Sentences with phrase «forms of business insurance»

You may need other forms of business insurance if you own your own pharmacy.

For a carpet company in Sumter, a retail store in Columbia, or a physical therapy center in Spartanburg, the facts are the same: you're going to need different forms of business insurance, so you should know about ways to save.

For New Mexico business insurance quotes in the lower range, search for policies that include car insurance with other forms of business insurance policies.

It's one of the most important forms of business insurance, because it can enable a business to continue functioning in the aftermath of the death of -LSB-...]

Key person insurance is a form of business insurance that people can overlook, but one that can make all the difference in keeping a business running and successful in the face of losing an owner, or important team member.

Key person coverage is a form of business insurance because there are some employees whose loss would irreparably damage a business's ability to function and others who would be difficult and expensive to replace.

Every commercial business should have some basic form of business insurance.

Not exact matches

France's AXA says it will spend $ 15.3 billion on buying New York - listed insurer XL Group and speed up its plans to spin off its American life insurance business — the IPO would give it $ 6 billion to help fund the XL purchase, with the rest coming in the form of cash and debt issuance.

Assuring that your business has ready access to 24/7 IT support across all of the necessary technical areas is going to quickly look like a very prudent form of insurance and risk abatement.

Remember that if you're hiring a freelance photographer to work on location or in your business, they should have some form of liability insurance in case anything is broken or damaged during a photo shoot.

A personal guarantee is an extra form of «insurance» for the lender in the event that your business defaults on a loan.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

The goal of those staffing the mobile office is to answer questions from residents and business owners about what may, or may not be covered under their insurance policies, and helping them to fill out the proper forms.

Benefits include contract reviews; publishing industry updates and advice; legal advice and forms; marketing and social media advice; website building and hosting; access to members - only workshops, seminars and events; a print and digital subscription to the Authors Guild Bulletin, our quarterly publication of publishing and legislative news; discounted media liability insurance; listing in our member profiles; exclusive discounts on services and goods designed to help you with your writing business, as well as discounts on hotels, car rentals, and more.

Texas Renters Insurance can be complicated — there are a ton of companies out there competing for your business, and all of them offer slightly different coverage, even though it's the same policy form they're writing it on.

If you're self - employed, and filing a Schedule C for your business, premiums you pay for health insurance are deductible as an «above the line» write - off on Line 29 of Form 1040.

Form 3800 is used by business owners to report each of the tax credits that make up the general business credit — which includes the credit for insurance premiums.

Key person insurance, also known as, key man insurance (a.k.a. key man policy) is a critically important form of business continuity planning.

If the Insured Person told us that he / she was a smoker and it has been 12 months or more since he / she last smoked or used any substance or product containing tobacco, nicotine or marijuana, he / she can apply for non-smoker rates by completing a Business Credit Life Insurance Notification of Change Form.

Just tell us what type of Mississippi insurance you need, whether it's home insurance, auto insurance, life insurance, business insurance, or health insurance, then fill out a quick online form, and we'll match you to the companies that best fit your insurance needs.

A. Every credit services business, before it enters into a contract with a consumer, shall file and maintain with the Commissioner, in form and substance satisfactory to him, a bond with corporate surety from a company authorized to transact business in the Commonwealth, or a letter of credit from a bank insured by the Federal Deposit Insurance Corporation in an amount equal to 100 times the standard fee charged by the credit services business but in no event shall the bond or letter of credit required under this section be less than $ 5,000 or greater than $ 50,000.

For example, you may have a sole proprietorship consulting or other small business which you report on IRS Schedule C. Any health insurance premiums of the proprietor (and their family if a family plan) can be deducted on page 1 of IRS form 1040, line 29 as long as you have sufficient profit on Schedule C.

Connect With Business Auto Insurance Agents Now By Filling Out the Quick Form At The Top Of This Page.

Superannuation providers (excluding self - managed superannuation funds) and life insurance companies will need to use the MAAS form to report superannuation account attribute and phase events to us within five business days of the event or a later date as allowed by the Commissioner.

Here's the shortest bottom line on all forms of annuities and all forms of whole life insurance: If you work in the life insurance business, either as an agent or an employee of a life company, or hold life insurance company stock; then annuities and whole life insurance are the greatest invention since the wheel (because they pay by far the most in immediate commissions of any financial product available today, making them by far the most profitable part of the life insurance company business model).

Actually, and as an interesting aside, the whole of the «insurance» business model is based on the assumption that one will not have to pay out — that is why it's original form, the pensions industry, is now becoming bankrupt and has to be bank rolled by the state?

No wonder Americans pay through the nose for conveyancing services in an environment described by the Government of California thusly: «Title insurance is a dysfunctional industry in which the public pays too much» and by the Supreme Court of Iowa as «an invidious form of business».

White collar crime is a generic term for crimes involving antitrust violations, computer / internet fraud, credit card fraud, phone / telemarketing fraud, bankruptcy fraud, health care fraud, environmental law violations, insurance fraud, mail fraud, government fraud, tax evasion, financial fraud, securities fraud, insider trading, bribery, kickbacks, counterfeiting, public corruption, money laundering, embezzlement, economic espionage, and trade secret theft, and other forms of dishonest business schemes.

For an example of what happens when you let non-law corporations take over or dominate an area of law look no farther than the irredeemably evil American title insurance industry — an industry accurately described by the Government of California as «a dysfunctional industry in which the public pays too much» and by the Supreme Court of Iowa as «an invidious form of business».

Each guide is a detailed discussion of the jurisdiction's government and commerce, its investment framework, its rules for importing and exporting, and forms of business organization, banking and trust companies, insurance law, taxation, visas and other important topics.

Filing a Workers» Compensation Claim In most states, the law requires every business to carry some form of insurance to compensate employees who become injured on the job.

Our Legal Forms Lawyers specialize in probate, power of attorney, durable power of attorney, traffic tickets, speeding tickets, real estate, business / small business, unclaimed property, insurance claims, collections, landlord tenant, and professional license restoration legal matters.

«commercial dispute» means a dispute between parties relating to matters of a commercial nature, whether contractual or not, such as trade transactions for the supply or exchange of goods or services, distribution agreements, commercial representation or agency, factoring, leasing, construction of works, consulting, engineering, licensing, investment, financing, banking, insurance, exploitation agreements and concessions, joint ventures, other forms of industrial or business co-operation or the carriage of goods or passengers; («différend commercial»)

Alan's areas of practice include all forms of personal injury, commercial and business litigation, construction law, debt collection / recovery and subrogation, directors and officers liability, environmental liability, general casualty and special risks, insurance coverage, municipal law, products liability, professional liability, property insurance, sports, recreation and resort liability and transportation law.

Our in - depth knowledge of insurance business requirements means that our package of Insurance Services is tailored to meet industry needs in advising on: policy wordings; applicable minimum terms; insurance product development; and all forms of insurance dispute from both a claimant and defendant perinsurance business requirements means that our package of Insurance Services is tailored to meet industry needs in advising on: policy wordings; applicable minimum terms; insurance product development; and all forms of insurance dispute from both a claimant and defendant perInsurance Services is tailored to meet industry needs in advising on: policy wordings; applicable minimum terms; insurance product development; and all forms of insurance dispute from both a claimant and defendant perinsurance product development; and all forms of insurance dispute from both a claimant and defendant perinsurance dispute from both a claimant and defendant perspective.

Francis's appointment forms part of the firm's strategy to significantly grow the insurance side of the business.

A group health plan or health insurance issuer or HMO, or their business associate on their behalf, may perform such analyses for an employer customer and provide the results in de-identified form to the customer, using integrated data received from other insurers, as long as protected health information is not disclosed in violation of this rule.

The Supreme Court of Iowa accurately calls the title insurance industry «an invidious form of business.»

The IUL also has a cash value, and is a form of permanent insurance, which is ideal for business succession planning such as funding a buy sell agreement with life insurance or key person insurance.

Does the business you own need some form of special life insurance placed on you or some other important person?

Back in 1905, a group of business people from Fort Wayne Indiana decided to form a new life insurance company that would be focused on genuine honesty, dependability and the very best customer service in the industry.

If you are self - employed, your entire business could be at risk if you don't have some form of disability insurance.

Business life insurance protects both you and your partner (s) in those tenuous situations because this form of coverage will enable you to fund and fulfill the buy - sell agreement in the event of an untimely death of one of the partners.

Key man insurance is another form of business use life insurance.

All truck - tractors, buses and other commercially registered motor vehicles operated in Pennsylvania must be covered by financial responsibility in the form of a standard motor vehicle liability policy from an insurance company licensed to do business in the Commonwealth (unless the vehicles are self - insured in accordance with regulations of the PA Department of Insurance and the PA Department of Transpoinsurance company licensed to do business in the Commonwealth (unless the vehicles are self - insured in accordance with regulations of the PA Department of Insurance and the PA Department of TranspoInsurance and the PA Department of Transportation).

Umbrella insurance is a form of liability insurance that will supplement your basic liability policies, such as your auto, home or business insurance.

You may be able to get some form of business property insurance through your renters insurance policy or your homeowners insurance policy.

By entering your zip code in the form at the top of our site and filling out our brief form, you will be matched with auto insurance companies who will be fighting for your business.

If the Insured Person told us that he / she was a smoker and it has been 12 months or more since he / she last smoked or used any substance or product containing tobacco, nicotine or marijuana, he / she can apply for non-smoker rates by completing a Business Credit Life Insurance Notification of Change Form.

Life insurance, in the form of a «buy - sell» agreement, provides the necessary protection to ensure the survival of the business and a disbursement of ownership rights to remaining partners or owners.