Sentences with phrase «from other investment plans»

Not exact matches

the Company's share repurchase plans depend on a variety of factors, including the Company's financial position, earnings, share price, catastrophe losses, maintaining capital levels commensurate with the Company's desired ratings from independent rating agencies, funding of the Company's qualified pension plan, capital requirements of the Company's operating subsidiaries, legal requirements, regulatory constraints, other investment opportunities (including mergers and acquisitions and related financings), market conditions and other factors.

Plus, it might not be a worthwhile investment — you might not be able to use it in any other country, and oftentimes you can't add credits to the plan from outside of the country where you bought it.

It will take a bit of planning to keep your documents safe from others, the elements and even time, but with the right planning and a bit of an investment, you can rest easy knowing your documents are as safe as you can make them.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

The four conglomerates originated in different sectors, but their underlying business model is the same: cultivate powerful allies in the Communist Party; use those relationships to win regulatory and property concessions; gather investment from friends, family and other proxies of party elites into a murky, unregulated private holding company; borrow heavily from state - owed banks and other sources to finance prodigious growth plans; invest as aggressively as possible in stock and property overseas as a hedge against slower growth in China and the risk of a weaker Chinese currency.

If outside investment or loans are sought, whether from venture capitalists or bankers or others, a business plan is essential.

The rule is intended to discourage brokers and other financial professionals from putting retirement - plan assets into products that pay high commissions or profit - sharing compensation to the brokers — a practice that's currently legal as long as the investments can be portrayed as «suitable» for the customer.

Many low - cost investment advisers have since pivoted to serve other financial institutions (i.e., retirement plan providers), with many shifting away from the direct - to - consumer approach altogether.

Pick from a wider range of investment choices than what's offered by most 401 (k) s and other employer retirement plans.

In the absence of an exemption, investment advice fiduciaries would be statutorily prohibited under ERISA and the Code from receiving compensation as a result of their investment advice, and from engaging in certain other transactions, involving plan and IRA customers.

I'm crunching on other stuff so this will be brief, but I've been reading a fair bit of commentary about how Trump's fiscal plans — infrastructure investment and tax cuts — won't help the economy; «they'll be recessionary, they'll deliver higher inflation and interest rates, they'll force the Fed to move from brake - tapping to brake - slamming.»

A typical 401 (k) plan returns from 5 % to 8 % based on a portfolio of 60 % stocks and 40 % bonds and other conservative investments.

While excellent planning around investments, estate planning, and other technical aspects is a key piece of sustaining wealth, we have found (and the research shows) that it's not enough on its own to prevent loss of wealth from generation to generation.

The DOL describes surrender charges as «fees an insurance company may charge when an employer terminates a contract (in other words, withdraws the plan's investment) before the term of the contract expires or if you withdraw an amount from the contract.

News of Walmart's investment was cheered by supporters of the tax plan, which slashes the U.S. corporate tax rate from 35 percent to 21 percent and includes other features expected to generate windfall profits for companies.

The proposed rule would also prevent brokers from taking into account the fees they receive for investment advice when assisting with selecting investments for 401 (k) plans and other retirement accounts, Saunders says.

(Tweet This) The number of workers who have $ 1 million or more saved in 401 (k) or other workplace retirement plans provided by Fidelity Investments nearly doubled from 2012 to...

For me, it was a like a real eye opener, right from how it's very important to have a Financial Plan and have an objective for investing, to Goals, having Patience and confidence on your stocks, when is the right time to invest, valuations, how and why small investors should invest, how to not let your judgment be clouded by others, teaching investment as an ART to our children, and how to avoid the pitfalls of investing.

The widely anticipated plan (Science, 15 January, p. 302) follows up on an August 1998 report from a presidential task force urging a greater investment in the kind of basic computing that produced the Internet and other digital breakthroughs.

One of the great things about investments within a TFSA is that money taken from the plan does not claw back against other income - tested benefits.

This could come from investments, Canada Pension Plan, Old Age Security, or any other source - as long as it's completely passive.

However, with the ongoing shift from the defined - benefit to defined - contribution plans, careful (and individualized) planning of retirement asset allocation in employer - sponsored plans and IRAs as well as other personal investments is evermore important.

This method differs from other types of systematic investment plans in that the monetary amount used every month is identical instead of the number of shares purchased.

Transfers from other investment options and / or direct transfers / direct rollovers from previous retirement plans

The Guaranteed Transfer Withdrawal Rate is applied to all investment option transfers from the Non-Personal Income Benefit Investment Options to the Personal Income Benefit variable investment options, contributions made in a lump sum (including amounts attributable to contract exchanges and direct transfers from other funding vehicles under the Plan) and investment option transfers from the Non-Personal Income Benefit Investment Options to the Personal Income Benefit variable investment options, contributions made in a lump sum (including amounts attributable to contract exchanges and direct transfers from other funding vehicles under the Plan) and Investment Options to the Personal Income Benefit variable investment options, contributions made in a lump sum (including amounts attributable to contract exchanges and direct transfers from other funding vehicles under the Plan) and investment options, contributions made in a lump sum (including amounts attributable to contract exchanges and direct transfers from other funding vehicles under the Plan) and rollovers.

Income from pensions, 401k plans, IRAs and other qualified retirement plans is excluded from the definition of investment income for purposes of this tax.

He has a good defined benefit pension plan, and when he retires he expects a healthy income from his pension and other investments.

With index - tracking exchange - traded funds charging fees that are far less than actively managed mutual funds, the higher - cost investment options that AllianceBernstein (NYSE: AB), Hartford Financial (NYSE: HIG), and other active - management firms have within some 529 plans come under greater pressure from the state board established to oversee the plans.

From tax planning and investment management, to wealth preservation plans, establishment of foundations, and other philanthropic entities, Excel Tax & Wealth Group offers its clients a full range of tax, financial and estate planning services.

Even if you've done well outside of your RRSP and have income coming from either other investments or your TFSA, it's easy to plan ahead of time with those.

Additionally, we may also collect and store financial data from your individual retirement account (s), 401 (k) plan and other workplace retirement plan accounts, brokerage accounts and mutual fund accounts, including account numbers, account access information, identity of financial service providers, investment holdings, fee billings and deductions, purchases, sales and other transactions.

A financial review is a meeting in which you and a Financial Professional1 from HSBC Securities will review your current finances, investment goals, risk tolerance, liquidity needs, time horizon, income, investment experience and other relevant factors so that your Financial Professional can clearly understand what motivates your investing plans.

It's also worth mentioning that while the implications of being married or common - law are identical from a tax perspective, that's not always the case when it comes to other financial milestones like estate planning, insurance, joint investments etc..

It calculates forward based on your current savings rate (and a bunch of other assumptions) to find out how long your money will last under that plan, and also estimates backwards from your budget needs, accumulation years investment returns, and a sustainable withdrawal rate to rough out how much you should be saving (annually).

However, under Sec. 1411 (c)(5), net investment income does not include distributions from a Roth or traditional IRA (or other specified qualified plans)-- another reason for higher - income taxpayers to favor an IRA as a gold investment vehicle.

Research from Cerulli Associates finds that qualified retirement plans and other institutional investors remain enthusiastic about leveraging collective investment trusts (CITs)-- resulting in strong growth and innovation in the space.

If I transfer assets out of the Plan and into an IRA I understand that: (i) those assets will no longer be subject to the protections of ERISA, (ii) I alone will be making investment decisions about those assets and will not be able to rely on the plan sponsor or any other person with ERISA fiduciary responsibilities, (iii) depending on the investments and services selected for the IRA, I may pay more in transaction costs than when the assets are in the Plan, and (iv) if I am between the age of 55 and 59.5, I would lose the ability to potentially take penalty - free withdrawals from the plan, (v) if I continue working past age 70.5 and transferred my plan assets to my new employer's plan, I would not be subject to required minimum distribution, and (iv) if I hold appreciated company stock, I understand any potential tax benefits that may have been available to me (e.g. net unrealized appreciatiPlan and into an IRA I understand that: (i) those assets will no longer be subject to the protections of ERISA, (ii) I alone will be making investment decisions about those assets and will not be able to rely on the plan sponsor or any other person with ERISA fiduciary responsibilities, (iii) depending on the investments and services selected for the IRA, I may pay more in transaction costs than when the assets are in the Plan, and (iv) if I am between the age of 55 and 59.5, I would lose the ability to potentially take penalty - free withdrawals from the plan, (v) if I continue working past age 70.5 and transferred my plan assets to my new employer's plan, I would not be subject to required minimum distribution, and (iv) if I hold appreciated company stock, I understand any potential tax benefits that may have been available to me (e.g. net unrealized appreciatiplan sponsor or any other person with ERISA fiduciary responsibilities, (iii) depending on the investments and services selected for the IRA, I may pay more in transaction costs than when the assets are in the Plan, and (iv) if I am between the age of 55 and 59.5, I would lose the ability to potentially take penalty - free withdrawals from the plan, (v) if I continue working past age 70.5 and transferred my plan assets to my new employer's plan, I would not be subject to required minimum distribution, and (iv) if I hold appreciated company stock, I understand any potential tax benefits that may have been available to me (e.g. net unrealized appreciatiPlan, and (iv) if I am between the age of 55 and 59.5, I would lose the ability to potentially take penalty - free withdrawals from the plan, (v) if I continue working past age 70.5 and transferred my plan assets to my new employer's plan, I would not be subject to required minimum distribution, and (iv) if I hold appreciated company stock, I understand any potential tax benefits that may have been available to me (e.g. net unrealized appreciatiplan, (v) if I continue working past age 70.5 and transferred my plan assets to my new employer's plan, I would not be subject to required minimum distribution, and (iv) if I hold appreciated company stock, I understand any potential tax benefits that may have been available to me (e.g. net unrealized appreciatiplan assets to my new employer's plan, I would not be subject to required minimum distribution, and (iv) if I hold appreciated company stock, I understand any potential tax benefits that may have been available to me (e.g. net unrealized appreciatiplan, I would not be subject to required minimum distribution, and (iv) if I hold appreciated company stock, I understand any potential tax benefits that may have been available to me (e.g. net unrealized appreciation).

Previous research from Strategic Insight shows ETFs hold only a small fraction of defined contribution (DC) retirement plan assets, but the ETF vehicle has finally found a point of entry into the DC market as an underlying investment within other vehicles, such as target - date mutual funds (TDFs).

Most 401 (k) plans in the sample that have a mutual fund trustee adopt an open architecture, whereby investment options include not only funds from the trustee's family but from other mutual fund families as well.

Indeed, the percentage of pension - plan assets invested in stocks dropped from 60 percent to 55 percent during 2007, representing a shift of almost $ 60 billion worth of plan assets from equities into fixed - income and other investments, according to the firm's study of the 100 U.S. public companies with the biggest defined - benefit pension assets whose 2007 annual report was released by March 15, 2008.

Such carryforward amounts could include net capital losses or other losses from prior years, unused registered retirement savings plan (RRSP) contributions, unclaimed charitable donations (as described further below), unused tuition, education and textbook amounts, interest on student loans, resource pool balances and investment tax credits.

You can contribute by automatic investment, check or moving assets from other 529 savings plans.

If you or your beneficiary live outside of Maryland, you should compare Maryland 529 to any college savings program offered by your home state or your beneficiary's home state, which may offer state tax or other state benefits such as financial aid, scholarship funds, and protection from creditors that are only available for investments in such state's 529 plan.

Retirement Income Calculator This tool from T. Rowe Price allows you factor in your savings, investments, Social Security payments and other info and then uses Monte Carlo simulations to determine whether you have enough resources to support your planned lifestyle throughout retirement.

Distributions from Qualified plans (IRAs, 403 (b) s, 401 (k) s and others) are not considered investment income.

The companies explained that while model portfolios are attractive from a participant perspective, they involve considerable additional administrative and operational work at the level of each plan, not to mention problems caused by fund closures, investment minimums, redemption fees and other matters.

There's a lot to like in 401 (k) and other employer - sponsored savings plans, such as the ability to choose your own investments from a range of investment options, a chance to save pre-tax dollars, an easy way to save for retirement, and the possibility of «free money» from an employer contribution.

Automatic Withdrawal Plan: If your individual account, IRA or other qualified plan account has a current account value of at least $ 50,000, you may participate in the Funds» Automatic Withdrawal Plan, an investment plan that automatically moves money to your bank account from the Funds through the use of electronic funds transfPlan: If your individual account, IRA or other qualified plan account has a current account value of at least $ 50,000, you may participate in the Funds» Automatic Withdrawal Plan, an investment plan that automatically moves money to your bank account from the Funds through the use of electronic funds transfplan account has a current account value of at least $ 50,000, you may participate in the Funds» Automatic Withdrawal Plan, an investment plan that automatically moves money to your bank account from the Funds through the use of electronic funds transfPlan, an investment plan that automatically moves money to your bank account from the Funds through the use of electronic funds transfplan that automatically moves money to your bank account from the Funds through the use of electronic funds transfers.

Our financial planners coordinate the financial planning process through our Wealth Management Division, working closely with you and leveraging other areas of experience in our organization, from investments to trust to risk management.

Having a Solo 401k plan has some big advantages, you can borrow from your 401k, or participate in a variety of other non-traditional investments like Real Estate, ETF's, stocks, futures, FOREX, etc..