In addition to saving you time and money while making the loan process easier to understand, good brokers are also particularly helpful for those small businesses that don't qualify for loans
from major banks which may have onerous requirements, such as three years of financial documents and collateral.
It's the first credit card with no foreign transaction fees
from a major bank which is quite impressive.
It's the first credit card with no foreign transaction fees
from a major bank which is quite impressive.
Not exact matches
One Deutsche
Bank report found that such market corrections (in
which the
major indexes drop 10 percent
from the high) happen on average once every 18 months.
Over a year
which has seen large
banks halt funding for fossil fuel projects,
major institutions divest
from oil, gas and coal holdings, and oil companies snap up power and renewables companies in a bid to diversify their asset base, research published today by the UK Sustainable Investment and Finance Association (UKSIF) and the Climate Change Collaboration suggests nervousness over climate risk has shot up in financial circles.
The iOS app,
which has been in beta for six months and has 500,000 potential users on its waiting list, is a minimalist app that lets users set up an an online brokerage account, transfer funds
from accounts at
major banks (including Chase, Citi and Band of America) and check the prices of their stocks.
The current US Bancorp (
which includes U.S.
Bank) is the result of the combination of
major regional
banks from the West and Midwest.
Among the explanations that have been put forward are the increased credibility of central
banks in controlling inflation (inflation rates remain below 3 per cent across the developed world), the low level of official interest rates in the
major economies reflecting low inflation and the continuing weakness in some economies, a glut of savings on world markets particularly sourced
from the Asian region, and changes to pension fund rules in some countries
which are seen as biasing investments away
from equities towards bonds.
The mechanisms of this international capitalist recession, the latest of
which, to date, some would like to see as the first crisis of world capitalism, are well known: contraction in production and trade; deflationary trends; massive growth in the volume of loans accumulated by international
banks on countries or on the
major industrial and
banking groups, loans
which become transformed into irrecoverable debts; brutal capital withdrawals
from countries by the
major financial operators,
which live
from the revenue
from parasitical investments in bonds, shares and other derivatives.
The merger,
which will make KeyBank the 13 - largest
bank in the country, has received stiff opposition
from several Democratic lawmakers at the state and federal levels, including Gov. Andrew Cuomo, Senator Chuck Schumer and Congressman Brian Higgins, all citing the possibility of
major job losses and a reduction in
bank competition in Western New York.
There is a
major an ongoing capital flight
from Ireland,
which is probably why their
banks are offering above market rates to attract our money.
«We may see a certain shift of resources
from coal where the World
Bank is pretty much exiting to big hydropower,» said Peter Bosshard of International Rivers,
which has been fighting a
major new dam project in the Democratic Republic of Congo.
Included: Two credit statements presented in an simplified and easy to read manner,
which still reflects an actual credit card statement
from a
major Canadian
bank Two worksheets Two question
banks that include dozens of questions related to reading credit card statements Easy editability; the credit card statements and worksheets can be easily changed so you can use the same presentation to introduce, review, and assess
An interesting strategic retreat
which speaks of how hard it is to gain market share
from the
major banks.
When it comes to determining
which credit cards to cancel, bear in mind that store - brand or retail cards benefit your credit score less than those cards
from major banks.
Depending on
which banks you use, this can be a minor annoyance or
major hassle that prevents you
from properly utilizing the app.
The «best»
bank or lender for a mortgage will always change depending on your personal situation, but we compared home loan estimates
from a dozen
major institutions to find out
which ones make the most sense in different situations.
Comerica (CMA - WT) warrants have much less exposure to foreclosuregate than other
major banks (They are heavy into commercial loans
which will benefit
from Fed printing, and the warrants offer an opportunity to play CMA on a leveraged basis, while limiting risk.
Worldwide Operation — There is no getting away
from the fact that HSBC are a huge international business and as such they have the size to ride out any storms on the
banking world,
which they have been doing with some level of success over the last few years, they are slowly getting back on track and unless any other
major scandals emerge then it may be plain sailing for HSBC and they should return to profitability over the long term in no time at all.
However, most credit unions lag behind the big
banks when it comes to online
banking tools and, with fewer branches, users sometimes say they're paying extra service fees to withdraw cash
from the nearest
banking machine,
which is often owned by a
major bank.
After the new overdraft law last year restricted
banks from collecting overdraft fees,
which happened to be one of their
major income sources,
banks are looking for other ways to make up the lost revenue, one of them is eliminating free checking and replacing it with one that either has monthly maintenance fee or requires a high account balance to avoid such fee.
Lenders would see you as an unknown quantity,
which,
from a
bank's perspective, is a
major risk!
The
major things to plan for are
which airlines you want miles
from,
which banks you want cards
from, and what you need to do to get your bonus.
Indeed, credit bureau Experian (
which has created scores that compete with FICO) reports that roughly 80 % of large
banks and lenders use their own custom scores; they incorporate applicants» credit reports
from the three
major bureaus — Equifax, Experian and TransUnion (just like the FICO score).
Guests staying at the hotel can benefit
from the features around the vicinity such as
major banks, pubs, multiplexes, metro and Brigade Road & Commercial Street
which are haven for shopaholics.
This means you'll be stuck paying the default APR for any remaining balance,
which will likely be higher on a general consumer card
from a
major bank than a credit card
from a military - specific
bank.
Comparing either set of these
major payment network benefits to the terms and conditions of Wal - Mart's store - only credit card,
which come solely
from the issuing
bank, the information
from the big payment networks are much more detailed.
From a more objective standpoint, however, the G302 was a damn good choice for a lot of people, and didn't break the bank like so many other gaming mice on the market Cue the G303 Daedalus Apex, a direct sequel from Logitech and yet another strong performer which has managed to solve one of my two major gripes about the G
From a more objective standpoint, however, the G302 was a damn good choice for a lot of people, and didn't break the
bank like so many other gaming mice on the market Cue the G303 Daedalus Apex, a direct sequel
from Logitech and yet another strong performer which has managed to solve one of my two major gripes about the G
from Logitech and yet another strong performer
which has managed to solve one of my two
major gripes about the G302.
Lee was one of twelve renowned photographers who traveled to Israel and the West
Bank between 2009 and 2013 to create work for This Place, a
major traveling exhibition initiated by Frederic Brenner,
which will be exhibited at the Norton Museum of Art in West Palm Beach
from October 15, 2015 — January 17, 2016 and the Brooklyn Museum
from February 12 — June 5, 2016.
In it's 4th year since being resurrected, EXPO Chicago has been gaining steam attracting
major sponsors including returning presenting sponsor Northern Trust
Bank, Tiffany & Co., Rolls - Royce, and to kick it off on the evening of Thursday, September 17, the Women's Board of Museum of Contemporary Art (MCA) Chicago hosted the preview night that drew over 7,000 people
which included VIPs and the see and be scene crowd checking out the available art pieces
from the showing galleries before the general public.
Lee was one of twelve renowned photographers who traveled to Israel and the West
Bank between 2009 and 2013 to create work for «This Place,» a
major traveling exhibition,
which will be at the Brooklyn Museum
from February 12 — June 5, 2016.
Big - ticket pieces
from major collections will be available to bidders willing to take sizable bites out of their
bank accounts, while the rest of us mere mortals will have to be limited to keeping tabs on
which artwork was sold for how much.
As part of the Indigenous - led DC Reinvest Coalition, we're working to pressure the DC Government to divest its holdings and
banking operations
from Wells Fargo,
which is among the biggest funders of the Keystone XL and Dakota Access pipelines, a
major investor in for - profit prisons, and an institution with a long history of racist lending.
Although Ethereum (ETH) has plummeted
from its 52 - week high of $ 380, it continues to be the primary fuel of the ethereum blockchain,
which itself continues to gain traction in all areas of commerce and finance, with
major banks, industries, and governments instituting tests of blockchain technology for their day - to - day activities.
In it, investigators
from the central
bank described the «irregularities» they said they discovered in the operations of
major bitcoin exchanges — BTC China, Huobi and OKCoin —
which led to the recent «abnormal fluctuations» in the price of the popular digital currency.
For the most part, the fear
from central
banks and
major financial institutions is understandable; the presence of bitcoin renders the necessity of
banks useless because it provides an alternative financial system
which users can facilitate payments within a peer - to - peer manner.
The integration of bitcoin by a
major commercial
bank in South Korea will likely lead to the imposition of regulatory frameworks by local financial authorities on bitcoin and cryptocurrency businesses,
which will further increase the demand for bitcoin
from the traditional finance industry.
More notable are the upticks in participation
from major banks and stock exchanges,
which are to date the most active sector.
Two
majors factors
which drove startups, exchanges and businesses dealing with Bitcoin and other digital currencies in Australia away
from the country where the termination of
banking services by leading Australian
banks due to their anti-competitive nature and the double taxation of Bitcoin trading by the Australian government.
How do I handle requests for such references?Thank you so much for your help!CherylCHERYL M. EARLE3407 Old Dobbin Road, Montgomery, Alabama 36116 - 1903Home Phone: 334-215-3706 Cell Phone: 334-233-2631 Fax: 334-273-0477 E-mail:
[email protected] position managing legal discovery and document review with opportunity to assist attorneys with civil litigationBAR ADMISSIONAlabama State Bar, 1999LAW - RELATED EXPERIENCELaw Firm, AlabamaResearch Attorney for Special Projects, Mass Torts Department, November 2001 — February 2008 • Managed Multi-District Litigation (MDL) Document Depository (September 2002 to February 2008) o Reviewed more than 1 million pages of evidentiary documents for litigation purposes and for inclusion in electronic databaseso Coordinated document review assignments with attorneys at local depository and at other sites across the USo Retrieved, reviewed and coded documents in Concordance and Summation legal databaseso Prepared memoranda and spreadsheets providing detailed analysis of discovery materials • Aided attorneys and support staff with processing and preparation of personal injury claims and litigationo Conducted legal research and drafted pleadingso Conducted supplementary online research for additional documents and information pertinent to litigationo Assisted with preparation of correspondence to clients and referring attorneyso Contacted clients for additional information needed in case preparation, litigation, and potential settlementso Prepared and input case intakes and referrals into databaseLaw School, AlabamaStudent Intern, Alabama Disabilities Advocacy Program (ADAP), August 1996 — June 1997 • Participated in law school clinical program under third - year law student practice rule (as authorized by Alabama Supreme Court) o Assisted attorneys and advocates in cases involving mentally ill patients confined to state mental health facilitieso Interviewed clients in person (at state facilities) and over the phoneo Worked with clients, attorneys, and social workers to investigate and resolve issues concerning involuntary confinement and treatmento Aided in legal research on an appellate brief submitted to the U. S. Court of Appeals for the Eleventh Circuit (ruling granted in favor of our client) Faculty Research Assistant for Library Services, Bounds Law Library, March 1996 — June 1997 • Prepared research and teaching materials for law school faculty; worked 20 hours per week while matriculating 10 - 15 hours per semester) o Investigated copyright issues related to procuring and reproducing texts for academic useo Conducted legal research using WESTLAW, LEXIS and the InternetADDITIONAL RELEVANT EXPERIENCEManufacturing Company (MC), Montgomery, AlabamaAdministrative Assistant and Cost Analyst, Materials Purchasing Department, April 1999 — September 2001 • Assisted materials buyers in negotiating and preparing commodities contracts between raw materials suppliers and MC for manufacturing plants in the US and Mexicoo Assisted Legal Department at MC's corporate headquarters with coordination and preparation of documents for litigationo Notified and educated suppliers about MC's freight - on - board policy and its corresponding Uniform Commercial Code (UCC) provisions; result was the reduction of freight claims for both the company and its supplierso Prepared contracts and purchase orders for raw materials and capital projects involving plant maintenanceo Solicited price quotations
from current vendors and established Excel spreadsheet format
which simplified quote submission process and allowed MC to track and compare usage volumes and costs over timeo Prepared and analyzed cost reports used by materials buyers and production planners in purchasing decisions, including cost reductions, materials consolidation, and selection of vendorso Acted as liaison between vendors and the Purchasing, Transportation and Accounting Departments on issues concerning inbound freight, commercial carriers, and payment terms for commodities, resulting in reductions in freight costs and greater payment discounts for raw materialso Established online databases and printed directories for the Purchasing Department, allowing buyers to have easier and faster access to current vendor informationo Completed Year 2000 (Y2K) compliance project,
which involved data collection and communication with MC's past, present, and potential materials suppliers and service providersNot - For - Profit Organization, AlabamaAdministrative Assistant, Combined Federal Campaign, September 1998 — January 1999 • Aided Campaign Director with 1998 Federal Campaigns (CFCs) in City 1 and City 2,
which together generated nearly $ 700,000 for more than 1,000 local, national and international charitieso Prepared weekly reports on donations using WordPerfect, Microsoft Word, Excel and dBase IVo Wrote script for Talent Showcase at City 1's 1998 CFC Kickoffo Assisted Director with merger of the City 1 and City 2 CFCs in 1999Regional
Bank, AlabamaAdministrative Assistant, Year 2000 (Y2K) Department, March — June 1998 • Worked with Vice President of Corporate Projects on short - term project for the bank's Y2K Departmento Analyzed and processed data on Y2K readiness for all branches of Bank throughout the southeastern USo Organized meetings for personnel of Banko Communicated with vendors of computer hardware, software, and office equipment to request information on Y2K complianceo Prepared compliance files for Federal Reserve auditso Prepared in - house memoranda and reports using Microsoft Word and ExcelRecord / Music Promotion Company, AlabamaRecord Pool Co-Founder; Office Manager, September 1990 — December 1991 • Co-founded record pool to enhance promotion of music in Alabama and the southeastern USo Procured and distributed records from major and independent labels for club, radio and mobile disc jockeyso Coordinated jointly sponsored promotional events with record companies, radio stations and clubso Designed, wrote, and published bi-weekly reports and brochures to inform the music industry of the progress and popularity of music and performers in the region, with specific focus on the Alabama music sceneMajor University, AlabamaGraduate Research Assistant, AUM Department of Marketing, June 1989 — August 1990 • Worked 13 - 20 hours per week as a research assistant to Marketing faculty while carrying a full course load in the MBA programo Analyzed consumer surveys used in academic researcho Assisted Conference Chairperson with coordination for Atlantic Marketing Association (AMA) annual meeting (October 1989) o Co-authored five - year index and classification of AMA Proceedings (published Fall 1991) EDUCATIONLaw School, AlabamaJuris Doctor (JD), 1997 • Scholarshipso Seybourn H. Lynne Scholarship, 1996 - 97o Dexter C. Hobbs Memorial Scholarship, 1995 - 96o E. W. Godbey Memorial Scholarship, 1994 - 95 • Honorso Who's Who Among American Law School Students, 1996 - 94o Arthur Davis Shores Award, 1997 • Activitieso Frederick Douglass Moot Court Team Manager, 1996 - 97 Southern Regional Competition, Second Place National Competition, Eighth Placeo John A. Campbell Moot Court Competition, Spring 1996o Black Law Students Association Delegate, BLSA National Convention, 1997 Co-Chairperson, Public Relations Committee, 1996 - 97 Chairperson, Public Relations Committee, 1995 - 96 BLSA President's Award, 1996 and 1997o American Bar Association, 1996 - 97 Entertainment and Sports Industries Forum Intellectual Property Section Law Student Divisiono LAWS Student Group Leader, 1995 - 96Major University, AlabamaMaster of Business Administration (MBA), 1990Bachelor of Science in Business Administration (B.S.B.A.), 1988 (Major: Marketing — Advertising and Promotion Track) • Honorso Dean's List • Activitieso National Student Advertising Competition Team, 1988 - 90 Seventh District Competition: Third Place, 1990o Marketing Club, 1987 - 90 Vice President — Career Development, 1988 - 89o Public Relations / Advertising (PR / AD) Club, 1988 - 90 Charter Member, 1988 Active in fund - raising and membership driveso Theater Guild, 1988 - 90 Screening Committee, 1989REFERENCESAvailable upon req
Bank, AlabamaAdministrative Assistant, Year 2000 (Y2K) Department, March — June 1998 • Worked with Vice President of Corporate Projects on short - term project for the
bank's Y2K Departmento Analyzed and processed data on Y2K readiness for all branches of Bank throughout the southeastern USo Organized meetings for personnel of Banko Communicated with vendors of computer hardware, software, and office equipment to request information on Y2K complianceo Prepared compliance files for Federal Reserve auditso Prepared in - house memoranda and reports using Microsoft Word and ExcelRecord / Music Promotion Company, AlabamaRecord Pool Co-Founder; Office Manager, September 1990 — December 1991 • Co-founded record pool to enhance promotion of music in Alabama and the southeastern USo Procured and distributed records from major and independent labels for club, radio and mobile disc jockeyso Coordinated jointly sponsored promotional events with record companies, radio stations and clubso Designed, wrote, and published bi-weekly reports and brochures to inform the music industry of the progress and popularity of music and performers in the region, with specific focus on the Alabama music sceneMajor University, AlabamaGraduate Research Assistant, AUM Department of Marketing, June 1989 — August 1990 • Worked 13 - 20 hours per week as a research assistant to Marketing faculty while carrying a full course load in the MBA programo Analyzed consumer surveys used in academic researcho Assisted Conference Chairperson with coordination for Atlantic Marketing Association (AMA) annual meeting (October 1989) o Co-authored five - year index and classification of AMA Proceedings (published Fall 1991) EDUCATIONLaw School, AlabamaJuris Doctor (JD), 1997 • Scholarshipso Seybourn H. Lynne Scholarship, 1996 - 97o Dexter C. Hobbs Memorial Scholarship, 1995 - 96o E. W. Godbey Memorial Scholarship, 1994 - 95 • Honorso Who's Who Among American Law School Students, 1996 - 94o Arthur Davis Shores Award, 1997 • Activitieso Frederick Douglass Moot Court Team Manager, 1996 - 97 Southern Regional Competition, Second Place National Competition, Eighth Placeo John A. Campbell Moot Court Competition, Spring 1996o Black Law Students Association Delegate, BLSA National Convention, 1997 Co-Chairperson, Public Relations Committee, 1996 - 97 Chairperson, Public Relations Committee, 1995 - 96 BLSA President's Award, 1996 and 1997o American Bar Association, 1996 - 97 Entertainment and Sports Industries Forum Intellectual Property Section Law Student Divisiono LAWS Student Group Leader, 1995 - 96Major University, AlabamaMaster of Business Administration (MBA), 1990Bachelor of Science in Business Administration (B.S.B.A.), 1988 (Major: Marketing — Advertising and Promotion Track) • Honorso Dean's List • Activitieso National Student Advertising Competition Team, 1988 - 90 Seventh District Competition: Third Place, 1990o Marketing Club, 1987 - 90 Vice President — Career Development, 1988 - 89o Public Relations / Advertising (PR / AD) Club, 1988 - 90 Charter Member, 1988 Active in fund - raising and membership driveso Theater Guild, 1988 - 90 Screening Committee, 1989REFERENCESAvailable upon req
bank's Y2K Departmento Analyzed and processed data on Y2K readiness for all branches of
Bank throughout the southeastern USo Organized meetings for personnel of Banko Communicated with vendors of computer hardware, software, and office equipment to request information on Y2K complianceo Prepared compliance files for Federal Reserve auditso Prepared in - house memoranda and reports using Microsoft Word and ExcelRecord / Music Promotion Company, AlabamaRecord Pool Co-Founder; Office Manager, September 1990 — December 1991 • Co-founded record pool to enhance promotion of music in Alabama and the southeastern USo Procured and distributed records from major and independent labels for club, radio and mobile disc jockeyso Coordinated jointly sponsored promotional events with record companies, radio stations and clubso Designed, wrote, and published bi-weekly reports and brochures to inform the music industry of the progress and popularity of music and performers in the region, with specific focus on the Alabama music sceneMajor University, AlabamaGraduate Research Assistant, AUM Department of Marketing, June 1989 — August 1990 • Worked 13 - 20 hours per week as a research assistant to Marketing faculty while carrying a full course load in the MBA programo Analyzed consumer surveys used in academic researcho Assisted Conference Chairperson with coordination for Atlantic Marketing Association (AMA) annual meeting (October 1989) o Co-authored five - year index and classification of AMA Proceedings (published Fall 1991) EDUCATIONLaw School, AlabamaJuris Doctor (JD), 1997 • Scholarshipso Seybourn H. Lynne Scholarship, 1996 - 97o Dexter C. Hobbs Memorial Scholarship, 1995 - 96o E. W. Godbey Memorial Scholarship, 1994 - 95 • Honorso Who's Who Among American Law School Students, 1996 - 94o Arthur Davis Shores Award, 1997 • Activitieso Frederick Douglass Moot Court Team Manager, 1996 - 97 Southern Regional Competition, Second Place National Competition, Eighth Placeo John A. Campbell Moot Court Competition, Spring 1996o Black Law Students Association Delegate, BLSA National Convention, 1997 Co-Chairperson, Public Relations Committee, 1996 - 97 Chairperson, Public Relations Committee, 1995 - 96 BLSA President's Award, 1996 and 1997o American Bar Association, 1996 - 97 Entertainment and Sports Industries Forum Intellectual Property Section Law Student Divisiono LAWS Student Group Leader, 1995 - 96Major University, AlabamaMaster of Business Administration (MBA), 1990Bachelor of Science in Business Administration (B.S.B.A.), 1988 (Major: Marketing — Advertising and Promotion Track) • Honorso Dean's List • Activitieso National Student Advertising Competition Team, 1988 - 90 Seventh District Competition: Third Place, 1990o Marketing Club, 1987 - 90 Vice President — Career Development, 1988 - 89o Public Relations / Advertising (PR / AD) Club, 1988 - 90 Charter Member, 1988 Active in fund - raising and membership driveso Theater Guild, 1988 - 90 Screening Committee, 1989REFERENCESAvailable upon req
Bank throughout the southeastern USo Organized meetings for personnel of Banko Communicated with vendors of computer hardware, software, and office equipment to request information on Y2K complianceo Prepared compliance files for Federal Reserve auditso Prepared in - house memoranda and reports using Microsoft Word and ExcelRecord / Music Promotion Company, AlabamaRecord Pool Co-Founder; Office Manager, September 1990 — December 1991 • Co-founded record pool to enhance promotion of music in Alabama and the southeastern USo Procured and distributed records
from major and independent labels for club, radio and mobile disc jockeyso Coordinated jointly sponsored promotional events with record companies, radio stations and clubso Designed, wrote, and published bi-weekly reports and brochures to inform the music industry of the progress and popularity of music and performers in the region, with specific focus on the Alabama music sceneMajor University, AlabamaGraduate Research Assistant, AUM Department of Marketing, June 1989 — August 1990 • Worked 13 - 20 hours per week as a research assistant to Marketing faculty while carrying a full course load in the MBA programo Analyzed consumer surveys used in academic researcho Assisted Conference Chairperson with coordination for Atlantic Marketing Association (AMA) annual meeting (October 1989) o Co-authored five - year index and classification of AMA Proceedings (published Fall 1991) EDUCATIONLaw School, AlabamaJuris Doctor (JD), 1997 • Scholarshipso Seybourn H. Lynne Scholarship, 1996 - 97o Dexter C. Hobbs Memorial Scholarship, 1995 - 96o E. W. Godbey Memorial Scholarship, 1994 - 95 • Honorso Who's Who Among American Law School Students, 1996 - 94o Arthur Davis Shores Award, 1997 • Activitieso Frederick Douglass Moot Court Team Manager, 1996 - 97 Southern Regional Competition, Second Place National Competition, Eighth Placeo John A. Campbell Moot Court Competition, Spring 1996o Black Law Students Association Delegate, BLSA National Convention, 1997 Co-Chairperson, Public Relations Committee, 1996 - 97 Chairperson, Public Relations Committee, 1995 - 96 BLSA President's Award, 1996 and 1997o American Bar Association, 1996 - 97 Entertainment and Sports Industries Forum Intellectual Property Section Law Student Divisiono LAWS Student Group Leader, 1995 - 96Major University, AlabamaMaster of Business Administration (MBA), 1990Bachelor of Science in Business Administration (B.S.B.A.), 1988 (Major: Marketing — Advertising and Promotion Track) • Honorso Dean's List • Activitieso National Student Advertising Competition Team, 1988 - 90 Seventh District Competition: Third Place, 1990o Marketing Club, 1987 - 90 Vice President — Career Development, 1988 - 89o Public Relations / Advertising (PR / AD) Club, 1988 - 90 Charter Member, 1988 Active in fund - raising and membership driveso Theater Guild, 1988 - 90 Screening Committee, 1989REFERENCESAvailable upon re
major and independent labels for club, radio and mobile disc jockeyso Coordinated jointly sponsored promotional events with record companies, radio stations and clubso Designed, wrote, and published bi-weekly reports and brochures to inform the music industry of the progress and popularity of music and performers in the region, with specific focus on the Alabama music sceneMajor University, AlabamaGraduate Research Assistant, AUM Department of Marketing, June 1989 — August 1990 • Worked 13 - 20 hours per week as a research assistant to Marketing faculty while carrying a full course load in the MBA programo Analyzed consumer surveys used in academic researcho Assisted Conference Chairperson with coordination for Atlantic Marketing Association (AMA) annual meeting (October 1989) o Co-authored five - year index and classification of AMA Proceedings (published Fall 1991) EDUCATIONLaw School, AlabamaJuris Doctor (JD), 1997 • Scholarshipso Seybourn H. Lynne Scholarship, 1996 - 97o Dexter C. Hobbs Memorial Scholarship, 1995 - 96o E. W. Godbey Memorial Scholarship, 1994 - 95 • Honorso Who's Who Among American Law School Students, 1996 - 94o Arthur Davis Shores Award, 1997 • Activitieso Frederick Douglass Moot Court Team Manager, 1996 - 97 Southern Regional Competition, Second Place National Competition, Eighth Placeo John A. Campbell Moot Court Competition, Spring 1996o Black Law Students Association Delegate, BLSA National Convention, 1997 Co-Chairperson, Public Relations Committee, 1996 - 97 Chairperson, Public Relations Committee, 1995 - 96 BLSA President's Award, 1996 and 1997o American Bar Association, 1996 - 97 Entertainment and Sports Industries Forum Intellectual Property Section Law Student Divisiono LAWS Student Group Leader, 1995 - 96
Major University, AlabamaMaster of Business Administration (MBA), 1990Bachelor of Science in Business Administration (B.S.B.A.), 1988 (Major: Marketing — Advertising and Promotion Track) • Honorso Dean's List • Activitieso National Student Advertising Competition Team, 1988 - 90 Seventh District Competition: Third Place, 1990o Marketing Club, 1987 - 90 Vice President — Career Development, 1988 - 89o Public Relations / Advertising (PR / AD) Club, 1988 - 90 Charter Member, 1988 Active in fund - raising and membership driveso Theater Guild, 1988 - 90 Screening Committee, 1989REFERENCESAvailable upon re
Major University, AlabamaMaster of Business Administration (MBA), 1990Bachelor of Science in Business Administration (B.S.B.A.), 1988 (
Major: Marketing — Advertising and Promotion Track) • Honorso Dean's List • Activitieso National Student Advertising Competition Team, 1988 - 90 Seventh District Competition: Third Place, 1990o Marketing Club, 1987 - 90 Vice President — Career Development, 1988 - 89o Public Relations / Advertising (PR / AD) Club, 1988 - 90 Charter Member, 1988 Active in fund - raising and membership driveso Theater Guild, 1988 - 90 Screening Committee, 1989REFERENCESAvailable upon re
Major: Marketing — Advertising and Promotion Track) • Honorso Dean's List • Activitieso National Student Advertising Competition Team, 1988 - 90 Seventh District Competition: Third Place, 1990o Marketing Club, 1987 - 90 Vice President — Career Development, 1988 - 89o Public Relations / Advertising (PR / AD) Club, 1988 - 90 Charter Member, 1988 Active in fund - raising and membership driveso Theater Guild, 1988 - 90 Screening Committee, 1989REFERENCESAvailable upon request
From the very beginning predecessors of JPMorgan Chase & Co included
major banking firms among
which are Chemical
Bank, Manufacturers Hanover, First Chicago
Bank, National
Bank of Detroit, Texas Commerce
Bank, Providian Financial and Great Western
Bank.
IT Project Manager — Professional Highlights Serve multinational corporations in a variety of technology based strategic planning and administration roles Offer expertise as a consultant, programmer, engineer, business analyst, and database administrator Lead technology projects for NASA, U.S. Customs, American Express, and General Electric Design and implement reporting, customer service, marketing, sales, and financial management software Responsible for network and database design, administration, and security Oversee enterprise - wide hardware and software upgrades resulting in increased efficiency Minimize operational and manpower costs through effective technology solutions Serve as forecast budget analyst for Joint Project Management Operations at Kennedy Space Center Develop reporting application tool using crystal reports engine on CD throughout Kennedy Space Center and Cape Canaveral Air Station resulting in $ 500,000 savings on user licensing fees Create detailed project plan with well - defined tasks, milestones, client sign - offs, test cycles, and specifications
which served to communicate project progress to management Develop visual basic application for financial
banking Institution using crystal reports to reduce the company's response time resulting in initial reporting
from 2 - 3 hours to just 45 seconds Oversee multimillion - dollar software implementation for Miami Air
from a consultancy level Upgrade Great Plains software platform and administered security access for Miami internal databases Write over 200 SQL stored procedures
from access databases for financial institutions Compose business correspondence and prepared statistical spreadsheet analysis for Kennedy Space Center Recognized by colleagues and superiors for outstanding job performance, reliability, and efficiency Conduct surveys of operations to assess needs and identify high priority improvements Complete
major product releases meeting very aggressive schedules and budgets Serve as a member of the International Cyber Threat Task Force Utilize fluencies in English, Portuguese, Arabic, French, and German to communicate with a diverse clientele Continually study emerging technologies and industry best practices Perform all duties with positivity, professionalism, and integrity
McLister is editor of CanadianMortgageTrends.com and founder of RateSpy.com, the latter of
which provides rates and options
from more than 350 lenders, including all the
major banks, credit unions, trust companies and most top brokers.
The time period in
which a
bank processes the short sale and generates the approval letter can range on average
from two to three days for small
banks three to four months for
major banks.