Sentences with phrase «from cutting expenses»

With the extra money that you have from cutting your expenses, pay at least double the minimum payment, or as much as you can on top of the minimum payment.

«Every month I'm trying to play catch up so our savings have to come from cutting expenses.»

Shannon was feeling the pressure, especially because any savings had to come from cutting expenses.

And second, invest it in a way that gives it a chance to grow so that, once you're back on firmer footing from cutting expenses and earning some job income, your nest egg will be in a better position to help fund your retirement.

One way I've found that helps me track savings from cutting expenses was to create a «Challenge» savings account that I send the money to either automatically if it's from a fixed expense or manually if I managed to come under budget.

Once you've loaded up your savings, you can shift the extra cash flow you have from cutting expenses and the extra income source to paying off your credit cards.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

In October, JetBlue Airways Corp. yanked its flights from 12 online ticket sellers to cut $ 20 million from its annual distribution expenses.

«As to help relieve the national debt, this expense yields no positive results for the nation and should be cut from being funded.»

Trump has suggested that the U.S. can recoup wall expenses from Mexico via alternative methods, including by cutting its trade surplus with the U.S.. He's also floated the option of invoking the Patriot Act to cut off or tax remittance payments to Mexico from Mexican immigrants living in the U.S. Mexicans sent home $ 25.7 billion in remittances in 2016, according to the Banco de Mexico.

Until now, Gerardo was able to deduct a large portion of those expenses from his taxes because of a medical - expense deduction that is slated for elimination under the Tax Cuts and Jobs Act, released on Nov. 2.

RBC says that increasing Android sales — and lower Apple - related revenues — are better for margins, while cutting corporate general and administrative expenses from 10 % of North American sales to about 8 % would save the business about $ 840 million.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

Also during the first quarter of 2018, 3M recorded a tax expense of $ 217 million related to a measurement period adjustment to the provisional amounts recorded in December 2017 from the enactment of the Tax Cuts and Jobs Act (TCJA).

Other cost pressures came from overblown expenses, expenses that, once Nikollaj opened the books, his employees were quick to find — and cut.

I needed to itemize my living expenses, find out where I could cut back and figure out a paycheck amount that was the right fit for me — even if it didn't garner praise from my accountant.

Comments: The cut in the corporate tax rate may alleviate some of the added expense from the limitation of interest rate deductibility.

footnote † † † This hypothetical example assumes a 6 % rate of return, a 4 % inflation rate, that expense ratios are cut from 0.80 % to 0.30 %, that withdrawals are adjusted for inflation, and that the entire portfolio is liquidated over 35 years.

He also frequently discusses the big - picture trends that are putting the squeeze on the bottom 90 %, offering work - arounds and expense - cutting tips to help readers carve out more money to save in their budgets — AKA breaking the «savings barrier» and transitioning from debtor to saver.

As poverty intensifies, governments are urged to bail out the economy's savers at taxpayer expense, cutting back wages even while shifting the tax burden from property onto labor.

I have learned a lot from you, especially about increasing income and cutting expenses.

For instance, expense cuts alone from deregulation could boost earnings at Morgan Stanley and State Street by about 11 - 13 % next year.

These may have lessened the fall in Canadaâ $ ™ s corporate tax revenue losses, but not by much. Even worse, this tax shifting makes the overall net impact even more negative as any revenue gains from income shifting come at the expense of even greater revenue losses elsewhereâ $» and fuel a race to the bottom with tax cuts.

Despite early efforts from the House, which passed a version of the tax bill that condensed the current seven tax brackets to four and cut many of the deductions — like those for teachers» supplies and high medical expenses — the final draft of the tax bill does no such thing.

Tweet In my previous post on life lessons learned from debt freedom, rented life asked: When you went all in, (relating to cutting expenses) how did you sustain that?

Look everywhere you can to cut a little bit from your expenses.

The good news: After burning its entire planned five - year budget of $ 40 million last year, the league saw expenses fall 28 % and revenues leap 43 % this year, thanks to staff cuts, increased corporate sponsorships (including backing from McDonald's and Coca - Cola) and relocation of the league office from New York to Atlanta.

Ashley Young, back in the United XI after suspension at Luke Shaw's expense, cut inside from left - back to fizz a shot past the far post but that was the sum of the best chances.

They argue that alongside rising living expenses and cuts in the proportion of childcare costs covered by tax credits (from 80 to 70 %), the high price of childcare places makes returning to work economically challenging for many with the most to gain from paid work.

Another listserve is for families who are saving for their adoption using various frugal methods like cutting expenses, working extra, saving all bonus and tax checks, yard sales, etc.: http://groups.yahoo.com/group/FrugalFundingForAdoption/ This article is reprinted, with permission, from Adoptive Families Magazine.

From the city to the suburbs to small towns, parents juggling other fixed expenses — rent, child care and transportation — find food budgets are the easiest to cut when money runs short.

That money should not have been cut from the operating expenses at the MTA.»

«We have shown example by cutting down our expenditure, we have cut down the expenses of the Government House from N150m a week to between N20m and N25 million a week.

The budget's expense cuts, totaling $ 30 million, primarily come from the county workforce, including a recent voluntary retirement incentive that removed roughly 300 employees.

«Since a state aid increase such as the one that was received last year may represent upwards of $ 500,000 or more there is no way a district can trim that much from the budget after years of already cutting the expense side of the budget.

Cuomo, in his third and fourth stops this week around the state to give his annual State of the State speech, proposed a plan that would put the onus on county executives or county managers to call together all officials from their counties to devise ways to share government services to cut expenses.

As an example, from the recent cash for expenses saga, David Cameron (who charged the taxpayer # 680 for somebody to come and cut down his wisteria) has without doubt come through looking the most decisively.

They proposed to cut from the deficit - plagued state budget nearly $ 12 million that would have been handed out in grants to pay candidates» campaign expenses under what's formally called the Citizens» Election Program.

If David Cameron went down the path many on this site advocate of increased defence spending at the expense many seem to favour of cuts in health and education you will hand Gordon an open goal and snatch defeat from the jaws of victory.

The removal of tax from travel expenses will likely go unnoticed by most as they focus more on the devastating impact of cuts on their constituents.

MPs face wide - ranging cuts to their second homes and other expenses, under proposals from an independent inquiry.

He said the surplus results from cost - cutting, expense deferrals, one - shot revenue, a recovering economy and a continuing wage freeze imposed by the county's financial control board, the Nassau Interim Finance Authority.

Accardo says expenses must be looked at, but declined to give specifics on what he would cut, saying he wants to hear from St Comp first.

Linnertz and Mayor Stephanie Miner cut expenses in May 2013 by closing Station 7 and reducing the number of firefighters on each shift from 69 to 65.

Martin, the Commons Speaker who is being forced out over his handling of the MPs» expenses scandal, claimed # 56 a month from taxpayers for window cleaning and grass cutting at his second home.

However Insurance companies benefit from spreading the dietary solution because it cuts their expenses.

It's one of the main things that separates handmade garments from expense - cutting mass manufactured garments, isn't it?

Instead, the funding formula continued to deduct voucher expenses from MPS equalization aid, although the deduction was cut in half.

The Tax Cuts and Jobs Act of 2017 allows parents to use up to $ 10,000 per year from a 529 account to cover private K — 12 expenses.

The governor argued that the proposed cuts would prevent districts from using future funding increases to augment central administration at the expense of classroom funding.