It's surprising that there are so many uninsured drivers on the road, since most states have some sort of mandatory insurance laws, usually with stiff
penalties for uninsured drivers.
And pay attention: since the beginning of 2009, you've been required to buy $ 25,000 in property damage coverage
for uninsured drivers as well.
When you purchase uninsured motorist coverage, you are essentially purchasing liability insurance
for uninsured drivers who cause an accident with you that results in damages or injuries.
February 5, 2013 News Releases Commissioner Doak Recommends Legislation to Create Temporary Insurance Plan
for Uninsured Drivers Insurance Commissioner Also Announces Creation of Coalition Against Uninsured Drivers OKLAHOMA CITY — A pair of legislative proposals would allow law enforcement officers to remove the tags of uninsured vehicles and create a temporary insurance plan for them.
When an uninsured motorist is involved in an accident, the lack of coverage can cause
hardship for the uninsured driver, and also for any other persons who suffer injury as a result of the uninsured driver's negligence.
SUM coverage must be proactively added to your policy in order to take effect; if you do not choose to add SUM coverage, you will only receive the $ 25,000 minimum
coverage for uninsured drivers.
Knowing the facts about minimum liability coverage,
penalties for uninsured drivers, average annual premium rates, auto insurance carriers, driver demographics, special discounts, and how to get free quotes online and by phone will help you build an optimal, custom made auto insurance policy at the lowest possible cost.
There are a number of negative consequences — financial and legal —
for uninsured drivers that get into an accident.
To slow down this trend, Donelon echoed recent recommendations made by the Louisiana Property and Casualty Insurance Commission to lower the state's jury trial threshold and bar «pain and suffering»
for uninsured drivers.
California is the 7th worst state
for uninsured drivers.
18 % of Californian drivers were uninsured in 2007, according to the Insurance Research Council, ranking California as the seventh worst state
for uninsured drivers.
That said, 20 % of Tennessee drivers are uninsured, according to a 2007 estimate by the Insurance Research Council — making Tennessee the sixth worst state
for uninsured drivers.