For example, most insurers charge higher premiums
for young male drivers, as insurers deem the probability of young men being involved in accident to be higher than, say, a middle - aged married man with years of driving experience.
Not exact matches
I am 49 yrs old, athletic body, white
male, iam looking
for faithful
young lady, must be very attractive outside and inside as well, i am echanic and truck
driver, i need a lady between the age of 19 and 30 yrs.
«We found lower fatality risks across the board — among older and
younger drivers,
male and female
drivers, and
drivers of both small cars and larger passenger vehicles,» says Anne McCartt, Institute vice president
for research and an author of the study.
Young female
drivers are considered less risky than their
male counterparts and so pay less
for car insurance; the effect is reversed
for life and health insurance — women tend to live longer and utilise more medical services than men, resulting in higher premiums.
A
young male driver looking to purchase his first vehicle may hope
for a souped up sports car,
for example, but this can sometimes lead to souped up rates as well.
Below is a table comparing the cost of car insurance
for two
young drivers — a single female and a single
male — across the same 7 insurers listed above.
You probably already know that the group of
drivers that gets charged the most
for their insurance policies are
young male drivers ages 16 to 25; they have the highest accident rates.
Whether the popularity of the SUV is a result of it being a larger, more powerful vehicle with an aura that exudes rugged adventure or a result of the perceived stigma and subsequent backlash directed at the family - oriented minivan, is up
for debate — but whatever the reason, SUVs and crossovers have somehow evaded being pigeon - holed:
young, old,
male, female, single or family - friendly, SUV
drivers span them all.
If you are a
young male driver, ask about discounts
for good grades or
for short - term accident history — some companies offer a premium reduction
for every six month period you are accident - free.
On average, these three outliers were anywhere from $ 2 to $ 93 cheaper
for sample
younger male drivers versus their older counterparts.
However, this surcharge is not as high
for females as it is
for males, because
young women
drivers are less likely to be involved in car accidents than
young males.
Like
young male drivers, teen female
drivers pay a youth surcharge
for their auto insurance coverage, usually until they are 25 years old.
In particular, this is a great company
for young and single
male drivers to consider: sample premiums
for this demographic are about 31 % less than other insurers.
This is because, statistically,
young female
drivers are less of a risk
for insurance companies than
young male drivers.
In short, insurance premiums
for teenage
males are very high even if the
young driver has no blemishes on his record.
For a family adding a
young male driver — the savings are $ 300 each year on average.
The companies with the lowest premiums
for a
young unmarried
male driver are: GEICO, Farmers, Horace Mann, IFA Auto Insurance, and Nationwide.
Young male drivers,
for instance, are known
for their speeding problems and traffic law violations.
• About 3000 people die each year on our roads • Road traffic incidents are the single biggest killer of
young people between 16 and 25 years old • More women between the ages of 16 and 19 die as passengers than drivers • A third of all drivers killed are male and 20 years of age or less • Young drivers have more crashes at night • Young drivers» crash risk increases when only accompanied by their peer group • 17 - 25 year olds are 10 % of drivers but account for a third of all fatali
young people between 16 and 25 years old • More women between the ages of 16 and 19 die as passengers than
drivers • A third of all
drivers killed are
male and 20 years of age or less •
Young drivers have more crashes at night • Young drivers» crash risk increases when only accompanied by their peer group • 17 - 25 year olds are 10 % of drivers but account for a third of all fatali
Young drivers have more crashes at night •
Young drivers» crash risk increases when only accompanied by their peer group • 17 - 25 year olds are 10 % of drivers but account for a third of all fatali
Young drivers» crash risk increases when only accompanied by their peer group • 17 - 25 year olds are 10 % of
drivers but account
for a third of all fatalities.