The most flexible redemption options come
from general rewards credit cards.
Not exact matches
Some of the higher
reward rates
from the top
general - purpose
credit cards tend to hover around the 2 % level, and the 3 % FX fee will erode your
rewards, and leave you net negative.
Average spending
rewards were a lower than average 1.55 % based on
general spending, but could range anywhere
from an average minimum
rewards rate of 0.6 % to an average
rewards rate of 2.5 % when
credit card spending is maximized.
From Holly Porter Johnson (travel writer, ClubThrifty.com): «The Chase Sapphire Reserve is a great travel
credit card, but it also comes out ahead in the
general rewards card space.
While it doesn't offer you a complimentary anniversary night like the Marriott
Rewards ® Premier Credit Card, the Starwood Preferred Guest ® Credit Card from American Express offers superior rewards on all your spending — making it a great general purpose credi
Rewards ® Premier
Credit Card, the Starwood Preferred Guest ® Credit Card from American Express offers superior rewards on all your spending — making it a great general purpose credit
Credit Card, the Starwood Preferred Guest ® Credit Card from American Express offers superior rewards on all your spending — making it a great general purpose credit c
Card, the Starwood Preferred Guest ®
Credit Card from American Express offers superior rewards on all your spending — making it a great general purpose credit
Credit Card from American Express offers superior rewards on all your spending — making it a great general purpose credit c
Card from American Express offers superior
rewards on all your spending — making it a great general purpose credi
rewards on all your spending — making it a great
general purpose
creditcredit cardcard.
Using the right gas
credit cards may yield you even better
rewards than those you receive
from general cash back
cards.
As a
general travel
rewards card, this
credit card from U.S. Bank fails to stand out.
The Starwood Preferred Guest ®
Credit Card from American Express — one of our favorite hotel credit cards — offers a superior rewards rate and more flexible rewards, making it a better choice than the Marriott Rewards ® Premier Plus Credit Card for those looking for a general travel
Credit Card from American Express — one of our favorite hotel credit cards — offers a superior rewards rate and more flexible rewards, making it a better choice than the Marriott Rewards ® Premier Plus Credit Card for those looking for a general travel c
Card from American Express — one of our favorite hotel
credit cards — offers a superior rewards rate and more flexible rewards, making it a better choice than the Marriott Rewards ® Premier Plus Credit Card for those looking for a general travel
credit cards — offers a superior
rewards rate and more flexible rewards, making it a better choice than the Marriott Rewards ® Premier Plus Credit Card for those looking for a general trave
rewards rate and more flexible
rewards, making it a better choice than the Marriott Rewards ® Premier Plus Credit Card for those looking for a general trave
rewards, making it a better choice than the Marriott
Rewards ® Premier Plus Credit Card for those looking for a general trave
Rewards ® Premier Plus
Credit Card for those looking for a general travel
Credit Card for those looking for a general travel c
Card for those looking for a
general travel
cardcard.
Consumers who don't want to lock themselves into a
rewards program with just Virgin America should consider
general travel
credit cards, such as the Chase Sapphire Preferred ® Card or the Starwood Preferred Guest ® Credit Card from American Ex
credit cards, such as the Chase Sapphire Preferred ®
Card or the Starwood Preferred Guest ®
Credit Card from American Ex
Credit Card from American Express.
If you are considering a
card that offers travel points or travel miles, then you can choose
from a wide range of
credit cards from travel companies (such as an airline or hotel chain) or
credit cards with
general purpose
rewards.
This is a guest post
from Tisha Tolar is a freelance writer providing content for CreditCardAssist.com, where she regularly writes about
credit cards,
rewards programs and
general consumer finance issues.
With so many airline - branded, hotel - branded and
general travel
rewards credit cards out there to choose
from, you might be wondering where to start.
Some of the higher
reward rates
from the top
general - purpose
credit cards tend to hover around the 2 % level, and the 3 % FX fee will erode your
rewards, and leave you net negative.
Chase is a popular
credit card issuer whose products fulfill a wide range of consumer needs —
from general rewards and cash back
cards to low interest balance transfer and business
credit cards.
Otherwise, more
general travel
rewards credit cards, such as the Starwood Preferred Guest ® Credit Card from American Express or the Citi ThankYou ® Premier Card provide better
credit cards, such as the Starwood Preferred Guest ®
Credit Card from American Express or the Citi ThankYou ® Premier Card provide better
Credit Card from American Express or the Citi ThankYou ® Premier
Card provide better value.
Unlike other
rewards cards, a
general rewards credit card will let you select
from a much wider range of
reward options, sometimes including cash back.
Credit card foreign transaction fees going up - but a few issuers drop them — The
general trend is up for foreign transaction fees, but a few issuers have bucked the trend and dropped the fee
from top - end
rewards cards... (See Foreign transaction fees)
Hot Tip: Some cruise lines offer their own
credit cards with cruise
rewards, but a more
general travel
rewards card like The Platinum Card ® from American Express almost always offers a better va
card like The Platinum
Card ® from American Express almost always offers a better va
Card ®
from American Express almost always offers a better value.
Still, because this is a
general travel
rewards card, you do miss out on a few airline - specific perks that you get with the Gold Delta SkyMiles ® Business Credit Card from American Express card, such as a free checked bag and discounts on in - flight purcha
card, you do miss out on a few airline - specific perks that you get with the Gold Delta SkyMiles ® Business
Credit Card from American Express card, such as a free checked bag and discounts on in - flight purcha
Card from American Express
card, such as a free checked bag and discounts on in - flight purcha
card, such as a free checked bag and discounts on in - flight purchases.
General Rules: Items redeemed
from the Apple and / or Best Buy Catalogue are not eligible for returns and a refund of your Scotia
Rewards points and / or a
credit to your Program
Card.
While «Starwood» may elicit visions of posh hotel stays at luxurious resorts, including Sheraton, Westin and W hotels, the Starwood Preferred Guest Business
credit card stands out
from the crowd because it performs well as both a hotel
card and a
general travel
rewards card.
Starwood Preferred Guest is technically a hotel loyalty program, but it's basically a
general travel
rewards program because you can earn points with the co-branded Starwood Preferred Guest ®
Credit Card from American Express card and transfer them to over 30 different airli
Card from American Express
card and transfer them to over 30 different airli
card and transfer them to over 30 different airlines.
The difference here really comes down to the difference between a
general rewards card with a travel - reward option (Chase Sapphire Preferred ® Card) and an airline - miles focused card (Gold Delta SkyMiles ® Credit Card from American Expre
card with a travel -
reward option (Chase Sapphire Preferred ®
Card) and an airline - miles focused card (Gold Delta SkyMiles ® Credit Card from American Expre
Card) and an airline - miles focused
card (Gold Delta SkyMiles ® Credit Card from American Expre
card (Gold Delta SkyMiles ®
Credit Card from American Expre
Card from American Express).
In
general, your application for any Chase Ultimate
Reward earning personal
credit card will be denied (regardless of your creditworthiness) if you have opened 5 or more
credit cards from any bank in the past 24 months.
Many of the no - fee
cards are tied to specific travel
reward programs, but others — such as the Discover It Cash Back
card or the QuicksilverOne
Rewards card from Capital One — are
general - purpose
credit cards that are available to average - to - good
credit consumers even after their trips are over.
• Competition
from general purpose
credit cards that are aggressively marketing
rewards cards featuring rebates, airline miles and cash back incentives for items on which consumers spend the most money each month.
Some of the higher
reward rates
from the top
general - purpose
credit cards tend to hover around the 2 % level, and the 3 % FX fee will erode your
rewards, and leave you net negative.