Sentences with phrase «fraudulent practices by»

214 DOS 97 Matter of DOS v. Laymon - accounting to client; bad check; deposits; failure to pay judgments; proper business practices; jurisdiction; DOS retains jurisdiction after expiration of license (for failure to pay renewal fee) where acts occurred during licensure; violation of 19 NYCRR 175.1 by depositing clients» funds into operating account and failing to maintain special bank account; violation of 19 NYCRR 175.2 for failing to account to client; broker engaged in fraudulent practices by accepting monies he was required to retain in escrow, depositing said monies into his operating account, failing to return same to its rightful owner and by purporting to make refunds by issuing bad checks; in light of broker's financial inability to do so, failure to promptly satisfy judgments was not a demonstration of untrustworthiness; there was no violation of 19 NYCRR 175.3 (b) where broker was not managing rental properties; real estate broker's license revoked; reapplication for broker's license conditioned upon proof of payment of restitution with interest and proof of satisfaction of judgment with interest

To collect, compile verify and analyze supporting documents of financial statements and identify fraudulent practices by working as a financial fraud investigator for a big corporation.

Some people won't share health information, others will outright lie, and a few unscrupulous souls will even resort to fraudulent practices by slipping in a ringer for a screening exam, or even a DNA test, if they know their dog won't pass.

Attorney General Madigan released the following statement: «For too long, student loan borrowers have been put into more difficult and more expensive repayment plans because of fraudulent practices by student loan companies.

Remember — these extra steps may be frustrating but this level of security are in place to protect all of us from fraudulent practices by criminals.

Not exact matches

Before any of you doth protest too much about this conclusion, let me explain the rationale for my inclusion of diversification strategy among the other much better known systemically fraudulent practices regularly engaged in by big commercial brokerage firms and banks.

Her careful approach, fortified with a keen awareness of just how difficult it can be to distinguish physical needs from vaguer but no less powerful emotional ones, also eschews the fraudulent claims and dangerous practices perpetuated by the «five - day miracle plan» style of American dieting.

«The N9.6 bn refund is exclusively for the state government to pay salary and so any other claims by Fayose to brainwash the workers to deny them their entitlements once again is not only wicked and selfish, but also a fraudulent practice that Fayose has elevated to an official policy to short - change the state and her people at all times.»

These powerful companies spend billions to ensure you will be buying their products by using dishonest business practices, rigged clinical studies showing their products in a favorable light, public relations campaigns (like the fraudulent Breast Cancer Awareness Month — started by the manufacturer of mammogram machines), articles from paid «experts» on the internet and news clips to make you believe their products are healthy and safe, and lobbying Washington to enact laws ensuring you don't have healthy alternatives to their products.

«Lenders should know by now that FHA will not tolerate fraudulent or predatory lending practices,» proclaimed FHA Commissioner David Stevens.

To avoid being scammed by fraudulent companies that make big promises but give no real result it is important that you know how these companies work and their unethical practices.

«Lenders should know by now that FHA will not tolerate fraudulent or predatory lending practices,» said FHA Commissioner David Stevens.

Prohibited acts.A credit services organization, a salesperson, agent, or representative of a credit services organization, or an independent contractor who sells or attempts to sell the services of a credit services organization shall not: (1) Charge a buyer or receive from a buyer money or other valuable consideration before completing performance of all services, other than those described in subdivision (2) of this section, which the credit services organization has agreed to perform for the buyer unless the credit services organization has obtained a surety bond or established and maintained a surety account as provided in section 45 - 805; (2) Charge a buyer or receive from a buyer money or other valuable consideration for obtaining or attempting to obtain an extension of credit that the credit services organization has agreed to obtain for the buyer before the extension of credit is obtained; (3) Charge a buyer or receive from a buyer money or other valuable consideration solely for referral of the buyer to a retail seller who will or may extend credit to the buyer if the credit that is or will be extended to the buyer is substantially the same as that available to the general public; (4) Make or use a false or misleading representation in the offer or sale of the services of a credit services organization, including (a) guaranteeing to erase bad credit or words to that effect unless the representation clearly discloses that this can be done only if the credit history is inaccurate or obsolete and (b) guaranteeing an extension of credit regardless of the person's previous credit problem or credit history unless the representation clearly discloses the eligibility requirements for obtaining an extension of credit; (5) Engage, directly or indirectly, in a fraudulent or deceptive act, practice, or course of business in connection with the offer or sale of the services of a credit services organization; (6) Make or advise a buyer to make a statement with respect to a buyer's credit worthiness, credit standing, or credit capacity that is false or misleading or that should be known by the exercise of reasonable care to be false or misleading to a consumer reporting agency or to a person who has extended credit to a buyer or to whom a buyer is applying for an extension of credit; or (7) Advertise or cause to be advertised, in any manner whatsoever, the services of a credit services organization without filing a registration statement with the Secretary of State under section 45 - 806 unless otherwise provided by the Credit Services Organization Act.

The Trump University brand merely borrowed from other for - profit colleges, following alleged fraudulent practices pioneered by the likes of ITT Tech, Corinthian Colleges, and others.

«GAO found the experiences of its fictitious consumers to be consistent with widespread complaints and charges made by federal and state investigators on behalf of real consumers against debt settlement companies engaged in fraudulent, abusive, or deceptive practices,» the report concluded.

A common practice by insurers is to conduct an examination under oath if they suspect a claim is fraudulent.

I don't completely trust Yelp's algorithm for finding fraudulent reviews, nor do I take every word written by users as gospel, but the website is one of the only sources for reviews of veterinary practices in my area.

The Board has also ignored my request to deny approval of Continuing Education credit for seminars on Vaccination of Companion Animals provided by Pfizer Animal Health drug company which are fraudulent by omission of material facts, a conflict of interest, and thereby influence Veterinarians to continue deceptive trade practice in the marketing of vaccines.

Representing consumers victimized by fraudulent or unethical business practices.

Having read some of Mr Keenan's investigations and his postulations on aspects of climate science, I would suggest he is an astute detective who has exposed fraudulent scientific practices by a few climate scientists.

EIA's report shows that the submission of fraudulent declarations is a common practice by traders.

Fraudulent is defined as:» (1) Engaging in fraud; deceitfu l; (2) characterized by, constituting, or gained by fraud: fraudulent business practicFraudulent is defined as:» (1) Engaging in fraud; deceitfu l; (2) characterized by, constituting, or gained by fraud: fraudulent business practicfraudulent business practices.»

Plaintiffs allege the facility and its administrators committed elder financial abuse and fraudulent business practices by not disclosing that patient care assessments weren't used to establish staffing budget.

However, real estate claims based on the registration of fraudulent instruments under the Land Titles Act where the claim would otherwise be excluded from coverage due to the dishonesty of the insured lawyer — the risk targeted by the Real Estate Practice Coverage Option (REPCO)-- have turned out to be rare.

Contending that the Martin Act vests the Attorney General with exclusive authority over fraudulent securities and investment practices addressed by the statute, J.P. Morgan asserts that it would be inconsistent to allow private investors to bring overlapping common - law claims.

When marital property is in the hands of third parties, either by fraudulent conveyance, dissipation, or because a distinct entity such as a trust or corporation is owned by the parties, the best practice is to join the third party as a party to the divorce suit.

Fraud is a deception deliberately practiced in order to secure unfair or unlawful gain (adjectival form fraudulent; to defraud is the verb, and the Badges of Fraud are used by the court s as rough gauge as to whether Fraud exists in the situation or not..

His company, National Healthcare Analysis Group, analyzes reams of Medicare data released by the government and finds the inconsistencies among Medicare providers — inconsistencies that may indicate fraudulent billing practices.

Aaron uses his background and experience with complex litigation to litigate on behalf of groups of people who were harmed by unlawful, unfair or fraudulent business practices:

We should limit the concept of unauthorized practice by establishing a common - sense, brightline test that equates it to fraudulent practice — that is, saying you're a lawyer when you're not... Consumers understand this, and so should the profession.»

However, with the minister's approval, public bodies affected by the fraudulent practices will also be able to bring separate legal action against such businesses.

Representing consumers victimized by fraudulent or unethical business practices.

A judgment was issued in which the judge noted that there was potential for fourteen types of fraud connected with postal voting and that these were utilized in the Birmingham Council elections where there was systematic large - scale rigging of postal votes to which the police had only marginally responded, despite being forewarned by some of the candidates that the election was going to be subject to fraudulent practices.

Officials in the sector said several TPA services were terminated by companies after discovering fraudulent practices

At least half a dozen bills have been proposed by the lawmakers this year and it is aimed at reducing fraudulent practices in the PIP claims.

In addition, the Illinois county is accusing Facebook of not protecting user data and not preventing Cambridge Analytica from committing fraudulent behavior, despite knowledge of the practice by the social media giant.

Main goal of regulators is to create long - term stability afforded by common policies and elimination of fraudulent actions and practices.

by Tommy Swanson - Medical billing experts estimate that the US Government loses 30 cents of every dollar earned from fraudulent practices and medical...

Representing consumers victimized by fraudulent or unethical business practices.

Reich was subsequently imprisoned for breaching an injunction preventing fraudulent practices involving treatment by means of an «orgone box».

Representing consumers victimized by fraudulent or unethical business practices.

The Act does ban certain fraudulent or deceptive practices and criminalizes techniques used by spammers to avoid detection.

287 DOS 98 Matter of DOS v. Uqdah Realty & Management Corp. — deposits; jurisdiction; fraudulent practices; failure to pay judgment; vicarious liability; notary public; disclosure of agency relationship; broker violated 19 NYCRR 175.1 when he deposited escrow funds into his operating account; broker committed conversion when his operating account fell below deposit amount; broker engaged in fraudulent practices when he illegally retained buyer's trust funds and attempted to qualify prospective buyer for mortgage by falsely stating their employment; broker failed to disclose his agency relationship to his client; failure to pay judgment; corporate real estate broker vicariously liable and charged with actual knowledge of violation of law because of representative broker's cognizant misconduct as corporate officer; broker is not required to deposit a refundable commission in an escrow account unless contractually demanded; corporate broker and representative broker's license revoked; restitution of deposit of $ 12,000 plus interest; notary public commission revoked based on misconduct as a real estate licensee

730 DOS 02 DOS v. New World Realty of New York, Inc. — availing of license; deposits; disclosure of agency relationships; duty to supervise sales associates; failure to pay judgment; proper business practices; DOS has jurisdiction where disciplinary action was started while individual was licensed as an associate broker and was eligible to automatically renew at the time of the disciplinary hearing; salesperson owned voting stock in licensed corporate real estate broker, failed to pay judgment and failed to present evidence of inability to do so, and engaged in unlicensed activity after license expired; representative broker availed corporate real estate brokers license to salesperson; representative broker failed to properly supervise salesperson by permitting and authorizing salesperson to act as a real estate broker; broker and salesperson failed to make agency disclosures and failed to deposit funds of principal in a special bank account; real estate transaction conducted was a fraudulent business practice; DOS fails to prove the unauthorized practice of law; salesperson's license revoked and salesperson ordered to pay refund of $ 1,406.00 of illegal commission collected; representative broker's license revoked and broker ordered to refund $ 74.00 of illegal commission collected; representative broker fined $ 5,000.00

107 DOS 98 Matter of DOS v. Sosis - subject matter jurisdiction; due process; failure to appear at hearing; proper business practices; deposits; fraudulent practice; DOS fails its burden of proof; DOS has subject matter jurisdiction if at the time the disciplinary proceeding was commenced by proper service of a notice of hearing and complaint the party was (i) licensed to engage in regulated real estate activities, or (ii) an applicant for either a license or for the renewal of a license to engage in regulated real estate activities, or (iii) eligible to automatically renew the prior license under the two - year limitation provision of RPL § 441 (2); ex parte hearing is permissible upon proof of proper notice of hearing; DOS has subject matter jurisdiction where party was licensed at the time proceeding was commenced and, where at time of hearing, although not licensed was eligible to automatically apply to renew pursuant to RPL § 441 (2); licensee operated a real estate brokerage business under an unlicensed name; licensee unlawfully retains deposit funds after deposit monies were delivered on the condition that same were to be disbursed only on the principal's consent and approval and said consent and approval was not given; licensee's illegal exercise of right of ownership over his principal's funds spawns conversion and constitutes a fraudulent practice; DOS fails its burden of proof to establish licensee failed to deposit trust funds in a segregated escrow account, engaged in fraud and changed business location without notice to DOS; restitution ordered in the amount of $ 1,900 plus interest, fine of $ 1,000 and any further application for licensure shall not be considered until applicant pays said fine and provides proof of payment of restitution

1 DOS 98 Matter of DOS v. Fiumera - proper business practices; broker licensed in her individual name violates RPL § 440 - a when not also licensed as an associate broker while working under the name and auspices of another broker; broker not required to disgorge commission where individually licensed and additional associate broker's license would be issued pro forma upon payment of licensing fee; broker did not engage in fraudulent practice when advised homeowner that radon report was acceptable when reasonably acted upon advice given to her by the party taking the test; broker's offer to pay for remedial work indicates a good faith offer of settlement; $ 250 fine

122 DOS 98 Matter of DOS v. Hazor — proper business practices; sales associate as officer of company; corporate broker dissolved by proclamation may only carry on business required for winding up its affairs; engaging in licensed activity and submitting license renewals after dissolution by proclamation constitutes fraudulent practices; failure to comply with DOS request to appear and for production of documents along with failure to comply with subpoena violates RPL § 442 - e (5); licensed salesperson violates RPL § 441 - b (2) when he serves as an officer of the corporation; brokers and salesperson's licenses revoked

79 DOS 99 Matter of DOS v. Pagano - disclosure of agency relationships; failure to appear at hearing; proper business practices; unauthorized practice of law; unearned commissions; vicarious liability; fraudulent practice; jurisdiction; ex parte hearing may proceed upon proof of proper service; DOS has jurisdiction after expiration of respondents» licenses as acts of misconduct occurred and the proceedings were commenced while the respondents were licensed; licensee fails to timely provide seller client with agency disclosure form prior to entering into listing agreement and fails to timely provide agency disclosure form to buyer upon first substantive contact; broker fails to make it clear for which party he is acting; broker violates 19 NYCRR 175.24 by using exclusive right to sell listing agreement without mandatory definitions of «exclusive right to sell» and «exclusive agency»; broker breaches fiduciary duties to seller clients by misleading them as to buyer's ability to financially consummate the transaction; broker breaches his fiduciary duty to seller by referring seller to the attorney who represented the buyers when he knew or should have known such attorney could not properly protect seller's interests; improper for broker to use listing agreements providing for broker to retain one half of any deposit if forfeited by buyer as such forfeiture clause could, by its terms, allow broker to retain part of the deposit when broker did not earn a commission; broker must conduct business under name as it appears on license; broker engaged in the unauthorized practice of law in preparing contracts for purchase and sale of real estate which did not contain a clause making it subject to the approval of the parties» attorneys and were not a form recommended by a joint bar / real estate board committee; broker demonstrated untrustworthiness and incompetency in using sales contract which purported to change the terms of the listing agreement to include a higher commission; broker demonstrated untrustworthiness and incompetency in using contracts of sale which were unclear, ambiguous, vague and incomplete; broker failed to amend purchase agreement to reflect amendment to increase deposit amount; broker demonstrated untrustworthiness in back - dating purchase agreements; broker demonstrated untrustworthiness in participating in scheme to have seller hold undisclosed second mortgage and to mislead first mortgagee about the purchaser's financial ability to purchase; broker demonstrated untrustworthiness by claiming unearned commission and filing affidavit of entitlement for unearned commission; DOS fails to establish by substantial evidence that respondent acted as undisclosed dual agent; corporate broker bound by the knowledge acquired by and is responsible for acts committed by its licensees within the actual or apparent scope of their authority; corporate and individual brokers» licenses revoked, no action taken on application for renewal until proof of payment of sum of $ 2,000.00 plus interests for deposits unlawfully retained

189 DOS 99 Matter of DOS v. Naftal - listing agreements; deposits; unauthorized practice of law; vicarious liability; amendment of pleading to conform to the proof; improperly altering listing agreement without the consent or knowledge of principal to show the potential commission split with buyer's broker to meet MLS requirements; preparing and submitting fraudulent MLS change notifications purporting to extend and alter listings; deposit of escrow funds into operating account; preparation of lease constitutes the unauthorized practice of law; pleadings may be amended to conform to the proof and encompass a charge not stated in the complaint where the issue has been fully litigated by the parties and is closely enough related to the stated charges that there is no surprise or prejudice to the respondent; continuing to offer properties for sale after preparation of forged listing extensions violates 19 NYCRR 175.10; DOS fails to establish violation of 19 NYCRR 175.12 for failure to provide copy of listing extension where extension was not authorized by principal; DOS fails to demonstrate demand for unearned commission where broker may have believed they were entitled to a commission; broker's licenses suspended for one year and thereafter until such time as restitution in the amounts of $ 5,000.00 and $ 2,055.40 is made