Sentences with phrase «forms of additional coverage»

No forms of additional coverage rely on if you are found to be at fault for an accident.

Perhaps one of the handiest forms of additional coverage is uninsured motorist protection.

For mortgage protection insurance, these forms of additional coverage are added on to policies and are known as living benefit riders.

Not exact matches

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

And to even further protect our customers, we offer multiple ranges of additional coverage to our customers in the form of our three, unique vehicle protection plans available here at the dealership as well.

Effective Coverage even has the ability to offer higher limits and open perils coverage on top of that, for additional valuable items or items with appraisals, in the form of personal articles floater policies.

If you need additional coverage beyond that, it's available in $ 1,000,000 increments in the form of personal umbrella policies.

All forms of home insurance also provide additional living expenses (ALE) coverage for the extra costs of living away from home if it is uninhabitable due to damage from an insured disaster.

Life insurance riders are simply forms of additional or supplemental life insurance coverage with a variety of functions.

To the extent a Fund sells securities short, it will provide collateral to the broker - dealer and (except in the case of short sales «against the box») will maintain additional asset coverage in the form of cash, U.S. government securities or other liquid securities with its custodian in a segregated account in an amount at least equal to the difference between the current market value of the securities sold short and any amounts required to be deposited as collateral with the selling broker.

In addition, if you've leased or financed your moped, you may be required to carry additional forms of insurance coverage in order to meet your lender's requirements.

This is an additional form of coverage that can be accessed when your damages exceed the amount of coverage available through the at - fault driver's policy.

Accidental death benefit rider: You can add additional coverage in the form of an accidental death policy.

Additional protection can be purchased in the form of uninsured and underinsured motorist coverage.

Broad Form is a term used to specify comprehensive extended insurance coverage policies for the dwelling and personal property that include multiple types of perils, or additional types of coverage beyond the standard one.

If motorists want to purchase additional coverage, they can increase these coverage amounts or purchase additional coverage in the form of collision, uninsured motorist, and underinsured motorist coverage.

There will also be a HIPAA release (more on this later), an HIV testing form, some questions about your hobbies and tobacco use, and some additional, optional forms (mainly related to funding and timing of coverage).

Additional coverage is available in the form of higher amounts or different types of coverage such as Collision, Comprehensive and Uninsured / Underinsured Motorist.

Sticking with the mandatory coverage, which is usually some form of liability, works for most drivers, but others, may choose additional coverage.

All forms of home insurance also provide additional living expenses (ALE) coverage for the extra costs of living away from home if it is uninhabitable due to damage from an insured disaster.

They are designed for budget - minded travelers who don't want trip cancellation coverage, but want a little extra protection in the form of additional term life and AD&D.

If these limits are insufficient for your possessions, you can obtain additional coverage in the form of a property schedule or endorsement.

It would be smart to get quotes form all 7 companies illustrated to find additional savings while maintaining the same out of coverage.

However, like sewage backup, many insurers offer additional coverage in the form of an optional rider.

Then, they can add coverage to the same plan for additional trip arrangements, such as hotel stays, tours, cruises and other forms of transportation.

Alternately, you could choose to look into other additional forms of elective auto coverage for your vehicle.

An insurance rider is a separate form of coverage which you can select to provide additional coverage for a separate premium.

Life insurance riders are simply forms of additional or supplemental life insurance coverage with a variety of functions.

You can add additional coverage in the form of riders that can pay benefits for long - term care, the death of a child, accidental death, and disability premium waiver.

If you need additional coverage beyond that, it's available in $ 1,000,000 increments in the form of personal umbrella policies.

Effective Coverage even has the ability to offer higher limits and open perils coverage on top of that, for additional valuable items or items with appraisals, in the form of personal articles floater policies.

Additional living expense coverage does not have a specific time limit on it in the policy form we're examining here, because it takes a variable amount of time to recover from a loss.

While you may not need additional protection, it may be worth siding with an insurance company that offers towing and labor coverage, rental coverage, or other forms of optional insurance in addition to your insurance plan, if it is at a similar price as a competitor that doesn't providing such coverage in their standard plan.

There are a number of strategies that can help you get a lower auto insurance quote.For one, you can shop around.While most companies use similar methods to determine premiums, there is a lot of competition for your business in the industry.Premiums for the same coverage can vary by hundreds of dollars from one company to another.You can also ask for discounts.Many insurance companies will reduce your auto insurance premium if you purchase another form of insurance such as homeowners insurance or life insurance from them.Likewise, if you have anti-theft devices or additional safety features on your vehicle you may also qualify for a discount.If you need to lower you premium further, consider getting a higher deductible.Paying your premium in fewer installments can also save you money.

For motorists in states that follow a no fault system, you will be required to carry two additional forms of coverage: uninsured motorist liability and personal injury protection insurance.

Many insurers offer a form of LTC coverage as a rider for an additional premium.

Most policies come with additional forms of coverage, and they are often bundled together in different tiers.

But in addition we see a specialized form of fire and theft insurance that features combined additional coverage (CAC), which includes not just theft and fire scenarios but also protection from the financial expenses related to lightning, floods, earthquakes, and other natural phenomena and will be reflected in your online car insurance rate.

Additional coverage for Tucson automobile insurance is in the form of collision, comprehensive and uninsured / underinsured motorist protection.

If you have a particular item that is not completely covered by Wilmington renters insurance and it is important to you that it is, you may need additional coverage in the form of an umbrella policy.

Medicare supplement Insurance, which is recognized with the name of «Medigap» is a form of additional health insurance coverage for all those enrollees who are already covered under Medicare plan.

Most homeowners insurance policies also have ceiling coverage limits for expensive items such as jewelry and furs, so you should review your policy to determine if you have valuable possessions which may require additional coverage in the form of an insurance «rider» or endorsement.

You can also buy additional forms of New York motorcycle insurance, which provide coverage for the following:

Property Damage and Personal Liability coverages are pretty standard fare, though most homeowners choose to add some form of Additional Living Expenses and Medical Payments to their policy as well.

If the personal property limits of your policy aren't adequate to insure your drone, you may be able to buy additional coverage in the form of a rider or an endorsement to your policy.

Almost every state requires some form of liability but knowing what other levels are available and what your additional coverage options are is key to building a policy that fits your needs.

The following are additional details on the coverage that is often provided by this form of insurance and how to select a policy that you locate.

If you are convicted of a DUI in Florida, you may be required to purchase additional insurance and file an FR - 44 form as proof of that coverage.

When you have enough to cover the belongings within your condominium or other type of home, but not too much, you are leaving room for any additional forms of coverage you may need.

Also, reducing the amount of coverage on older vehicles, raising your deductible, maintaining low annual mileage and obtaining multiple forms of protection through the same provider are additional ways you can keep your premiums low.