First, you can check SmartyPig's list of retail partners (which include such blue - chip outfits as Amazon.com, Apple Tours, Best Buy, Gap, Home Depot, and Lowe's) to see if one of them is selling whatever you were saving for at a good price; if so, you can have your savings
converted to a
gift card for that retailer, which SmartyPig will ship to you for
free.