WHY: Michael Bay has wasted the better part
of the last decade making shitty «Transformers» films, so it's nice to see him return to
form with «13 Hours: The Secret Soldiers
of Benghazi,» an exhilarating and surprisingly apolitical
military thriller that reconfirms why he's one
of the best
action directors in the business.
ICFE DCCS ® Independent Study Guide Table
of Contents Consumer Financial Protection Bureau to oversee debt collectors Collection agencies and junk debt buyers - Mini-Miranda What to do if a debtor is contacted about past debts Sample cease and desist letter Fair Debt Collection Practices Act Summary from the CFPB Debt that is covered Debt Collectors that are covered Debt Collectors that are NOT covered Debt Collection for Active and Veteran
Military Personnel Communications connected with debt collection When, where and with who communications is permitted Ceasing Communication with the consumer Communicating with third parties Validation
of debts Prohibited Practices: Harassing or abusive Practices False or misleading representations Unfair Practices Multiple debts Legal
Actions by debt collectors Furnishing certain deceptive
forms Civil liability Defenses CFPB / FTC staff's commentary on the FDCPA Common debt collector violations How to document a collector's abusive behavior What to do if a collector breaks the law How collectors are trained - examples
of collector training courses FDCPA Sample Exam from ACA for Collectors How collectors are using Social Medias in collections Dealing with creditors and third party collectors Other factors for a debtor in collection: Credit reports and scores Reviewing credit reports with debtors - Permissible uses Rules about credit decisions and notices Debtor education about credit reports and FICO scores Specialty Report Providers Rules to protect consumers in credit card debt How to read and understand credit reports How to make changes or dispute accuracy Freezing Credit Files FCRA / FACTA Provisions
of ID Theft victims How credit scoring works The Credit Card Accountability and Disclosure Act Credit Rules CFPB rules establish strong protections for homeowners facing foreclosure Other Resources
You have the choice
of a healer in the
form of the «Medic» and a rouge in the
form of «Intelligence», as well as a few more
military - focused classes with the explosives - minded «breacher» and the rapid shooting «Direct
Action» jobs.