Sentences with phrase «from federal consolidation»

The savings that can be achieved with this strategy also needs to be weighed against the value of the benefits available from federal consolidation loans.

The savings that can be achieved with this strategy also needs to be weighed against the value of the benefits available from federal consolidation loans.

Not exact matches

You'll also be eligible to receive additional federal student aid, but unlike loan rehabilitation, consolidation of a defaulted loan does not remove the record of the default from your credit history.

If you are currently in default on a federal student loan and plan to go back to school, you may benefit from a direct consolidation loan.

If you are currently in default on a federal student loan and can not afford to make any payments toward your loan, you may benefit from a direct consolidation loan.

Like consolidation, loan rehabilitation restores your federal student aid eligibility but will also remove the default notation from your credit history.

Lawyers representing students and families from the now - defunct Lake View school district in Arkansas filed a lawsuit in federal court Oct. 25 challenging a new state school consolidation law on the grounds that it violates the district's equal - protection rights and is racially discriminatory, according to the Associated Press.

Any project that includes funds awarded under section 5309 of title 49, United States Code, shall be exempt from consolidation under this section unless the grant recipient requests the Federal Transit Administration to be the lead administering authority.

Consolidation loans from the federal government are eligible for additional repayment plans, including graduated repayment plans and income sensitive repayment plans.

Learn more about federal loan consolidation from Federal Studefederal loan consolidation from Federal StudeFederal Student Aid.

Loan consolidation can be helpful if you have multiple servicers, loans from the Federal Family Education Loan (FFEL) Program, or Federal Perkins Loans.

If you have several student loans from the federal government and plan to consolidate the debts, you can seek the help of a debt consolidation agency.

Direct loans: A batch of loans, including Stafford, Plus and consolidation loans, supported by the William D. Ford Federal Direct Loan Program that allows students and parents to borrow directly from the U.S. Department of Education.

Received a piece of mail yesterday and it looked like it was from the Department of Education, asking me to sign up for my FSA ID and call this number to review my options for Federal Loan consolidation.

Choose from our private undergraduate loan to fill the gaps between a federal loan and the cost of tuition, our consolidation or refinance options, or a private MBA loan.

Thus, private student loan consolidation carries some different risks from the federal route.

Except for consolidation loans, federal education loans issued from October 1992 to June 2006 used variable interest rates that are pegged to the cost of US Treasury Bills.

Can my and my spouse's joint consolidation loan from the Federal Family Education Loan (FFEL) Program be consolidated into a Direct Consolidation Loan so that one or both of us can qualconsolidation loan from the Federal Family Education Loan (FFEL) Program be consolidated into a Direct Consolidation Loan so that one or both of us can qualConsolidation Loan so that one or both of us can qualify for PSLF?

For this reason, if you've made qualifying PSLF payments on your Direct Loans and you're thinking of consolidating those loans into a Direct Consolidation Loan along with loans you received under other federal student loan programs, you should leave your Direct Loans out of the consolidation and consolidate only your loans from other federal student lConsolidation Loan along with loans you received under other federal student loan programs, you should leave your Direct Loans out of the consolidation and consolidate only your loans from other federal student lconsolidation and consolidate only your loans from other federal student loan programs.

Those who have borrowed from the Federal Family Education Loan Program, as an example, are required to consolidate their loans into a federal Direct Consolidation Loan in order to qualify for some income - driven repayment plans, or for Public Student Loan ForgiFederal Family Education Loan Program, as an example, are required to consolidate their loans into a federal Direct Consolidation Loan in order to qualify for some income - driven repayment plans, or for Public Student Loan Forgifederal Direct Consolidation Loan in order to qualify for some income - driven repayment plans, or for Public Student Loan Forgiveness.

The results will tell you if you qualify for loans from the William D. Ford Federal Direct Loan Program that includes Direct Subsidized Loans, Direct Unsubsidized Loans, Direct PLUS Loans and Direct Consolidation Loans.

There are also several consolidation options available from the federal government for those with student loans.

A federal consolidation loan allows borrowers to combine their loans resulting in one single monthly payment; however, the interest rate on that loan is a simple weighted average from the previous loans.

Consolidation, when it comes to federal consolidation, is all coming from the Department of EducaConsolidation, when it comes to federal consolidation, is all coming from the Department of Educaconsolidation, is all coming from the Department of Education's funds.

Apart from the loss of some federal tax and loan benefits, many of the disadvantages of consolidation only come into play if there is a major change for the couple.

Consolidation of loans can be a risky move for a couple because it requires changing from a federal to a private lender and removes many of the benefits a federal lender provides.

If you do not have other federal education loans to include in the new consolidation loan, you can not reconsolidate a consolidation loan unless you are consolidating the loans to move them from the FFEL program to the direct loan program.

system or via Perkins (whereby the money originated from banks who backed the loans, changes made in 2010 made DOE the lender and holder of the notes, making the borrower a pawn of the Federal Government); in order for the borrower to get into REPAYE they must agree to a consolidation and convert those loans into a Direct Loan (William D. Ford Direct Loan Program - owned and operated by the DOE in Washington, DC).

Loansmack provides resources and services on the various student loan (whether they are from private lenders or the government) and refinance options (consolidation loans from either private banks and lenders or from the federal government) available to help borrowers make better decisions.

Consolidation through Cornerstone is much like other consolidation options from Federal loConsolidation through Cornerstone is much like other consolidation options from Federal loconsolidation options from Federal loan servicers.

Federal student loan consolidation differs from private student loan refinancing in that borrowers may only consolidate current federal student loans — not private studentFederal student loan consolidation differs from private student loan refinancing in that borrowers may only consolidate current federal student loans — not private studentfederal student loans — not private student loans.

Aside from repayment in full or a loan discharge, most borrowers can cure a default of their federal loans through one of two programs: rehabilitation or consolidation.

A direct consolidation loan from the federal government can be used to combine multiple federal student loans together.

Debt consolidation for private student loans, on the other hand, is different from federal loans.

The final phase of federal legislation offering protection to debt - swamped consumers became effective October 27, but may not be stringent enough to fully protect consumers from debt settlement and debt consolidation scams.

This plan aims to provide better consolidation options after three months pass with help from the federal government.

Since then, I've been in grad school, and now I have multiple direct federal loans from that, as well as my undergraduate debt hanging out there in the FFEL consolidation loan.

While federal lenders and private lenders offer consolidation, refinancing is only available from private lenders.

From what I've researched, my best option is to consolidate all my federal loans from grad school and my FFEL Consolidation loan from undergrad into a direct consolidation loan, and that the entire balance would be eligible for PAYE and PFrom what I've researched, my best option is to consolidate all my federal loans from grad school and my FFEL Consolidation loan from undergrad into a direct consolidation loan, and that the entire balance would be eligible for PAYE and Pfrom grad school and my FFEL Consolidation loan from undergrad into a direct consolidation loan, and that the entire balance would be eligible for PConsolidation loan from undergrad into a direct consolidation loan, and that the entire balance would be eligible for PAYE and Pfrom undergrad into a direct consolidation loan, and that the entire balance would be eligible for Pconsolidation loan, and that the entire balance would be eligible for PAYE and PSLF.

Although government agencies support certain debt consolidation companies and methods, the Consumer Information page on the Federal Trade Commission website offers some crucial advice on how to protect your self from debt consolidation scams.

For starters, consolidating your loans with a private lender offers the possibility of extending your repayment term, providing relief from high monthly payments like federal consolidation.

Starting with the first, a federal consolidation loan is offered by the federal government to any student debtor with at least one FFEL or Direct loan from the federal government.

Another stipulation from her involves implementing a federal program for refinancing and consolidation, something only offered through private banks and lenders.

You may choose from a number of options for repaying your federal student loans such as Federal Stafford, PLUS and Consolidationfederal student loans such as Federal Stafford, PLUS and ConsolidationFederal Stafford, PLUS and Consolidation loans.

By choosing to provide a mobile number, you are subscribing to receive recurring federal consolidation updates and reminder messages from Student Loan Exchange.

Any student loan debt that was used for financing your education from an approved post-secondary institution, such as SouthEast Bank private loans, private student loans from other lenders, or your federal student loans, i.e. Stafford, Grad PLUS, Parent PLUS, and Consolidation Loans, etc. can be consolidated into one loan through Education Loan Finance.

The Federal Student Loan Consolidation program similarly combines only your federal loans into one payment, but it uses a weighted average of all of your interest rates, and it does not offer consolidation of any student loan debt obtained from a private Federal Student Loan Consolidation program similarly combines only your federal loans into one payment, but it uses a weighted average of all of your interest rates, and it does not offer consolidation of any student loan debt obtained from a prConsolidation program similarly combines only your federal loans into one payment, but it uses a weighted average of all of your interest rates, and it does not offer consolidation of any student loan debt obtained from a private federal loans into one payment, but it uses a weighted average of all of your interest rates, and it does not offer consolidation of any student loan debt obtained from a prconsolidation of any student loan debt obtained from a private lender.

How do I handle requests for such references?Thank you so much for your help!CherylCHERYL M. EARLE3407 Old Dobbin Road, Montgomery, Alabama 36116 - 1903Home Phone: [phone] Cell Phone: [phone] Fax: [phone] E-mail: [email protected] position managing legal discovery and document review with opportunity to assist attorneys with civil litigationBAR ADMISSIONAlabama State Bar, 1999LAW - RELATED EXPERIENCELaw Firm, AlabamaResearch Attorney for Special Projects, Mass Torts Department, November 2001 — February 2008 • Managed Multi-District Litigation (MDL) Document Depository (September 2002 to February 2008) o Reviewed more than 1 million pages of evidentiary documents for litigation purposes and for inclusion in electronic databaseso Coordinated document review assignments with attorneys at local depository and at other sites across the USo Retrieved, reviewed and coded documents in Concordance and Summation legal databaseso Prepared memoranda and spreadsheets providing detailed analysis of discovery materials • Aided attorneys and support staff with processing and preparation of personal injury claims and litigationo Conducted legal research and drafted pleadingso Conducted supplementary online research for additional documents and information pertinent to litigationo Assisted with preparation of correspondence to clients and referring attorneyso Contacted clients for additional information needed in case preparation, litigation, and potential settlementso Prepared and input case intakes and referrals into databaseLaw School, AlabamaStudent Intern, Alabama Disabilities Advocacy Program (ADAP), August 1996 — June 1997 • Participated in law school clinical program under third - year law student practice rule (as authorized by Alabama Supreme Court) o Assisted attorneys and advocates in cases involving mentally ill patients confined to state mental health facilitieso Interviewed clients in person (at state facilities) and over the phoneo Worked with clients, attorneys, and social workers to investigate and resolve issues concerning involuntary confinement and treatmento Aided in legal research on an appellate brief submitted to the U. S. Court of Appeals for the Eleventh Circuit (ruling granted in favor of our client) Faculty Research Assistant for Library Services, Bounds Law Library, March 1996 — June 1997 • Prepared research and teaching materials for law school faculty; worked 20 hours per week while matriculating 10 - 15 hours per semester) o Investigated copyright issues related to procuring and reproducing texts for academic useo Conducted legal research using WESTLAW, LEXIS and the InternetADDITIONAL RELEVANT EXPERIENCEManufacturing Company (MC), Montgomery, AlabamaAdministrative Assistant and Cost Analyst, Materials Purchasing Department, April 1999 — September 2001 • Assisted materials buyers in negotiating and preparing commodities contracts between raw materials suppliers and MC for manufacturing plants in the US and Mexicoo Assisted Legal Department at MC's corporate headquarters with coordination and preparation of documents for litigationo Notified and educated suppliers about MC's freight - on - board policy and its corresponding Uniform Commercial Code (UCC) provisions; result was the reduction of freight claims for both the company and its supplierso Prepared contracts and purchase orders for raw materials and capital projects involving plant maintenanceo Solicited price quotations from current vendors and established Excel spreadsheet format which simplified quote submission process and allowed MC to track and compare usage volumes and costs over timeo Prepared and analyzed cost reports used by materials buyers and production planners in purchasing decisions, including cost reductions, materials consolidation, and selection of vendorso Acted as liaison between vendors and the Purchasing, Transportation and Accounting Departments on issues concerning inbound freight, commercial carriers, and payment terms for commodities, resulting in reductions in freight costs and greater payment discounts for raw materialso Established online databases and printed directories for the Purchasing Department, allowing buyers to have easier and faster access to current vendor informationo Completed Year 2000 (Y2K) compliance project, which involved data collection and communication with MC's past, present, and potential materials suppliers and service providersNot - For - Profit Organization, AlabamaAdministrative Assistant, Combined Federal Campaign, September 1998 — January 1999 • Aided Campaign Director with 1998 Federal Campaigns (CFCs) in City 1 and City 2, which together generated nearly $ 700,000 for more than 1,000 local, national and international charitieso Prepared weekly reports on donations using WordPerfect, Microsoft Word, Excel and dBase IVo Wrote script for Talent Showcase at City 1's 1998 CFC Kickoffo Assisted Director with merger of the City 1 and City 2 CFCs in 1999Regional Bank, AlabamaAdministrative Assistant, Year 2000 (Y2K) Department, March — June 1998 • Worked with Vice President of Corporate Projects on short - term project for the bank's Y2K Departmento Analyzed and processed data on Y2K readiness for all branches of Bank throughout the southeastern USo Organized meetings for personnel of Banko Communicated with vendors of computer hardware, software, and office equipment to request information on Y2K complianceo Prepared compliance files for Federal Reserve auditso Prepared in - house memoranda and reports using Microsoft Word and ExcelRecord / Music Promotion Company, AlabamaRecord Pool Co-Founder; Office Manager, September 1990 — December 1991 • Co-founded record pool to enhance promotion of music in Alabama and the southeastern USo Procured and distributed records from major and independent labels for club, radio and mobile disc jockeyso Coordinated jointly sponsored promotional events with record companies, radio stations and clubso Designed, wrote, and published bi-weekly reports and brochures to inform the music industry of the progress and popularity of music and performers in the region, with specific focus on the Alabama music sceneMajor University, AlabamaGraduate Research Assistant, AUM Department of Marketing, June 1989 — August 1990 • Worked 13 - 20 hours per week as a research assistant to Marketing faculty while carrying a full course load in the MBA programo Analyzed consumer surveys used in academic researcho Assisted Conference Chairperson with coordination for Atlantic Marketing Association (AMA) annual meeting (October 1989) o Co-authored five - year index and classification of AMA Proceedings (published Fall 1991) EDUCATIONLaw School, AlabamaJuris Doctor (JD), 1997 • Scholarshipso Seybourn H. Lynne Scholarship, 1996 - 97o Dexter C. Hobbs Memorial Scholarship, 1995 - 96o E. W. Godbey Memorial Scholarship, 1994 - 95 • Honorso Who's Who Among American Law School Students, 1996 - 94o Arthur Davis Shores Award, 1997 • Activitieso Frederick Douglass Moot Court Team Manager, 1996 - 97 Southern Regional Competition, Second Place National Competition, Eighth Placeo John A. Campbell Moot Court Competition, Spring 1996o Black Law Students Association Delegate, BLSA National Convention, 1997 Co-Chairperson, Public Relations Committee, 1996 - 97 Chairperson, Public Relations Committee, 1995 - 96 BLSA President's Award, 1996 and 1997o American Bar Association, 1996 - 97 Entertainment and Sports Industries Forum Intellectual Property Section Law Student Divisiono LAWS Student Group Leader, 1995 - 96Major University, AlabamaMaster of Business Administration (MBA), 1990Bachelor of Science in Business Administration (B.S.B.A.), 1988 (Major: Marketing — Advertising and Promotion Track) • Honorso Dean's List • Activitieso National Student Advertising Competition Team, 1988 - 90 Seventh District Competition: Third Place, 1990o Marketing Club, 1987 - 90 Vice President — Career Development, 1988 - 89o Public Relations / Advertising (PR / AD) Club, 1988 - 90 Charter Member, 1988 Active in fund - raising and membership driveso Theater Guild, 1988 - 90 Screening Committee, 1989REFERENCESAvailable upon request