Sentences with phrase «fraudulent new credit accounts»

Not exact matches

Whether the theft of your identity results in higher balances on existing accounts, the opening of new accounts, late payments or an increase in inquiries, the end result is the same — your credit score will be affected until the fraudulent credit information is removed from your credit report.

You don't need both because a credit freeze ostensibly prevents any new lenders from opening fraudulent accounts by denying access to your credit report, a necessary step for credit approval.

A credit freeze prevents new lenders from pulling your credit report, essentially making it impossible for some nefarious person to open a fraudulent credit account in your name.

They also receive alerts regarding changes to their credit report including late payments, new accounts, recent inquiries, as well as fraudulent activity.

A credit freeze is effective at stopping new accounts from being opened, but you'll still need to monitor existing bank and credit accounts for fraudulent activity, since existing accounts are not affected by a credit freeze.

By checking your credit periodically, you'll be able to easily see if there's been any unauthorized or fraudulent activity associated with your name and Social Security number, such as new credit card accounts that you don't recognize or didn't open, or a new address that isn't where you live.

Your credit bureau files are monitored for potential fraudulent activities, such as new accounts and loan / credit card applications made in your name.

Phony debt collectors can use your information to commit identity theft by charging your existing credit cards, or opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.

In the survey, «identity theft» was defined as the attempted or successful misuse of an existing account, such as a debit or credit account, misuse of personal information to open a new account, or misuse of personal information for other fraudulent purposes.

Professional Summary Technical customer service professional with over 10 years of experience in new... mentored new and existing employees in new accounts service processes and company policies in both classroom... credit applications to determine eligibility for service taking additional security measures when fraudulent