Sentences with phrase «from consumer reporting agencies»

Rosen also diferentiates «data brokers» from Consumer Reporting Agencies (CRAs) that conduct FCRA regulated background checks: «The NCLC report apparently does not appreciate or understand the difference between «data brokers» who dispense aggregated / unconfirmed data and Consumer Reporting Agencies that assemble and evaluate material from a number of sources to provide a background check report where all information reported has been confirmed at the source during its preparation.

- Information you provide on the insurance application and other forms; - Information from your insurance agent; - Information from your transactions with us; - Information from consumer reporting agencies; - When you apply for a life insurance policy, individually identifiable health information from your health care providers; and - Information from our website, such as site visit data and information collection devices (cookies).

A consumer report from consumer reporting agencies will be obtained in considering this application and for the purposes of any update, renewal, extension of credit, review or collection of the account.

Information gathered from consumer reporting agencies, with include but are not limited to your overall credit worthiness as well as up to date credit history.

You may request a credit score from consumer reporting agencies that create scores or distribute scores used in residential real property loans, but you will have to pay for it.

You authorize us to get credit reports and other information about you from consumer reporting agencies and other sources, for such purposes as: determining whether to issue you a Card Account, administering, reviewing and renewing the Card Account, credit line increases or decreases, collection and other servicing of the Card Account, and offering other products and services and for any other uses permitted by law.

- Information you provide on the insurance application and other forms; - Information from your insurance agent; - Information from your transactions with us; - Information from consumer reporting agencies; - When you apply for a life insurance policy, individually identifiable health information from your health care providers; and - Information from our website, such as site visit data and information collection devices (cookies).

Information we receive from consumer reporting agencies, such as your credit history and creditworthiness, and other entities not affiliated with Altavest

Information we receive from consumer reporting agencies, such as your creditworthiness and credit history.

* Information we receive from consumer reporting agencies, such as: credit worthiness and credit history.

We may also access information about you from a consumer reporting agency, such as a copy of your credit report, before opening any account.

After the information provider receives notice of a dispute from the consumer reporting agency, it must review the relevant information, investigate, and then report the results back to the consumer credit reporting agency.

You may request that your credit information be updated and if you question the accuracy of the credit information, we will, upon your request, re-evaluate you based on corrected credit information from a consumer reporting agency.

Information we receive from a consumer reporting agency, such as information relating to creditworthiness and credit history.

If we (Effective Coverage) receive corrected personal information from a consumer reporting agency, we (Effective Coverage) will re-evaluate you.

A consumer report from a consumer reporting agency and / or motor vehicle report will be obtained on all drivers listed on your policy where state laws and regulations allow.

Information that we receive from a consumer reporting agency (e.g., your creditworthiness and / or credit history).

You authorize Plain Green («us» or «we») to verify the information given in connection with this loan application, and you give us consent to obtain information about you from a consumer reporting agency or other sources to verify all of the information you have provided us, including past and / or current information.

You hereby consent and authorize us or our authorized agents or successors to: (i) obtain from a consumer reporting agency one or more consumer reports on you to be used in evaluating whether to open and approve a new Account for you or on your behalf, or to maintain any such Account (s); and (ii) to provide to such consumer reporting agency any information you have provided to us in your Account Application.

You have a right to obtain a copy of your credit report from a consumer reporting agency.

«If you, the buyer, have been denied credit within the last sixty days, you may obtain a free copy of the consumer credit report from the consumer reporting agency.

When an employer requests a credit report from a consumer reporting agency or a credit bureau, they have to certify the permissible purpose for which they're using the report.

(5) A statement that the buyer's file is available for review from the consumer reporting agency at no charge, under certain circumstances, if requested by the consumer within 30 days of receiving notice of a denial of credit and as provided in the Federal Fair Credit Reporting Act (15 U.S.C. § 1681j);

A consumer report from a consumer reporting agency and / or motor vehicle report will be obtained on all drivers listed on your policy where state regulations allow.

An employer shall not: fail or refuse to hire or recruit, discharge, or otherwise discriminate against an individual with respect to employment, compensation, or a term, condition, or privilege of employment because of the individual's credit history or credit report; inquire about an applicant's or employee's credit history; or order or obtain an applicant's or employee's credit report from a consumer reporting agency.

They opened significantly fewer credit card accounts in the last three months of 2012 than they did the previous year, according to new research from the consumer reporting agency TransUnion.

By submitting a quote request, you acknowledge that the Site's service requires you to agree that our partner companies may obtain a consumer report or credit score from a consumer reporting agency (also known as a credit bureau) and that these partner companies do not have the right to obtain a consumer report or credit score without your written instruction - which you are granting by clicking the submit button on the Site.

If we (The Murray Group) receive corrected personal information from a consumer reporting agency, we (The Murray Group) will re-evaluate you.

In some cases we may receive information from a consumer reporting agency that indicates your credit worthiness and credit history, as well as information regarding your driving record and claim history.

If we (Effective Coverage) receive corrected personal information from a consumer reporting agency, we (Effective Coverage) will re-evaluate you.

When an employer obtains a background check from a Consumer Reporting Agency (background screening company, for example) there are certain obligations that must be fulfilled related to consumer / applicant consent, providing copies of reports and summary of rights, and appropriate use of the report.

For example, the FCRA also regulates requests for criminal, educational, military and driving records from a consumer reporting agency, such as HireRight.

Employers have a «permissible purpose» for requesting a consumer report from a consumer reporting agency (i.e. hiring, promotion, retention, or reassignment).

Also, the volunteer candidate has the right to ask for a free copy of the report within 60 days from the consumer reporting agency.

Section 1681q of the FCRA imposes a $ 5,000 fine and / or imprisonment up to a year on one «who knowingly and willingly obtains information on a consumer from a consumer reporting agency under false pretenses.»

You'll want to let your applicant know that it's your policy to run your own background checks and obtain a copy of the report directly from a consumer reporting agency.

Wisconsin is an exception: State law in Wisconsin forbids landlords from charging for a credit report if, before the landlord asks for a report, the applicant offers one from a consumer reporting agency and the report is less than 30 days old.

Not exact matches

Statistics Canada's Consumer Price Index rose one per cent in June from a year earlier, as cheaper gasoline allowed Canadians to stretch their paycheques, the agency reported July 21.

The news comes from a report issued Thursday by the Secure Our Smartphones («S.O.S.») Initiative, an international partnership of law - enforcement agencies, elected officials, and consumer advocates headed by New York State Attorney General Eric Schneiderman, San Francisco District Attorney George Gascón, and London Mayor Boris Johnson.

Keep in mind there are three major consumer credit reporting agencies, and the services below usually offer scores based on the data provided from one (sometimes two) bureaus.

Consumers» ability to repay their debt obligations in a timely manner and manage their credit wisely is reflected by their personalized credit score (sometimes known as FICO score), which is derived from the three credit reporting agencies.

I authorize each participating provider to obtain and use consumer report information about me from one or more consumer reporting agencies (such as TransUnion, Equifax or Experian).

(e) Not later than 60 days from the date of this order, agencies shall report to the President, through the Director of the National Economic Council, recommendations on agency - specific actions that eliminate barriers to competition, promote greater competition, and improve consumer access to information needed to make informed purchasing decisions.

Estimates are based on the analysis of various elements related to the ad spending market, including macro-level economic conditions; historical trends of the advertising market; historical trends of each medium in relation to other media; reported revenues from major ad publishers; estimates from other research firms; data from benchmark sources; consumer media consumption trends; consumer device usage trends; and eMarketer interviews with executives at ad agencies, brands, media publishers and other industry leaders.

A nominal charge not to exceed $ 5 may be imposed on you by the consumer reporting agency for a copy of the consumer report containing all the information in your file, if you have not been denied credit within 30 days from the receipt of your request.

WASHINGTON, D.C. — Nearly two - thirds of consumer packaged goods (CPG) manufacturers that shifted retail sales activities from internal teams to sales and marketing agencies (SMAs) reported a positive impact on selling costs after switching, according to Maximizing the Impact of Outsourcing: How CPGs Can Best Use Sales and Marketing Agencies in a Changing Enviagencies (SMAs) reported a positive impact on selling costs after switching, according to Maximizing the Impact of Outsourcing: How CPGs Can Best Use Sales and Marketing Agencies in a Changing EnviAgencies in a Changing Environment.

Matt Douglas, managing director of Sogrape's UK agency Stevens Garnier told The Drinks Report: «We want to attract new consumers to Mateus as well as giving loyal Mateus drinkers the opportunity to enjoy the wines from this much - loved brand in a new way.

The regulation from the state Department of Financial Services, which will be subject to a public comment period before it can be adopted, would mandate that consumer credit reporting agencies register with the state by Feb. 1 and re-register on an annual basis after that.

Relevant details can be obtained easily from census records, credit report agencies such as Experian and Equifax, and consumer data - mining companies like Phorm.

In 2003 Consumer Reports compiled a list of links to hospital report cards from state agencies and various independent ratings services.