Sentences with phrase «from natural causes during»

In most cases (be sure to check with the policy you are considering), what you'll generally find is that in the event that the insured dies from natural causes during the graded death benefit exclusion period, most if not all of the premiums paid by the insured will be refunded to the insured's beneficiaries plus some type of interest payment based on how long the insured had been making payments!

It's also important to note that within most if not all Graded Death Benefit clauses, there will or at least there should be some type of language that refers to what happens should someone die from natural causes during the graded death benefit exclusion period.

If an insured dies from natural causes during the waiting period, the company will reduce the death benefit to 110 % of premiums paid into the policy.

It should be noted that if an insured does happen to pass away from natural causes during the graded death benefit period, many insurance companies do have a policy of returning some if not all of the premium paid by the insured to his or her beneficiaries.

It's not all bad news because with most guaranteed accepted life insurance policies, the best final expense and burial insurance companies will generally have a policy whereby: Should the insured die from natural causes during the graded death benefit, most if not all of the paid premiums will be returned to the insured beneficiaries so it will be as though the insured didn't actually lose money by purchasing the policy and dying too soon!

In most cases, should the insured die from natural causes during the graded death benefit, most if not all of the paid premiums will be returned to the insured beneficiaries so it will be as though the insured didn't actually lose money by purchasing the policy and dying too soon!

The graded death benefit is two years and includes a 10 % back on premiums if death occurs from natural causes during this timeframe.

This is a clause that states that should the insured (meaning you) die from NATURAL CAUSES during a certain period of time immediately after purchasing your life insurance policy (typically 2 to 3 years), the life insurance policy will not pay the death benefit (the insurance coverage amount).

Additionally, most final expense life insurance policies will also have written language about what happens should someone die from natural causes during the «Graded Death Benefit Period».

Because acceptance is guaranteed, death from natural causes during the first two years of coverage pays just a portion of the benefit amount.

However, if the insured dies from a natural cause during the first two years of the burial policy, the beneficiary will receive all premiums paid plus 10 %.

Even in a «worst case» scenario where the insured dies from a natural cause during the graded death benefit exclusion period, because their beneficiary will still receive all of the premium payments the insured made plus some small amount of interested added on!

Not exact matches

[158] Other causes include the rise in non-cash benefits as a share of worker compensation (which aren't counted in CPS income data), immigrants entering the labor force, statistical distortions including the use of different inflation adjusters by the BLS and CPS, productivity gains being skewed toward less labor - intensive sectors, income shifting from labor to capital, a skill gap - driven wage disparity, productivity being falsely inflated by hidden technology - driven depreciation increases and import price measurement problems, and / or a natural period of adjustment following an income surge during aberrational postwar circumstances.

Aside from the obvious concern that the baby is not handling labor well, the theory of fetal distress causes a cascade of challenges for the mother who desires to have a natural birth, even if she does not experience fetal distress during her labor.

A total of 5,011 deaths recorded during the follow - up period included 1,938 deaths (39 percent) from cancer, 1,040 (21 percent) from heart disease, and 1,418 (29 percent) from other natural causes, including diseases of the circulatory system (excluding heart disease) and diabetes.

«During the past two and a quarter years there has been no case of illness in this «universe» of albino rats, no death from natural causes in the adult stock, and, but for a few accidental deaths, no infantile mortality.

It's already causing hunger and even starvation in poorer countries (the ethanol program driving up grain prices) and deaths from freezing in Europe when people can't afford $ 100 / MMBtu ($ 10 / therm) natural gas and can't burn coal during some of the coldest winters on record.

«About 60 % of the warming observed from 1970 to 2000 was very likely caused by the above natural 60 - year climatic cycle during its warming phase.»

The natural causes of climate variations that have time scales (century, decadal; e.g. Schwabe sunspot cycles, average solar output during the satellite measuring era,, ENSO / PDO / AMO and the rest of the alphabet soup of «oscillations», volcanism) either don't capture energy over multiple cycles — if I push a child on a swing, his average position doesn't move away from me — or are going in the wrong direction.

«Modelling studies are also in moderately good agreement with observations during the first half of the 20th century when both anthropogenic and natural forcings are considered, although assessments of which forcings are important differ, with some studies finding that solar forcing is more important (Meehl et al., 2004) while other studies find that volcanic forcing (Broccoli et al., 2003) or internal variability (Delworth and Knutson, 2000) could be more important... The mid-century cooling that the model simulates in some regions is also observed, and is caused in the model by regional negative surface forcing from organic and black carbon associated with biomass burning.

As for sea level rise: we see 30 years of steep global temperature rise during a time when, according to Spencer Weart, whose views on this matter are shared by most if not all climate scientists, «the temperature rise up to 1940 was... mainly caused by some kind of natural cyclical effect, not by the still relatively low CO2 emissions...» (from «The Discovery of Global Warming,» by Spencer Weart — https://history.aip.org/climate/co2.htm)

The paragraphs above the figure note that «The rise takes place during a period when, according to the IPCC report, the anthropogenic effect of global warming is evident above the background variations from natural causes» and «We are not aware of any global climate models that predicted the reversal of slope that we observe».

That it's not all bad news when it comes to the graded death benefit policies because in most cases, if an insured dies from «natural» causes during the graded death benefit period, most guaranteed life insurance policies (or at least the ones we offer here at TermLife2Go) will have some «reimbursement program» whereby the insured's beneficiary will receive back some if not all of the premium payments that the insured paid plus some type of additional interest earns as well.

Should you die from a «natural» cause during the first 2 years (or possibly 3 depending on which insurance carrier you choose), your guaranteed life insurance policy would NOT pay a death benefit.

If death occurs from natural causes (not accidental) during your policy's first two years, you will receive all premiums you paid plus 20 percent.

You see, what a graded death benefit does is protect an insurance company from having to pay out a guaranteed acceptance life insurance policy during the first couple of years (generally 2 - 3 years) should the insured die from a natural cause.

During this period of time, the life insurance policy will pay out in full in the event that the insured dies from an accidental cause (such as: slip and fall, motor vehicle accident, victim of crime, etc, etc...) but the policy will not cover the insured in the event of an natural cause of death during that first 2 year pDuring this period of time, the life insurance policy will pay out in full in the event that the insured dies from an accidental cause (such as: slip and fall, motor vehicle accident, victim of crime, etc, etc...) but the policy will not cover the insured in the event of an natural cause of death during that first 2 year pduring that first 2 year period.

Now these Graded Death Benefits will typically vary from one insurance carrier to the next but they will all typically include some period of time during which the new life insurance policy will not cover the insured for NATURAL CAUSES of death.

If death occurs from natural causes (not accidental) during the policy's first two years, the beneficiary will receive all premiums you paid plus 20 percent.