Sentences with phrase «from financial innovation»

He continued to state that «it's not interesting from a financial innovation perspective.»

As a backlash, more than 1,000 its customers signed a petition stating that the bank was deviating from the financial innovation trend and was ignoring the unhinged technological shift towards Blockchain technology all over the world.

The profits came from financial innovation — mainly in mortgage securities and interest - rate arbitrage.

Not exact matches

After all, some of the biggest business innovations - such as biotechnology, online banking and other online financial services - come from some of the most regulated industries.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

In its ruling, the agency also suggested it's looking for a way to encourage the promise of blockchain - based financial innovation — described in papers like this highly - cited one by venture capitalist Balaji Srinivasan — while also protecting investors from scammers.

Toronto is the third - largest centre for financial services and communications technology in North America, and the site of major clusters of innovation in industries ranging from aerospace to biotech.

While it remains uncertain whether the rate increase will pass legal muster, by focusing solely on short - term financial consequences rather than long - term growth and innovation, the PUD is shortchanging Washington's citizens by driving new technology businesses away from the state:

But Tu says that while consumers have benefitted tremendously from tech innovations by companies like Google, Facebook, Alibaba and Tencent, the financial industry lags behind because many financial service firms rely on in - house tech teams, which means that «fintech continues to be more «finance» than «tech,» especially in Asia.»

Susanne Chishti, CEO of FINTECH Circle and the FINTECH Circle Institute shares her top books, her passion for financial innovation and insights from The FINTECH Book Series.

We seem to be suffering from maybe a lack of financial managerial capability: great innovations but not the business acumen to bring it to the finish line.

She brings extensive operational and growth expertise gleaned from her corporate innovation and acceleration activities working with 100s of financial institutions.

«The investment from Portag3 will enable us to build out a regional team, deliver on Canadian consumer requirements, and fuel innovation in Canadian financial services.»

Lithuania is set to boost innovation for financial technology («FinTech») companies as Britain's upcoming exit from the European Union («EU») intensifies the race for alternative trading hubs in the region.

Join 200 + senior delegates from innovation, IT, data, trade finance, payments and risk functions at Asia Pacific's leading blockchain conference dedicated to financial services

From this report, it is clear that China's financial system has adopted innovations at a much faster pace than the Western world.

GFI has received recognition over the years from various financial publications for its global brokerage services and technological innovations.

The world's biggest banks aren't immune from cryptocurrency euphoria, with a range of projects underway to explore how traditional financial firms can benefit from the innovation.

«We typically do our best work when we can pull together the best people from around the world, put them on a small team in one place and they can do research and innovation,» Mr Smith told The Australian Financial Review on the sidelines of the RSA Conference in San Francisco last week.

In addition to financial support, the SEPC is honored to work with the Society of St. Andrew to provide truckloads of food to one of our other benefitting charities, RAMP in rural Appalachia, as well as donate all leftover food from Southern Exposure and Southern Innovations each year to help those who are hungry in the Southeast.

We have not lost our position as a global leader in science and technology innovation, but even the best policies will not lead to continued advancements and breakthroughs without financial commitments to the fields of science and technology from our Federal and state governments.

Their analysis suggests that «from the perspective of US science education and innovation policy, visa restrictions for foreign students should not be applied uniformly or on the basis of financial means; they ought to account for student - quality differences.»

Gladstone's President, along with our scientific leadership — with oversight from our three Trustees — strategically guide the organization to foster and enrich innovation, talent, entrepreneurship and financial strength.

CoMotion, Amazon and the Center for Sensorimotor Neural Engineering (CSNE) are working together within a broader innovation ecosystem, which is comprised of financial support sources, processes and stakeholders necessary to take something from the realm of basic research to a final product that can be widely distributed.

Maybe that's not a problem if they can raise funding from philanthropy (as Better Lesson has done), but if innovations are to be sustained over the long term and continue getting better, a financial return to investors is important.

(e) The board shall establish the information needed in an application for the approval of a charter school; provided that the application shall include, but not be limited to, a description of: (i) the mission, purpose, innovation and specialized focus of the proposed charter school; (ii) the innovative methods to be used in the charter school and how they differ from the district or districts from which the charter school is expected to enroll students; (iii) the organization of the school by ages of students or grades to be taught, an estimate of the total enrollment of the school and the district or districts from which the school will enroll students; (iv) the method for admission to the charter school; (v) the educational program, instructional methodology and services to be offered to students, including research on how the proposed program may improve the academic performance of the subgroups listed in the recruitment and retention plan; (vi) the school's capacity to address the particular needs of limited English - proficient students, if applicable, to learn English and learn content matter, including the employment of staff that meets the criteria established by the department; (vii) how the school shall involve parents as partners in the education of their children; (viii) the school governance and bylaws; (ix) a proposed arrangement or contract with an organization that shall manage or operate the school, including any proposed or agreed upon payments to such organization; (x) the financial plan for the operation of the school; (xi) the provision of school facilities and pupil transportation; (xii) the number and qualifications of teachers and administrators to be employed; (xiii) procedures for evaluation and professional development for teachers and administrators; (xiv) a statement of equal educational opportunity which shall state that charter schools shall be open to all students, on a space available basis, and shall not discriminate on the basis of race, color, national origin, creed, sex, gender identity, ethnicity, sexual orientation, mental or physical disability, age, ancestry, athletic performance, special need, proficiency in the English language or academic achievement; (xv) a student recruitment and retention plan, including deliberate, specific strategies the school will use to ensure the provision of equal educational opportunity as stated in clause (xiv) and to attract, enroll and retain a student population that, when compared to students in similar grades in schools from which the charter school is expected to enroll students, contains a comparable academic and demographic profile; and (xvi) plans for disseminating successes and innovations of the charter school to other non-charter public schools.

Texas Education Code § 12A.004 prohibits innovation districts from being exempt from requirements that apply to open - enrollment charters; from sections related to district organization and governance, school board powers and duties; from state curriculum and graduation requirements; and from academic and financial accountability and sanctions.

Through more than 30 essays authored by experts from across a broad range of fields, What It's Worth provides a 360 - degree view of the financial problems and challenges millions of American households face, the enormous creativity and innovation already happening to increase financial well - being, and how we can implement proven and emerging solutions.

And new financial «innovations» — investment trusts (new for the U.S.) and buying on margin (investors and trusts could buy stocks for 10 - 20 % down with the other 80 - 90 % paid back after selling for a tidy profit)-- made it easier for average people to profit from the stock market.

But until 2008, they were the only ones who could buy the technology, so clients had to employ a financial advisor to benefit from the innovation.

Marketing gimmicks aside, innovation in the ETF industry is a good thing because it gives investors more financial instruments to choose from at an ever - decreasing cost.

This mega money doesn't just magically appear from nowhere, «Wall Street financial innovations,» nor brilliant management.

The problem is that building momentum for the level of technological, financial and social innovation required to speed the move away from fossil fuels requires far more than a short - term shot of offerings for breakthrough research and rebates for attic insulation and fireplace inserts (one of which we are about to utilize).

I find it hard to reconcile talking points of the current Republican leadership on the irresponsible burden placed on future generations by the ballooning national debt and deficit with derisive attacks on efforts to move past finite fossil fuels, to conserve fuel, to spur innovation and basic research and to treat the risks from accumulating greenhouse gases the same way the party treats the risk of fiscal breakdown from building financial obligations.

The implication is clear: the United States must shift away from a «financial» economy to an «innovation» economy, one that focuses on creating industries that produce real innovative products to sell around the world.

This means reducing the size of the financial sector and the Wall Street «brain drain» - which has distracted the nation's best and brightest minds from the work of real innovation and entrepreneurship - and refocusing on productive, export - oriented industries.

With a new investment from Khosla Impact, SunFunder is not only joining the fray, it's planting a flag for perhaps the most important financial innovation to date: venture debt.

Industry, innovation and infrastructure: The funding from carbon credit sales enables the implementation of innovative projects, which would hardly been possible without this financial support.

The transition from fossil fuels to renewable energy sources requires financial, technical and social innovation.

I worry that the focus on business model / financial innovation will only take the cleantech field so far (or will delay its development considerably), preventing us from achieving the rates of decarbonization necessary to prevent climate change.

We are particularly strong in the mid-market and handle all types of ECM transactions, from niche AIM listings in the UK to migrations from AIM to the Main Market and global equity offerings for large multi-nationals across our key industry sectors: financial institutions: energy; infrastructure, mining and commodities; transport; technology and innovation; and life sciences and healthcare.

This point is crucial, because technology efficiencies without billing innovation will keep the firm from realizing technology's financial benefit.

As smart contracts diffuse from fintech startups into the financial system, financial services lawyers will need to carefully consider how our existing system of regulation applies to these innovations.

Yet while many are still confused about what exactly a «bitcoin» is and how the nascent cryptocurrency works, just as much confusion exists about where bitcoin came from and how it got to where it is today — a technological innovation that has shaken the financial world to its core.

Fintech - Fintech refers to a technological innovation in the financial sector, from education to cryptocurrency.

In all likelihood — if this is indeed what he plans — Ben Lawsky will be able to profit from thwarting financial innovation.

«The financial work conference clearly called for limiting «innovations» that deviate from the need of the real economy and escape regulation,» Pan said

Amazon's voice - controlled digital assistant, Alexa may be gaining more ground, thanks to some new innovations from Capital One Financial Corp., JP Morgan, and New York Life that bridge the gap between novelty and productivity.

With Bitcoin payments, the property management industry can greatly benefit from its technological and financial innovation that it can offer.

More than 35 speakers from 12 countries will be on hand to talk about financial opportunities and innovations in the blockchain space.