Additionally, some banks will increase the credit line on a secured credit card without requiring an additional deposit from a cardholder, and some secured credit cards come with a rewards programs or offer other perks, such
as free access to credit reports.
The Fair Credit Reporting Act allows
consumers free access to their credit reports from each of the three major bureaus (Experian, Equifax and TransUnion) once every 12 months, but that report will not include your credit score.
This is a government - approved website that will give
you free access to your credit report.
Getting
free access to your credit report and credit score can be easy.
The U.S. federal government requires the credit bureaus to give
you free access to your credit report once per year.
This allows
you free access to your credit reports to check the details.