Sentences with phrase «forms of debt such»

Paying off other forms of debt such as auto loans, room additions, remodeling costs and many other forms of debt a person can collect which would create financial problems for their family members left behind.

Mortgage and refinancing experts like them because they're often half as expensive as higher - rate forms of debt such as credit cards, and because users are often tapping an asset they have already put substantial funds into.

Life after bankruptcy will likely include taking on some form of debt such as a new car loan or modest credit card debt.

Not exact matches

Focus on eliminating your monthly credit - card balance first, then other forms of consumer debt such as car loans and lines of credit.

However, in comparison to households that only hold owner - occupier debt, there is evidence that investors tend to accumulate higher savings in the form of other assets (such as paying ahead of schedule on a loan for their own home, as well as accumulating equities, bank accounts and other financial instruments).

The system threatens to collapse in such a way that will leave a legacy of financial cleanup costs for the bad debts that form the counterpart to the economy's «bad savings», that is, savings lent to speculators who use the money simply to buy existing properties rather than to create new assets.

The personal loan is equal to the amount of your credit card balance and other forms of debt, such as a car loan.

«Liquidity» is defined by economists as money available in all forms to be given out as debt, ranging from credit card debt to mortgage debt to large quantities of institutional debt typically used in complex financial transactions such as highly leveraged corporate acquisitions.

TeenAnalyst Advice: Treasury debt is offered in a number of different forms, such as?Treasury bills: maturities less than a year.Treasury notes: maturities of 1 - 10 years.Treasury bonds: maturities over 10 years.

The order varies by state and some forms of debt, such as medical bills or a mortgage, are typically given first claim.

Term policies are the cheapest form of life insurance coverage and can be tailored to the size of your debts, such as mortgages or auto loans.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Nebuchadnezzar's sins, conceived of as debts, have risen to such a level that his creditor, God, is about to demand repayment in the form of punishment: He is calling in the bond he holds over this unfortunate debtor.

The outcome of such complacency will be that the generation of students attending university now will have to pay for higher education twice: once in the form of their own loans, and once in the form of cleaning up the debts left by this I.O.U policy.

Term policies are the cheapest form of life insurance coverage and can be tailored to the size of your debts, such as mortgages or auto loans.

As such, lenders may fear that you'll struggle if you take on more debt in the form of a home loan, and might default as a result.

As such, the annual interest rate on a loan or other form of debt is a percentage that describes the yearly cost of borrowing money.

If you are one of these unlucky people, make sure to include this and any other form of debt, such as that from credit cards, in your budget.

The nature of an individual voluntary arrangement (IVA) as a form of debt solution is such that your creditors should not be contacting you directly while it is active.

Also, another nifty feature is the ability to transfer other forms of debt, such as auto loans, electronics loans, and so on to your balance transfer card for availing various benefits.

Secured Debt Consolidation Loans, a form of financial relief, allow you to use property, such as a home, or other forms of real estate properties, as collateral to secure the loan.

Unfortunately, you are still responsible for any communication with such lenders and if you are struggling to keep up with the payments in question then you should consider an additional form of debt management, or even bankruptcy.

After a precedent was set by the Supreme Court, federal law doesn't allow student loan debt to be discharged in bankruptcy, although other forms of outstanding debt such as credit cards have the potential for discharge in bankruptcy.

If you have multiple forms of unsecured debt such as payday loans, income tax, and credit cards or line of credit, a better option for debt consolidation might be a consumer proposal.

Debt consolidation loans usually require some form of collateral, such as the family home.

It is also important to be sure that an IVA is actually the most relevant form of debt solution to you as there are some people whose situation will not be best suited to such an arrangement and who would be better off with a different debt solution.

There is a long form of the means test that factors in secured debt payments such as your mortgage and other necessary expenses like medical bills and insurance.

If they do not accept many different forms of payment, such as check, credit card, or a debt card, they are also likely scamming you.

That's because credit cards are significantly different from other forms of debt, such as student loans.

Debt consolidation loans usually require some form of collateral, though, such as the family home.

«Financial emergencies, such as a broken furnace or major car repairs, can crop up at any time and, without some form of financial cushion, can potentially cause households to take on more debt than is necessary,» said BMO's Janet Peddigrew.

Basically what affect your credit history / score are the negative behaviors such as not paying your bills and debts on time and applying for so many other forms of credits in just a short period of time.

The debt does not form part of your estate upon death and is written off in such circumstances (thanks to @IMSoP)

The discharge is a permanent order prohibiting the creditors of the debtor from taking any form of collection action on discharged debts, including legal action and communications with the debtor, such as telephone calls, letters, and personal contacts.

If you enter into the military with some student loan debt, you may be able to pay it off using the GI Bill or another form of relief, such as military student loan forgiveness.

And besides, how many other times in your life will you have the time, the lack of debt (usually in the student loan form), and the freedom to take such a year?

If you are like many San Antonio debtors today, you may be in a situation where you are overwhelmed with debt, having difficulty making your mortgage payments or are considering some form of debt relief such as consolidation, settlement or even bankruptcy.

This form of personal bankruptcy is typically used by those who do not qualify for Chapter 7 due to their income, or by those who have debts that can not be discharged in Chapter 7, such as a mortgage.

If you're in high school or college, we encourage you not to let other forms of debt (such as credit card debt) even begin, let alone pile up.

The advantage of cash value life insurance is that you can use the cash to fund many purchases down the road, such as paying off debt, buying a home, investing in real estate, of simply living off the dividends as a form of passive income.

This form of life insurance protection is not only flexible, but it can help you to attain various financial goals in life, such as supplementing retirement income and paying off debt.

Term policies are the cheapest form of life insurance coverage and can be tailored to the size of your debts, such as mortgages or auto loans.

Since we all know that the death issue and in such cases the family will face different forms of problems such as relocation, debt servicing ad several other requirements.

Not every one of us will have such an insurmountable amount of debt but most of us would have in some form or another.

This is a form of private divorce where each party hires an attorney, and family issues such as child custody, child support, alimony, and division of property and debt are determined in the conference rooms of professionals rather than in the public courthouse.

While the Foreign Investment in Real Property Tax Act (FIRPTA) subjects non-U.S. investors to a 10 % withholding tax on the sale of U.S. property investments, CRE debt in most forms is exempt from such adverse taxation.