Sentences with phrase «free balance transfer period»

With a relatively low interest rate, a 0 percent fee on balances transferred in the first 60 days of card ownership and a lengthy interest - free balance transfer period, the BankAmericard credit card is a good choice for cardholders with hefty balances.

Balance transfer periods were cut by several months on four cards and just two extended the interest - free balance transfer period.

If you're after a long, interest - free balance transfer period or would like interest - free purchases, our cards have the flexibility you need.

The BankAmericard for Students offers one of the longest interest - free balance transfer periods on the market, making it a good deal for cardholders who want to knock out their balances quickly.

Not exact matches

Given a surplus, you may be able to use a balance transfer card that allows you to incorporate all your credit card debts into that card and use the introductory interest - free period (usually 12 - 21 months) to pay down the debt more efficiently.

This means you'll save some money on the interest you'll pay back against your borrowing; making balance transfers a preferred way for many borrowers to axe interest and pay off outstanding debt, as many credit card companies offer an interest free period on balance transfers to new customers.

The interest - free period on the Citi Simplicity ® Card - No Late Fees Ever is nice and long: 0 % on Purchases and Balance Transfers for 18 months, and then the ongoing APR of 15.49 % - 25.49 % Variable APR..

There is no interest - free period on Cash Advances or balance transfers.

The lengthy interest - free period comes at a cost for balance transfers: 5 %, which adds up for big balances.

The Discover it ® - 18 Month Balance Transfer Offer combines a lengthy 0 % period on balance transfers with 5 % cash - bac has generous rewards and a lengthy interest - free period for balance transfers, although not as much for new purBalance Transfer Offer combines a lengthy 0 % period on balance transfers with 5 % cash - bac has generous rewards and a lengthy interest - free period for balance transfers, although not as much for new purbalance transfers with 5 % cash - bac has generous rewards and a lengthy interest - free period for balance transfers, although not as much for new purbalance transfers, although not as much for new purchases.

This will make it easier for you to be approved for a card, and may also help you get a lower interest rate for when the interest - free period of the balance transfer card ends.

Also, if you have another credit card with a balance, you can transfer it to the Blue Business Plus Card and pay it off interest - free in the same period.

When deciding on the best balance transfer credit card there are three primary things to look for: APR (interest rate), «interest free» period, and balance transfer fee.

Upon making the transfer, a fee is usually charged on the existing balance, after which an interest - free period exists for a specified time frame.

Also, as with a loan set up a direct debit to your credit card, make sure that this is set up for a date which will leave plenty of time for it to reach you card by the payment date, and make sure that you calculate your payment to ensure that the balance transfer is cleared in full before the end of the interest free period.

Similarly, with regards to the balance transfer card, it is crucial that you be consistent and regular with your payments as a default or delay on your end could lead to discontinuance of promotional APR or interest - free periods and charging of interest from the date of issue of the balance transfer card.

Leave the card and the account alone for the duration of the interest free period, then a week or so before the period is due to expire, transfer the original credit limit back onto the credit card, clearing the balance completely.

If you are consolidating credit accounts, you would choose a Citi card that offers free balance transfers and / or a 6 - 9 month period of time where 0 percent interest is charged on transferred balances.

If you are an individual with a fantastic credit score, you should consider opting for a balance transfer card with a promotional APR of 0 % or interest - free periods of 12 months or more.

For example, you may be unable to take advantage of any interest - free period on new purchases until the balance transfer amount is paid in full.

There are several cards that have generous balance transfer deals that give you a period of interest - free repayment.

Balance transfer credit cards will offer different 0 % APR periods, and you'll want to remain in this interest - free zone for as long as possible.

While the balance you carry under a 0 % balance transfer offer won't accrue interest during the interest - free period as long as you make every minimum payment on time, credit card companies usually charge consumers a fee for moving the balance from the old card to the new, 0 % introductory offer card.

«In most cases, balance transfers represent an interest - free loan during the introductory period, but if consumers use that relief to simply continue uncontrolled spending, they will easily get deeper in debt.»

Balance transfers allow you to transfer your debt to a different credit card with a lower interest rate or interest - free period.

Balance transfer credit cards, on the other hand, provide a low or 0 % introductory interest rate before standard rates are applied, which can give you an interest - free period.

If you still have a balance at the end of the interest free period, simply transfer it to a new card until the debt is settled.

This card gets the nod for its extra-long introductory 0 % APR period for balance transfers, its $ 0 annual fee and free FICO score.

However, if you have a balance transfer amount owing on your card, the interest - free period may not apply.

Read the terms and conditions of the card carefully to see whether you will get an interest - free period while you have an outstanding balance transfer.

The Citi Diamond Preferred card is one of our top picks for transferring a balance thanks to its extra long promotional period — which gives cardholders nearly two years to pay off an interest - free balance — and reasonable balance transfer fee.

We've sifted through the details in the fine print and rated the best cards, based on the length of their interest - free period and the cost of fees for balance transfer.

Try bargaining, and if this is not successful, you can apply for a credit card balance transfer and get an interest free period to allow you to pay off your debt.

Cash advances and some balance transfers have no interest free period.

Hopefully, you (and I) will be able to pay off all of our transferred balances before the interest - free period expires.

If balance transfers are important to you, look for a long interest - free period and check if there are any fees to pay.

However, you may sacrifice the ability to earn more rewards for a longer interest - free period or lower balance transfer fee that you don't need.

There is no interest - free grace period for cash advances or balance transfers.

While it might also be a good choice for paying down existing debt due to the interest - free transfer period, it's important to note that you'll have to pay a relatively high 5 percent balance transfer fee, even during the first year.

However, you may sacrifice the ability to earn more rewards for a longer interest - free period or lower balance transfer fee that you don't need.

Balance transfer promotional rates on the rise — Balance transfer promotional rates are getting more generous, with more cards offering lengthy interest - free promotional periods, according to the 2015 Creditcards.com Balance Transfer Survey... (See Balance transfer survey infotransfer promotional rates on the rise — Balance transfer promotional rates are getting more generous, with more cards offering lengthy interest - free promotional periods, according to the 2015 Creditcards.com Balance Transfer Survey... (See Balance transfer survey infotransfer promotional rates are getting more generous, with more cards offering lengthy interest - free promotional periods, according to the 2015 Creditcards.com Balance Transfer Survey... (See Balance transfer survey infoTransfer Survey... (See Balance transfer survey infotransfer survey infographic)

Between 2011 and mid-2014, average balance transfer periods regularly spiked to an average of 16 to 20 months as issuers aggressively used free credit to lure potential cardholders.

It comes with the same earning potential and interest - free period on purchases, but also adds 0 % financing for nine months on balance transfers.

Cash advances and balance transfers have no interest free period.

Most balance transfer credit cards will come with a promotional interest - free period.

The interest - free period for balance transfers is 15 months.

Although it is possible to get interest - free periods on both balance transfers and purchases, the offers aren't as common as they used to be.

Figure the monthly payment needed to pay off the balance transfer before the interest - free period ends — and the price if you can't quite make it.

However, the only fee - free balance transfers are those made within the first 60 days after opening your account; transfers made after the promotional period will incur a 5 % balance transfer fee.

There may even be interest rate offers you have overlooked such as special 0 % interest periods for purchases or interest free balance transfers.