Sentences with phrase «free investment because»

Although sovereign debt will always involve default risk, lending money to a national government in the country's own currency is referred to as a risk - free investment because with limits, the debt can be repaid by the borrowing government by raising their taxes, reducing spending, or simply printing more money.

Your 401k might seem like a free investment because you probably don't pay upfront sales charges to invest in a fund — but your plan carries a cost.

Not exact matches

You can also use your Roth IRA as an emergency fund, because your contributions (although not the investment growth) can be removed at any time penalty - free.

Social blogging can be a great way to scale a small company because the mediums are often free (it doesn't cost you anything to sign up for Facebook, Twitter, tumblr, etc.) and experts agree that most companies will get a solid return on investment from the time they spend interacting with customers online.

People are hit with a double whammy because, not only do they find that their investments have disappeared, they now owe tax on the funds for removing them from the tax - free environment.

In fact, diversification is often called the only «free lunch» in investing because it's the only way to decrease your investment risk without decreasing your expected return.

The investment checkup feature in PC is great, especially because it's all FREE!

TeenAnalyst Advice: People tend to like «muni's» because they're tax - free investments.

Because non-fiduciary advisors are free to recommend over-priced investments under the suitability standard, 401 (k) plan sponsors must independently evaluate their recommendations for fee reasonableness and conflicts of interest.

Tax - advantaged retirement plans such as 401 (k) s and IRAs (Traditional or Roth) are considered tax shelters because they allow individuals either to contribute pretax dollars, get tax - deferred growth on their investments and pay tax on distributions in retirement — or contribute post-tax dollars, get tax - deferred growth and take tax - free distributions in retirement.

If I'm wrong about those things, my investment results could really start to deteriorate, because I'm buying something I know has market power but then the company is taking the free cash flow and allocating all of it to something without market power.

This is an important lesson, because T - bills are often thought of as risk - free investments.

Time for some brutal honesty... this team, as it stands, is in no better position to compete next season than they were 12 months ago, minus the fact that some fans have been easily snowed by the acquisition of Lacazette, the free transfer LB and the release of Sanogo... if you look at the facts carefully you will see a team that still has far more questions than answers... to better show what I mean by this statement I will briefly discuss the current state of affairs on a position - by - position basis... in goal we have 4 potential candidates, but in reality we have only 1 option with any real future and somehow he's the only one we have actively tried to get rid of for years because he and his father were a little too involved on social media and he got caught smoking (funny how people still defend Wiltshire under the same and far worse circumstances)... you would think we would want to keep any goaltender that Juventus had interest in, as they seem to have a pretty good history when it comes to that position... as far as the defenders on our current roster there are only a few individuals whom have the skill and / or youth worthy of our time and / or investment, as such we should get rid of anyone who doesn't meet those simple requirements, which means we should get rid of DeBouchy, Gibbs, Gabriel, Mertz and loan out Chambers to see if last seasons foray with Middlesborough was an anomaly or a prediction of things to come... some fans have lamented wildly about the return of Mertz to the starting lineup due to his FA Cup performance but these sort of pie in the sky meanderings are indicative of what's wrong with this club and it's wishy - washy fan - base... in addition to these moves the club should aggressively pursue the acquisition of dominant and mobile CB to stabilize an all too fragile defensive group that has self - destructed on numerous occasions over the past 5 seasons... moving forward and building on our need to re-establish our once dominant presence throughout the middle of the park we need to target a CDM then do whatever it takes to get that player into the fold without any of the usual nickel and diming we have become famous for (this kind of ruthless haggling has cost us numerous special players and certainly can't help make the player in question feel good about the way their future potential employer feels about them)... in order for us to become dominant again we need to be strong up the middle again from Goalkeeper to CB to DM to ACM to striker, like we did in our most glorious years before and during Wenger's reign... with this in mind, if we want Ozil to be that dominant attacking midfielder we can't keep leaving him exposed to constant ridicule about his lack of defensive prowess and provide him with the proper players in the final third... he was never a good defensive player in Real or with the German National squad and they certainly didn't suffer as a result of his presence on the pitch... as for the rest of the midfield the blame falls squarely in the hands of Wenger and Gazidis, the fact that Ramsey, Ox, Sanchez and even Ozil were allowed to regularly start when none of the aforementioned had more than a year left under contract is criminal for a club of this size and financial might... the fact that we could find money for Walcott and Xhaka, who weren't even guaranteed starters, means that our whole business model needs a complete overhaul... for me it's time to get rid of some serious deadweight, even if it means selling them below what you believe their market value is just to simply right this ship and change the stagnant culture that currently exists... this means saying goodbye to Wiltshire, Elneny, Carzola, Walcott and Ramsey... everyone, minus Elneny, have spent just as much time on the training table as on the field of play, which would be manageable if they weren't so inconsistent from a performance standpoint (excluding Carzola, who is like the recent version of Rosicky — too bad, both will be deeply missed)... in their places we need to bring in some proven performers with no history of injuries... up front, although I do like the possibilities that a player like Lacazette presents, the fact that we had to wait so many years to acquire some true quality at the striker position falls once again squarely at the feet of Wenger... this issue highlights the ultimate scam being perpetrated by this club since the arrival of Kroenke: pretend your a small market club when it comes to making purchases but milk your fans like a big market club when it comes to ticket prices and merchandising... I believe the reason why Wenger hasn't pursued someone of Henry's quality, minus a fairly inexpensive RVP, was that he knew that they would demand players of a similar ilk to be brought on board and that wasn't possible when the business model was that of a «selling» club... does it really make sense that we could only make a cheeky bid for Suarez, or that we couldn't get Higuain over the line when he was being offered up for half the price he eventually went to Juve for, or that we've only paid any interest to strikers who were clearly not going to press their current teams to let them go to Arsenal like Benzema or Cavani... just part of the facade that finally came crashing down when Sanchez finally called their bluff... the fact remains that no one wants to win more than Sanchez, including Wenger, and although I don't agree with everything that he has done off the field, I would much rather have Alexis front and center than a manager who has clearly bought into the Kroenke model in large part due to the fact that his enormous ego suggests that only he could accomplish great things without breaking the bank... unfortunately that isn't possible anymore as the game has changed quite dramatically in the last 15 years, which has left a largely complacent and complicit Wenger on the outside looking in... so don't blame those players who demanded more and were left wanting... don't blame those fans who have tried desperately to raise awareness for several years when cracks began to appear... place the blame at the feet of those who were well aware all along of the potential pitfalls of just such a plan but continued to follow it even when it was no longer a financial necessity, like it ever really was...

According to them, they will fiercely resist any attempt by government to finance its free SHS policy with the Heritage fund because the fund is a future investment which must not be touched now.

There was disappointment wherever the President stepped because he was only trumpeting Free SHS instead of their investment monies the President promised to retrieve for them.

Companies that want to make the transition to this Third Industrial Revolution will need to find a way to make money to help people manage and optimize their use of this information, because once an initial investment is made in a product, the information or energy it produces will be nearly free, and the Internet will enable us to share in an optimal way.

Although we agree that greater investments are needed in the clinical development of these therapies, we disagree with the authors» suggestion that, relative to embryonic stem cells, adult stem cells provide a superior vehicle for cell - based therapies because they lack tumorigenic activity, can be prepared by methods approved by the Food and Drug Administration (FDA), and have been free of ethical controversy.

You might try that site to find fellow spanking lovers because the free membership will at least let you get an idea of how many real members are near you without any $ investment.

A gateway is an investment that pays dividends in pupil performance and long - term savings as Mark Haddleton found: «We have... recover [ed] the cost of using Schoolcomms and more; I have started to think of it as free, because as well as saving on costly text messaging to parents, (all app messages and longer emails don't cost anything), we also managed to identify many extra Pupil Premium qualifying families through parents taking the in - app test, which has brought quite a sum of money into school»

A lot of indie authors shy away from giveaways because they only hear «free» and «investment» and they assume there's not much return in it, but that doesn't have to be the case.

(cont'd)- I'm giving away hundreds of listings on the Vault, and as a result of doing so, won't see one thin dime of income on the site until October or later - Given all the time and money I've already sunk into developing the site, I don't even expect to earn back my upfront investment until sometime next year - I'm already personally reaching out to publishers on behalf of authors who are listed in the Vault, on my own time and my own long distance bill, despite the fact that I don't stand to earn so much as a finder's fee if any of those contacts result in an offer - I make my The IndieAuthor Guide available for free on my author site and blog - I built Publetariat, a free resource for self - pubbing authors and small imprints, by myself, and paid for its registration, software and hosting out of my own pocket - I shoulder all the ongoing expense and the lion's share of administration for the Publetariat site, which since its launch on 2/11 of this year, has only earned $ 36 in ad revenue; the site never has, and likely never will, earn its keep in ad revenue, but I keep it going because I know it's a valuable resource for authors and publishers - I've given away far more copies of my novels than I've sold, because I'm a pushover for anyone who emails me to say s / he can't afford to buy them - I paid my own travel expenses to speak at this year's O'Reilly Tools of Change conference, nearly $ 1000, just to be part of the Rise of Ebooks panel and raise awareness about self - published authors who are strategically leveraging ebooks - I judge in self - published book competitions, and I read the * entire * book in every case, despite the fact that the honorarium has never been more than $ 12 per book — a figure that works out to less than $.50 per hour of my time spent reading and commenting In spite of all this, you still come here and elsewhere to insinuate I'm greedy and only out to take advantage of my fellow authors.

What's more, the usual benefit of deferring tax may not apply here, because we're anticipating that future growth of the investments will end up being tax - free.

Many investors think that because bonds pay a set amount of interest, they are risk - free investments.

# 3 For the next one year, you should do a clean - up every quarter — because of the capital gains and exit loads, investments will become free to switch or redeem.

Investors took more risk because they thought the Fed would protect them, and so they leveraged up on investments at narrow spreads over risk - free investments in order to meet return targets.

The study also argues higher CPP contributions won't increase overall retirement savings because Canadians will put less into RRSPs, tax - free savings accounts and other investments.

That's because, if you hold speculative investments inside your RRSP and they drop, you not only lose money, but you lose the opportunity for tax - free compounding of the money within your RRSP.

Better yet, this investment has been done without Uncle Sam taking a portion of it because all of the interest from the bond has been tax - free.

Government bonds are popular investment tools because they are virtually risk - free.

This is partly a problem because when there does not seem to be anything that is risk - free offering a positive nominal return, investors are even more prone to make subpar investment decisions, because a risk - free asset is needed to allow investors to tune their risk levels.

That's because when you start pensions immediately, you free up money in your nest egg to invest for later, and therefore you're more dependent on your investments.

A TFSA is an important tool when planning for retirement income because it can hold a wide range of investments (such as dividend paying stocks) that can provide tax free income upon retirement.

Invest your money at a competitive rate knowing your interest is guaranteed — and that you can access your principal if you need to before the end of your investment term.1 Best of all, your savings grow faster because you earn interest tax - free.2

The risk - free rate is a theoretical interest rate that would be paid by an investment with zero risk, and long - term yields on U.S. treasuries have traditionally been used as a proxy for the risk - free rate because of the low default risk.

CDs are safe investments because they are left untouched for the agreed period and you can only withdraw them penalty - free on the maturity date.

That's because, if you hold speculative investments like gold inside your RRSP and they drop in price, you not only lose money, but you lose the opportunity for tax - free compounding of the money within your RRSP.

The Roth IRA is a wonderful investment option that many people take advantage of every year mainly because of it's tax free growth and because it allows you to diversify your tax situation at retirement if you also invest in some pre-tax investment types like a 401k or IRA.

it's the same thing tax free... And NO an RRSP is not better then a non registered accounts, because people alway assumes that an investment is sold every year which it's not thats not long term investing folks... and bonds are not a good investment outside an RRSP..

However, because it is Fidelity, they do offer a full range of investment options, from commission free ETFs, to mutual funds, stocks, bonds, and more.

This allows us each to contribute an additional $ 5,500 per year, and I like the ROTH because we can pay taxes on the investments today, and withdraw the funds tax free in retirement.

We didn't even consider Capital One Spark because it's not a free plan, and it appeared limited in investments for paying a fee.

It's a more flexible investment because you can withdraw regular contributions at any time, tax - free and penalty - free.

BUT BEST OF ALL... YOU GET «Best Buys of The Month» FREE because it is contained in the special supplementary Investment Planning Guide.

That's why a lot of us tend to invest in companies like PG, JNJ, KMI, PM, MO, T etc because those companies have pretty wide moats / competitive advantages, long histories of dividend raises, shareholder support and solid revenue, cost controls = > positive net income and generally healthy operating cash flow, sometimes high amounts of free cash flow after capital investment.

You also lose the capital gains exemption inside a TFSA, but this is a moot point really, because any capital gains generated by investments in the account are completely tax - free anyway.

Equity taken out via a reverse mortgage is taken tax - free, keeps investments intact and because there are no monthly payments, won't have an impact on day - to - day cash flow.

Islands of security we can hop on if life throws us a major curve ball: a free and clear primary residence we both agree is way too big for us and that we keep only because we like the business it currently houses, some land in the country and some investments that are more liquid than others.

However, utilities in general tend to have higher payout ratios (they pay higher percentages of their earnings to shareholders), because most do not undertake significant expansions or huge new investment such that it is unnecessary to retain large percentages of their free cash.

That's because Roth IRAs allow investments to grow tax - free and remain tax - free.

I like it because it has the visuals of Mint, with more powerful investment tracking options, similar to Quicken — but it's free!