Not exact matches
If you
are at fault in an
accident and the injuries or damages exceed the limits of your
friend's policy, you could
be sued
for the excess amount.
For example, if you drive a
friend's boat, and
are at fault in an
accident, your
friend's policy will probably protect you to a degree.
If your
friend is at fault in the
accident, the
friend will take full responsibility
for any traffic tickets associated with that
accident.