Aside
from changes in credit, the two largest conditions involve the appraisal on the property you hope to purchase and a final approval from the lender's underwriting experts.
Not exact matches
Important factors that could cause actual results to differ materially
from those reflected
in such forward - looking statements and that should be considered
in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases
in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of
changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest
in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions
in the industries and markets
in which we operate
in the U.S. and globally and any
changes therein, including fluctuations
in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain
in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting
from cancellations, deferrals, or reduced orders by their customers or
from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations
from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover
from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate
changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition
from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both
in the U.S. and abroad; 20) the effect of
changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and
changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such
changes; 21) any reduction
in our
credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our
credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving
credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco
in a timely matter while avoiding any unexpected costs, charges, expenses, adverse
changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations
in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
BP benefited
from UK fiscal regime
changes, resulting an a $ 164 million tax
credit in the third quarter, compared with a $ 1.16 billion tax bill
in the same quarter last year.
It has been more than five years since
credit ratings firm Standard & Poor's downgraded the U.S. economy
from the prized AAA score to AA — and that is unlikely to
change in 2017, Standard and Poor's chief sovereign rating officer told CNBC Wednesday.
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions
in the industries and markets
in which United Technologies and Rockwell Collins operate
in the U.S. and globally and any
changes therein, including financial market conditions, fluctuations
in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand
in construction and
in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges
in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies
in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including
in connection with the pending Rockwell Collins acquisition; (5) future availability of
credit and factors that may affect such availability, including
credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including
in connection with the proposed acquisition of Rockwell; (7) delays and disruption
in delivery of materials and services
from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational
changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of
changes in political conditions
in the U.S. and other countries
in which United Technologies and Rockwell Collins operate, including the effect of
changes in U.S. trade policies or the U.K.'s pending withdrawal
from the EU, on general market conditions, global trade policies and currency exchange rates
in the near term and beyond; (16) the effect of
changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations
in the U.S. and other countries
in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result
in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including
in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted
in their operation of their businesses while the merger agreement is
in effect; (21) risks relating to the value of the United Technologies» shares to be issued
in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
For example, The Platinum Card
from American Express card offers $ 200
in statement
credits each year toward fees, including those for checked bags, ticket
changes and
in - flight purchases of meals and drinks.
Al Goldstein, co-founder of Avant, explains why his company name
changed from Avant
Credit in order to reflect new long term goals.
Walker even
credits ride - hailing services like Uber and Lyft for
changing the nature of business travel, specifically the willingness of people to stay
in hotels a little farther away
from their business.
Moody's downgraded Tesla's
credit ratings Tuesday and
changed its outlook to negative
from stable, citing «significant shortfall»
in the Model 3 production rate and a tight financial situation.
Among the factors that could cause actual results to differ materially are the following: (1) worldwide economic, political, and capital markets conditions and other factors beyond the Company's control, including natural and other disasters or climate
change affecting the operations of the Company or its customers and suppliers; (2) the Company's
credit ratings and its cost of capital; (3) competitive conditions and customer preferences; (4) foreign currency exchange rates and fluctuations
in those rates; (5) the timing and market acceptance of new product offerings; (6) the availability and cost of purchased components, compounds, raw materials and energy (including oil and natural gas and their derivatives) due to shortages, increased demand or supply interruptions (including those caused by natural and other disasters and other events); (7) the impact of acquisitions, strategic alliances, divestitures, and other unusual events resulting
from portfolio management actions and other evolving business strategies, and possible organizational restructuring; (8) generating fewer productivity improvements than estimated; (9) unanticipated problems or delays with the phased implementation of a global enterprise resource planning (ERP) system, or security breaches and other disruptions to the Company's information technology infrastructure; (10) financial market risks that may affect the Company's funding obligations under defined benefit pension and postretirement plans; and (11) legal proceedings, including significant developments that could occur
in the legal and regulatory proceedings described
in the Company's Annual Report on Form 10 - K for the year ended Dec. 31, 2017, and any subsequent quarterly reports on Form 10 - Q (the «Reports»).
Though
credit agencies have made recent
changes to the way they factor medical debt into a
credit score, more than half of all the debt that appears on
credit reports
in the United States stems
from medical expenses.
Moody's downgraded Tesla's
credit ratings after the close Tuesday and
changed the outlook to negative
from stable, citing «significant shortfall»
in the Model 3 production rate and a tight financial situation.
The successful revolt comes amid a wave of investor activism
in Switzerland, where Nestlé also faces demands for
change from U.S. - based investors, while
Credit Suisse is under attack
from home - grown ones.
Moody's
credit rating agency
changed Ontario's debt rating
in July to negative
from stable, citing concerns about the province's ability to eliminate the deficit as scheduled.
Part V, as amended, requires that prior to an extension of
credit, the plan must receive
from the fiduciary written disclosure of (i) the rate of interest (or other fees) that will apply and (ii) the method of determining the balance upon which interest will be charged
in the event that the fiduciary extends
credit to avoid a failed purchase or sale of securities, as well as prior written disclosure of any
changes to these terms.
These risks and uncertainties include competition and other economic conditions including fragmentation of the media landscape and competition
from other media alternatives;
changes in advertising demand, circulation levels and audience shares; the Company's ability to develop and grow its online businesses; the Company's reliance on revenue
from printing and distributing third - party publications;
changes in newsprint prices; macroeconomic trends and conditions; the Company's ability to adapt to technological
changes; the Company's ability to realize benefits or synergies
from acquisitions or divestitures or to operate its businesses effectively following acquisitions or divestitures; the Company's success
in implementing expense mitigation efforts; the Company's reliance on third - party vendors for various services; adverse results
from litigation, governmental investigations or tax - related proceedings or audits; the Company's ability to attract and retain employees; the Company's ability to satisfy pension and other postretirement employee benefit obligations;
changes in accounting standards; the effect of labor strikes, lockouts and labor negotiations; regulatory and judicial rulings; the Company's indebtedness and ability to comply with debt covenants applicable to its debt facilities; the Company's ability to satisfy future capital and liquidity requirements; the Company's ability to access the
credit and capital markets at the times and
in the amounts needed and on acceptable terms; and other events beyond the Company's control that may result
in unexpected adverse operating results.
During periods of adverse
changes in general economic, industry or competitive conditions, such as we experienced
in calendar years 2008 and 2009, some of our vendors may experience serious cash flow issues, reductions
in available
credit from banks, factors or other financial institutions, or increases
in the cost of capital.
Factors that could cause or contribute to actual results differing
from our forward - looking statements include risks relating to: failure of DBRS to rate the Notes at the anticipated ratings levels, which is a closing condition, or at all;
changes in the financial markets, including
changes in credit markets, interest rates, securitization markets generally and our proposed securitization
in particular; the willingness of investors to buy the Notes; adverse developments regarding OnDeck, its business or the online or broader marketplace lending industry generally, any of which could impact what
credit ratings, if any, are issued with respect to the Notes; the extended settlement cycle for the scheduled closing on April 17, 2018, which may exacerbate the foregoing risks; and other risks, including those described
in our Annual Report on Form 10 - K for the year ended December 31, 2017 and
in other documents that we file with the Securities and Exchange Commission
from time to time which are or will be available on the Commission's website at www.sec.gov.
Expected
change in credit availability a year
from now or compared to a year ago remained mostly unchanged.
«Maintaining a strong
credit score will help students later
in life as their goals
change from paying for education to buying their first car, starting a business or buying their first home,» said Jarman.
By contrast,
in Australia there has been no noticeable widening of risk spreads
in the corporate bond market over the past year, and
credit has been easily available
from intermediaries, with no reports of significant
changes in banks» lending attitudes.
An array of measures is selected
from the overall
credit supply (or what is the same thing, debt securities) to represent «money,» which then is correlated with
changes in goods and service prices, but not with prices for capital assets — bonds, stocks and real estate.
We caution you that these statements are not guarantees of future performance and are subject to numerous risks and uncertainties, including volatility
in the economy and the
credit markets, supply and demand
changes for vacation ownership and residential products, competitive conditions; the availability of capital to finance growth, and other matters referred to under the heading «Risk Factors» contained
in our Annual Report on 10 - K for the year ended December 30, 2011 filed with the U.S. Securities and Exchange Commission (the «SEC») and
in subsequent SEC filings, any of which could cause actual results to differ materially
from those expressed
in or implied
in this presentation.
In addition to the BEAT provision, finance experts say changes to the corporate tax rate and other elements in the tax reform bill will have multiple effects on profits from renewable energy projects, project finance, and the value of tax credit
In addition to the BEAT provision, finance experts say
changes to the corporate tax rate and other elements
in the tax reform bill will have multiple effects on profits from renewable energy projects, project finance, and the value of tax credit
in the tax reform bill will have multiple effects on profits
from renewable energy projects, project finance, and the value of tax
credits.
In pursuance of the Union Budget 2018 announcement, the board also cleared a proposal on
changing the investment grade rating
from AA to A for corporate bonds, which would boost investment scope while ensuring
credit quality.
The company is successfully
changing the way people
in need of loans interact with their community financial institutions by employing a unified online application process that enables borrowers to get low - interest loans directly
from community banks and
credit unions.
This might not be a groundbreaking
change — maybe you're moving
from $ 40,000 to $ 60,000
in financing, for example, or
from a loan term of 18 to 24 months — but you're still expanding your possibilities for growth, building
credit, and keeping the financing cycle going.
This understanding allowed policymakers to project
changes in financial conditions (short - term borrowing cost, long - term
credit spreads, equity valuation, and exchange rate), which would elicit reactions
from the real economy.
We caution you that these statements are not guarantees of future performance and are subject to numerous risks and uncertainties, including volatility
in the economy and the
credit markets, supply and demand
changes for vacation ownership and residential products, competitive conditions; the availability of capital to finance growth, and other matters referred to under the heading «Risk Factors» contained
in the Information Statement filed as an exhibit to our Annual Report on Form 10 - K for the year ended December 30, 2011 filed with the U.S. Securities and Exchange Commission (the «SEC») and
in subsequent SEC filings, any of which could cause actual results to differ materially
from those expressed
in or implied
in this presentation.
This difference is due to
changes of the timing of some dividend payments; for whatever reason, this year my semester dividend income
from Telefonica was
credited in December while
in 2016 I received the payout
in November.
Whether or not these groups accept
credit for all the consequences of «
changing the economic face of Canada» their opponents on the political left and centre can learn many lessons
from how effective the political right machine has become
in Canada.
The company cautions you that these statements are not guarantees of future performance and are subject to numerous risks and uncertainties, including volatility
in the economy and the
credit markets, supply and demand
changes for vacation ownership and residential products, competitive conditions; the availability of capital to finance growth, and other matters referred to under the heading «Risk Factors» contained
in the company's most recent Annual Report on Form 10 - K filed with the U.S Securities and Exchange Commission (the «SEC») and
in subsequent SEC filings, any of which could cause actual results to differ materially
from those expressed
in or implied
in this press release.
One of the biggest
changes came on Friday, when lawmakers agreed to a demand by Mr. Rubio to expand the child tax
credit by allowing families who owe no federal income taxes to still claim up to $ 1,400 of the $ 2,000 child tax
credit, up
from $ 1,100
in the original version.
Among the factors that could cause actual results and outcomes to differ materially
from those contained
in such forward - looking statements are the following: macro-economic conditions (including fluctuations
in housing prices, oil markets, jobless rates and other indicators),
credit market
changes and constraints, foreign currency fluctuation, the company's ability to manage its property portfolio, the impact of labor markets, failure to effectively manage costs or achieve anticipated expense and cost reductions, and disruptions
in our supply chain or information technology systems.
After reading a life
changing book, I chopped up my
credit cards; it was time to set myself free
from the worries of «what - ifs»
in life and to make financial health a priority.
What I'm looking for would be for them to really take the time to give
credit to the recipe, i.e., «I've seen this all over the internet and wanted to try it with my favorite brownie recipe, which I barely tweaked
from Ina Garten» — here is a link to the cookbook I used, or «I love the time that they spend testing at Cook's Illustrated and couldn't wait to get into the kitchen to try this recipe; I've noted the original recipe and my
changes in parentheses.»
Let's be sensible here.Like it or not we have lost Sanchez.We are getting a vast improvement on Walcott
in Mikki with (please god) Abua joining as well.Sanchez wanted to go so let's move on.I believe these 2 signings could reignite us and the
credit will be with Sven and not Wenger.Soon everyone will start to give
credit to Ivan Gaz as without doubt his Catylis For
Change is beginning to take effect.12 months ago if we had banked the money for Coq Wally and That Chilean C *** what would we have done with it?Sven M is influencing transfer policy now without doubt.We have no option other than to be patient this season and just take whatever we get
from Europa League and Caro Cup.Anything above 6th
in Premier League let's take as a bonus.I can't help but believe we are seeing something happening that we are nor used to.
Let's be sensible here.Like it or not we have lost Sanchez.We are getting a vast improvement on Walcott
in Mikki with (please god) Abua joining as well.Sanchez wanted to go so let's move on.I believe these 2 signings could reignite us and the
credit will be with Sven and not Wenger.Soon everyone will start to give
credit to Ivan Gaz as without doubt his Catylis For
Change is beginning to take effect.12 months ago if we had banked the money for Coq Wally and That Chilean C *** what would we have done with it?Sven M is influencing transfer policy now without doubt.We have no option other than to be patient this season and just take whatever we get
from Europa League and Caro Cup.Anything above 6th
in Premier League let's take as a bonus.I can't help but believe we are seeing something happening that we are nor used to.Things are different because Wenger has lost his influence.
We have heard
from Arsene Wenger who puts it down to a
change in attitude, while Theo himself has given
credit to his manager and a talk they had over the summer.
Budgets have turned into raffles when major U-turns on everything
from tax
credits and pension relief, disability payments and police cuts, and of course the crumbling of the notorious pasty tax, mean a group of angry MPs, led by disrespectful rebels
in the Tory ranks, will pick big ticket items and batter a once unassailable Chancellor into another humiliating
change of direction.
The proposal to ban EU migrants who are
in work
from receiving tax
credits is the latest
in a long series of
changes which cut entitlement to social security.
The governor, when promoting his economic record, is
in the thrall of statistics,
from the lowered unemployment rate,
changes made to the state's tax structure and the improved
credit rating.
Earlier on Monday, a report by Policy
in Practice — a group that works with local authorities on welfare
changes — revealed the impact on two - thirds of working tax
credit recipients over the next five years, and suggested that the # 4.4 bn savings
from the tax
credits package would be partly offset by higher housing benefit and council tax support payments.
Andy Burnham chose the FA Cup final boyhood dream over being next Labour prime minister
in our crowdsourcing interview (before some cajoling
from his press secretary
changed his mind) and Ed Miliband got into a spot of bother, denying that he'd opt for a north - south divide on tax
credits.
Miscellaneous tax
changes reported to be part of the package include several priorities of the business community, including: a favorable
change in how the securities industry allocates its receipts for tax purposes,
from the address of the firm to the address of the customer; an updating of a sales tax exemption for capital purchases by the telecommunications industry; a reduction
in the ton - mileage tax; a rate reduction for small businesses; and creation of an investment tax
credit for the securities arms of insurance companies.
Misol
credits opposition
from Nobelist Archbishop Emeritus Desmond Tutu,
in an 11 June statement, for helping to
change the attitude of several African countries.
(SAN FRANCISCO — Oct. 22, 2013) Today U.S. environmental organizations lauded a letter
from world - renowned scientist Dr. Jane Goodall to Governor Jerry Brown, calling for California to open a pathway to accept
credits for reductions
in tropical deforestation
in its climate
change program.
Zimmer and Powell's main themes
from the previous instalments return alongside some new ones; and while the
credits have
changed, the music continues very much
in the familiar vein
from before, full of action and adventure and no shortage of fun.
Speaking to Variety's chief film critic Scott Foundas, Mann discusses growing up
in Chicago, becoming interested
in crime stories, the visual ideas he had for the film, the nonfiction book he discarded but still
credited, the influence of real criminals and past films (particularly his eye - opening time shooting The Jericho Mile
in Folsom Prison), choosing Tangerine Dream to do the score (a decision he still second guesses), the film's writing (including basing characters on real crime figures), casting, explosive stunts,
changes made
from the shooting script, and the modernist narrative.
It has an entirely Indian cast (apart
from British - born lead Patel) and a primarily Indian crew (including casting director Loveleen Tandan, also
credited as co-director), and it gives the impression of real awareness of the textures of Indian, specifically Mumbai, culture — notably the
changes in the city,
from slum vistas to the burgeoning skyscrapers of the new economy.