citi Access to be great though for online; it may not hurt to try to call and see if you can product change — I think this is one of those cards that is worthwhile even without the sign - up bonus!

I use my card for any unbonused spend I have as, with my valuation of Starpoints (around 2.2 cents each), that gives me the best return on my spend.

Hopefully it's pretty obvious why using this card for unbonused spend (1 Avios / $) is a poor idea but, for the sake of argument, let's assume you're someone who's going to book a few British Airways flights and therefore earn 3 Avios for every dollar you're spending... here's why the card still isn't as great idea.

I don't use my Citi Prestige card for unbonused spend — I prefer to use my Starwood Amex card for all my unbonused spend as I value Starpoints over Citi ThankYou points.

But for unbonused spend, even at the worst bonus tier, the 10k additional spend for 25k avois, that's 3.5 x for unbonused spend vs max of 1.5 - 2x for the transferrables.

After I pay off my Chase Slate balance at the end of the month, I'll call to request a product change to the Chase Freedom Unlimited, which earns 1.5 Ultimate Rewards points per dollar spent everywhere, and that card will enter my rotation as a go - to card for unbonused manufactured spend.

Not exact matches

That means the most expensive Ritz - Carlton property in the world requires just $ 23,333 in unbonused spend on the Starwood Preferred Guest American Express, or $ 18,667 in spend for stays of exactly 5 nights.

As I mentioned, the public information is very ambiguous on point value and unless I know for certain I am going to get better than 2 % on unbonused spending, I am not going to be putting too much spending on it.

For example, you could earn 1.5 points per dollar on a Freedom Unlimited card and transfer them to a Sapphire Reserve account to take advantage of the higher redemption value, but that would be identical to simply earning the points at 1 point per dollar via unbonused spend on the Sapphire Reserve card in the first place.

And finally, if you're moving heaven and earth to earn as many Hilton Honors points as possible for a big upcoming aspirational redemption, then earning a bunch of them through unbonused spend may offer an advantage over grinding out bonused spend on a Hilton Honors Surpass American Express.

Not great, but not bad for a category of unbonused spend that was previously impossible to generate points on in a cost effective manner outside of meeting a sign up bonus (spend that could be put elsewhere to get the bonus).

With a point value of 0.8 ct / pt that gives you a maximum earn rate of 4ct / $ at hotels, 1.6 ct / S of bonus spend and 0.8 ct / $ unbonused spend — I'd recommend to use higher - earning cards for travel spend (like the Citi Prestige card) or unbonused spend!