Sentences with phrase «from high delinquency»

Conventional mortgage lenders, wary of the fallout from high delinquency and foreclosure rates, are typically requiring 20 % down payments.

Not exact matches

The roll rate — the percentage of credit card users who «roll» from early stage delinquencies to 60 - 89 day delinquencies — reached the highest since 2008 for one credit card program, while delinquencies for another were above the 10 - year average, according to Royal Bank of Canada credit analyst Vivek Selot.

Not surprisingly, data released this month from the the Financial Industry Regulatory Authority's Investor Education Foundation, which seeks to promote financial literacy, reveal high school students who are required to take personal finance courses have better average credit scores and lower debt delinquency rates as young adults.

Subprime auto - loan delinquencies are rising and Experian recently reported that the national bank credit - card default rate set a 46 - month high in April at 3.35 %, which was up from 3.09 % a year earlier.

Studies from several high - income countries have shown that early menarche is also associated with various psychosocial factors including delinquency, substance use, and depression — all of which have sexual and reproductive health implications.

School - level data were downloaded from the California Department of Education, California Longitudinal Pupil Achievement Data System (CALPADS) website.6 The following were dropped: schools with total enrollment of fewer than 50 students, special education schools, continuation high schools, schools in juvenile delinquency facilities, alternative schools, community day schools, and schools lacking a full panel of data for 2013 - 2015.

Converting from a revolving contract with flexible lower monthly payments to an installment contract with fixed higher monthly payments may cause delinquency.

Another surprising result from a similar test showed that communities that had a lower level of income often had the highest number of student loan delinquencies.

Home equity loans have a higher delinquency rate than all other types of consumer loans, according to data from the American Bankers Association.

While the delinquency rate hit a new high, however, the increase from the 1st quarter to the 2nd was 11.3 %.

Still, Maryland has been cushioned somewhat from problems in states such as California, Nevada, Arizona and Florida, which had the biggest run - up in housing prices and now have the highest delinquency numbers, the bankers group said.

Borrowers with lower credit scores (which typically result from payment delinquencies in the past) tend to pay higher auto loan rates.

This was the highest delinquency rate since second quarter of 2001, up 0.19 percent from the fourth quarter of last year.

Whether they are coping with a status offense because they are under 18 or a juvenile delinquency crime that is illegal for citizens of all ages, an experienced central California criminal attorney can protect your child's future so they can graduate from high school, attend college, and launch a career.

From the point of view of the children of separating families, the costs of conflict can include: impaired brain development; higher incidences of truancy and delinquency, alcohol and drug use and other maladaptive behaviours; higher levels of stress and psychological disorder; and, in their lives as adults, problems forming stable, trusting relationships and dispute resolution strategies modelled on their parents» approaches.

Other personal factors — a strong and sustained relationship with at least one adult, an even temperament, and an ability to evoke positive responses in others — have been identified as «protective factors» that can help insulate even high - risk youth from the danger of falling into delinquency.

Parents of youth with internalizing and externalizing behaviors, substance use and abuse, delinquency, police arrests, out - of - home placements, and deviant peer association; parents who are depressed, highly stressed, living in poverty or high - crime neighborhoods, Spanish - speaking immigrants, parents returning from wars (e.g., Iraq / Afghanistan) who may be experiencing posttraumatic stress disorder (PTSD), mothers living in shelters or supportive housing because of homelessness or domestic violence, birth parents whose children are in care because of abuse / neglect, and family with transitions such as divorce, single parenting, and step - families

Participants from families with conflict (t = — 8.434, p < 0.001) and those who had experienced sexual abuse (t = — 6.796, p < 0.001) reported higher delinquency scores, whereas participants with a positive child - parent relationship reported lower delinquency scores (t = 6.668, p < 0.001).

The high - risk sample for juvenile delinquency was recruited from 38 welfare and juvenile justice institutions from the German speaking part of Switzerland.

Consistent with previous studies, we found that (a) being less prosocial and more physically aggressive at age 10 was characteristic of those children with the high rejection trajectory; (b) being less attractive was related to higher peer rejection from age 10 to 14; and (c) boys with a high rejection trajectory showed high levels of delinquency and anxiety - depression and low levels of academic aspiration at age 16 — 17, whereas girls with a high rejection trajectory showed low levels of academic aspiration and social competence at age 16 — 17.

While some youth may suffer limitations in terms of accessing the traditional adult status roles that help foster movement away from delinquency, reaching the age of majority still brings with it increased opportunities and experiences not available during the high - school years [23].

However, we expect delinquencies to rise only into the mid to upper 2 % range, a far cry from levels roughly twice as high during the early 1990s,» says Philipp.

Mortgage delinquency rates at 5.88 percent have been nearly cut in half from their peak, but they are still very high from their long term normal average of approximately 2 percent.