Sentences with phrase «fresh credit»

My near - term concern continues to be the risk of fresh credit strains.

And if it reaches a point where you're making your payments late, and your credit score is falling, you may not be able to get fresh credit.

With fresh credit files open, it's time to start building positive records.

If we do observe significant fresh credit strains, our valuation criteria will be more demanding, particularly in the initial recognition phase.

As we move through this year, absent fresh credit strains, we will gradually assume a «post-war» world.

A high credit utilization ratio is seen as a strong predictor of default, making lenders unwilling to extend fresh credit to you.

Presently, we are also at the peak of concern about the potential for fresh credit difficulties to emerge, as we move into the first portion of the Alt - A / Option ARM reset schedule.

So when I say, for example, that I estimate a probability of about 80 % of fresh credit difficulties accompanied by a market plunge over the coming year, that figure is based on various combinations of historical evidence, and what has (and has not) happened afterward, and how often.

A new breed of online, nonbank lenders is using innovative technology, alternative data and fresh credit models to offer financing to modest companies.

Alternatively, if we do not encounter fresh credit strains in the coming months, we will gradually apply increasing weight to the «normal post-war» dataset, so that by year - end we will be operating entirely on that basis.

We saw a good example of how the market is inclined to respond to fresh credit concerns last week, with upward pressure on the U.S. dollar and U.S. Treasuries, and downward pressure on foreign currencies and commodities.

I continue to expect that we will gradually increase our exposure to inflation - protected securities and commodities on substantial weakness in these areas, but as inflation pressures are most likely still several years away, our primary concern here is with fresh credit weakness, and that concern still translates into a moderate exposure to interest rate fluctuations.

High monthly payments, inability to access more credit, and a high likelihood that you won't get fresh credit elsewhere may box you into a position where you'll never pay the debt at all.

Last week was not a crash, though a free - fall appears increasingly possible, as the reality of emerging recession (and all that it implies for fresh credit risks, sovereign defaults, fiscal imbalances, banking strains and other problems) will likely smash against the consensus view of economic expansion in next few months.

While it would be difficult to take a lack of fresh credit strains as evidence of restored health in the banking and lending system, we can't rule out the possibility that the Rube Goldberg machine created by the Fed and the Treasury will be enough to take us through a period of years (or if we follow Japan's example, decades) where we will gradually bury the losses of the banking system, trading a short - lived period of adjustment instead for a long - term period of stagnant credit.

You may also find it more difficult to get fresh credit, which might hasten the day when you will finally have to do something about your debt situation.

While I would expect downward pressure on Treasury yields in the event of fresh credit strains, we are not inclined to increase our portfolio duration until (unless) we observe a spike in the 10 - year yield toward 4 % or higher.

A credit card that's maxed - out is a pure liability, since it represents an ongoing monthly payment, but is no longer a source of fresh credit.

Creditors or credit card companies will always make inquiries on your credit before they grant you fresh credit or loan.

Repeated infusions of fresh credit have been required to keep this bubble aloft but the resulting speculation is exactly what the new policy is meant to reduce.

Need a Fresh Credit Start?

Creditors or credit card companies will always make inquiries on your credit before they grant you fresh credit or loan.

When you take any kind of loan from a bank or apply for a fresh credit card, your personal details, employment details and repayment track record are passed on by your bank to credit bureaus.

You're now saddled with credit cards that require monthly payments, but no longer provide access to the fresh credit that you can't live without.

And, as always, our personal finance blog offers up not only the freshest credit card reviews but also answers common questions that consumers have about the way they use their credit products, and how they can do it in a smarter way.

If the score is still insufficient for qualification, obtain a fresh credit account and pay your balance off every month.

If all of your credit accounts were closed due to the bankruptcy, you should consider opening new credit accounts as a way to repair your credit rating and establish a fresh credit history.

The billionaire investor agreed to buy shares at a deep discount and provide a fresh credit line for the Canadian mortgage company, tapping a formula he used to prop up lenders from Goldman Sachs Group to Bank of America.

While this is a good business practice, Hillenbrand says that consumers probably can not force an issuer to transfer points to a fresh credit card.

When I last checked with Amex about downgrading or converting from Amex Plat or Gold to the everyday card they said that since Amex Gold / Plat are charge cards and the rest are credit cards, you can not convert without a fresh credit inquiry and a new credit card account number.