Experts blame the increase mainly on the rise in the number of
fraudulent whiplash claims.
Peers queried government assertions about
fraudulent whiplash claims and raised concerns about definitions as they began the Second Reading of the Civil Liability Bill this week.
RM: The crackdown on
fraudulent whiplash claims was a widely trailed measure aimed at helping «just about managing» families.
Not exact matches
The ease by which
fraudulent and exaggerated
whiplash claims can be made.
Ahead of the Second Reading, the Bar briefed Peers that the government's central argument, that the increase in
whiplash claims is down to an increase in
fraudulent claims, is unsupported by evidence.
However, Lord Sharkey expressed surprise that the Bill does not define «
whiplash» and queried whether the number of
fraudulent claims is rising — government statistics published this week revealed the number of personal injury motor insurance
claims has actually fallen.
The Conservative manifesto pledged to «reduce insurance costs for ordinary motorists by cracking down on
fraudulent and exaggerated
whiplash claims».
MedCo was introduced as part of the plans to clamp down on
fraudulent claims, signaling a stated commitment by the Ministry of Justice (MoJ) to end the era of «questionable
whiplash claims by making sure all medical reports are above suspicion».