If you suffer
from Diabetes insurers will want to know exactly how you control your condition, and you will probably be asked to undergo a medical before you will be offered cover.
Not exact matches
• Breastmilk protects babies
from illness and can also reduce the risk of Type 1
diabetes, childhood leukemia and other serious illnesses, as well as lowering the risk of sudden infant death syndrome (SIDS); • Breastfeeding is healthy for moms, including lowering their risk of Type 2
diabetes, breast cancer, ovarian cancer and postpartum depression; • Breastfeeding saves families money on the cost of formula and illness; and • Breastfeeding saves
insurers and employers (including the military) money on the expenses of medical care and lost workplace productivity (both due to infant illness).
Ultimately, your broker will compare plans
from each
insurer in your state to identify which ones are most accepting of your type 1
diabetes.
There are
insurers providing policies to cover diseases arising
from diabetes but after a waiting period and with an additional premium
Since some types of cancer can be passed down
from parent to child, family history of cancer (along with other chronic illnesses like
diabetes and heart disease) are taken into account by
insurers when setting your rates.
However, in case of people who carry extra risk because they suffer
from health problems such as
diabetes or heart disease or work in hazardous occupation the
insurer may charge extra premium over and above the normal rate.
For instance, if you suffer
from Type - II
diabetes, most
insurers will refuse to issue policies.
Some further reforms brought by other
insurers include — there will be no additional premiums for the
diabetes and hypertension patient when purchasing a regular policy
from New India Assurance.
Apollo Munich is the standalone health
insurer that has recently come up with a health insurance policy exclusively targeting the individuals who have been suffering
from diabetes and hypertension along with other such conditions.
In case, you are suffering
from illnesses such as blood pressure,
diabetes, or other diseases, your
insurer will charge the higher premiums.
Recently, public sector
insurer New India Assurance did away with the practice of charging extra premium
from those suffering
from diabetes and hypertension, under its revised health policy.