Sentences with phrase «for water damage coverage»

Not exact matches

The Federal Government began the National Flood Insurance Program (NFIP) in 1968 to counter the chronically high premiums for water damage and to cover consumers who either could not afford or were turned down for flood coverage by private companies.

As far as liability goes, you're not likely to find coverage for the fish tank breaking and causing water damage to the apartment.

So no, floods are not covered by renters insurance in High Point, or anywhere else in the country, but you can get separate coverage for them and there are plenty of types of damage from water that can be covered by your renters insurance.

Interestingly enough, the same qualifications apply when looking for coverage on your High Point renters insurance for water damage.

Even if the only damage to your apartment is from water or smoke, you'd still have coverage for your personal property or for loss of use in most situations.

Personal property coverage is what pays for damage done to the things you own by a covered peril such as fire, smoke, or the associated water used to put out the fire.

You'll generally find coverage for fire, lightning, windstorm, hail, explosion, riots, aircraft damage, vehicle damage (from cars you don't own), smoke damage, vandalism, theft, volcanic eruption, falling objects, weight of snow, ice, or sleet, damage from steam and water heating systems or appliances, leakage or overflow of water or steam, freezing of plumbing, and often for other things as well.

First, the obvious coverage for your personal property that suffered damage from fire, smoke, explosion, the water used to put the fire out, and other associated damage from perils named in the policy.

This coverage pays for damage to your home, belongings, and water removal.

Enhanced home includes water backup, liability coverage for water damage to rented premises, as well as open perils coverage.

Liability for water damage to the rented premises — also known as «your apartment» — is not part of that carve back, so there's no coverage.

If you grow your own, will you have coverage for liability if there's a fire or water damage from your plants or lights?

An endorsement is available that offers liability coverage for water damage to the premises as well.

You get coverage on your renters insurance in Frederick for personal property to protect you from risks like fire, theft, vandalism, smoke, and even water damage from burst pipes.

Standard homeowners and renters insurance provides coverage for water damage from burst pipes.

First, in the event that something catastrophic befalls your stuff — e.g. a fire, water damage stemming from a leaky pipe, or a break - in — your coverage will kick - in and pay you back for all or at least significant amount of your monetary losses.

One of the reasons you need Pittsburgh renters insurance is that the person who is responsible for the fire — if they have enough liability coverage — would only pay you actual cash value for your loss as a result of that fire or the smoke or water damage.

In Arizona, your policy offers coverage for many types of water damage.

First, liability coverage for damage to rented premises is often limited to a few select types of losses, such as fire, water, smoke, and explosion.

Note that this would also exclude coverage for water damage, mold, and fires arising from growing marijuana even in states where it's legal to do so.

Your personal property coverage kicks in for fire, smoke, and water damage, and then your carrier may take the option to use the responsible party's liability coverage.

This has different coverage limits than a landlord insurance policy; it will cover personal property loss (for instance, if you're furnishing a room for rent) but doesn't cover things like «damage caused by continuous or repeated seepage or leakage of water or steam.»

Water backup coverage is optional coverage that will pay for loss if water backs up and damages your condo or belongWater backup coverage is optional coverage that will pay for loss if water backs up and damages your condo or belongwater backs up and damages your condo or belongings.

All surf transportation to surf breaks, boat shuttle to surf breaks included» Wetsuit tops for guests sensitive to cold water» Full coverage insurance for Surf board damage (intended purpose use only)

Claim reversals — We work hard to reverse claims denials when insurers avoid coverage responsibility for losses due to water damage to a home, the aftermath of a fire, theft, vandalism or flood, or when a carrier fails to defend you against claims made by another person or entity.

Successfully represented a group of property and casualty insurers in a coverage and bad faith lawsuit in Houston, Texas, in which the insureds sought more than $ 100 million for alleged business interruption losses, costs associated with defense of toxic tort suits, Superfund project costs, and bad faith damages, all arising from the insureds» operation of a California landfill deemed to have polluted a key source of drinking water for the Los Angeles area.

Depending on your policy, you might have coverage for damage caused by water.

Does not provide coverage for water damage caused by direct or indirect flooding.

When choosing a home insurance policy be sure and ask about the different types of water damage that are included in your policy and find out which ones you can add coverage for by optional endorsement.

That way you can make sure that you have enough coverage for a total loss from water damage or fire.

It will also provide coverage for damages to your own property if it is damaged while in use or while being transported to and from the water.

First, the obvious coverage for your personal property that suffered damage from fire, smoke, explosion, the water used to put the fire out, and other associated damage from perils named in the policy.

Most Canadians carry typical home / tenants / condo unit owner's policies providing coverage for their physical assets (fire, water damage, etc) and liability coverage against third party claims such as a slip & fall on one's premises / property.

If you are towing something that could be damaged by inclement weather, it's a good idea to talk to your agent about coverage against water damage, both for the trailer itself and for the items you are towing.

Above ground water damage coverage is designed specifically to insure you for roof water damage caused by:

Aboveground water damage coverage is designed specifically to insure you for roof water damage

This additional earthquake protection covers all direct physical losses or damage to your property caused by an earthquake, except those caused by tidal waves, floods, surface water or waterborne objects, whether or not they are attributable to an earthquake The additional earthquake coverage also covers living expenses, such as accommodation rental, additional cost of food and transportation for you and your family while your home is being repaired (some eligibility rules may apply).

It's important to observe and review all portions of a policy, but when one is leaving the household during the «usual heating season» as many of us do for the Winter Holidays — it is critical to review this portion of the policy to ensure that oneself, as the insured, takes full precaution and actions to ensure the policy's water damage coverages are not negated while one is away for the winter holidays.

This coverage pays for damage to your home, belongings, and water removal.

If a contractor is installing new shelves and accidentally drills into a pipe, causing water damage, the contractor insurance policy should provide coverage for the repair and all damages caused by the mishap.

They had options to cover fire and water damage in case of a disaster and also had coverage for valuable and personal items in case of a robbery.

You'll have coverage for damage resulting from perils like fire, theft, and water damage under your New York Renters Insurance offered by Effective Coverage.

Even if a fire, water main break, lightning damage, robbery or other event happens and you need coverage, you can be sure that your lucky coin is going to be there for you and will help you replace these lost possessions with ease.

It does not provide coverage for any flooding caused by rain or storm surge flooding, or water damage caused by an overflowing river.

From theft and fire to certain types of water damage, this coverage makes property plans extremely valuable and versatile for you as a renter.

First, in the event that something catastrophic befalls your stuff — e.g. a fire, water damage stemming from a leaky pipe, or a break - in — your coverage will kick - in and pay you back for all or at least significant amount of your monetary losses.

In Arizona, your policy offers coverage for many types of water damage.

Provided by the National Flood Insurance Program (NFIP), and available through independent agents, this policy provides coverage for flood damage related to high waters, hurricanes and excessive rain runoff.

Trailer or boat lift — Add physical damage coverage for a trailer designed to transport your insured boat or the lift to take it out of the water.

An endorsement is available that offers liability coverage for water damage to the premises as well.