Exclusions If you commit suicide within one year
from the policy inception date, the plan will be void and only 80 % of the premiums paid will be payable as death benefit.
The waiting period clause is a specified period (usually 90 days)
from the policy inception, for which the illnesses are not covered.
If the life assured commits suicide within twelve months
from the policy inception date then automatically the contract comes to an end.
Suicide exclusion under Death Benefit: - In case the insured member commits suicide whether sane or insane, within 12 months
from the policy inception date or from the date of inception of the member under the group insurance scheme, whichever is later, then higher of 80 % of the premiums paid or surrender value in respect of concerned insured member is payable to the nominee / beneficiary.
In case the insured member commits suicide whether sane or insane, within 12 months
from the policy inception date or from the date of inception of the member under the group insurance scheme, whichever is later, then higher of 80 % of the premiums paid or surrender value in respect of concerned insured member is payable to the nominee / beneficiary.
Others allow insurers to cancel policies for any reason during a certain time period, such as 60 days
from the policy inception date.
The insured is provided with a free look period of 30 days
from the policy inception date.
The accountant will complete the form based on your prior, current and interim financial statements and will make a liberal estimate of your future «Gross Profit» to ensure the sum insured is enough to pay losses at least two years
from the policy inception.
Surrender Charge Typically applicable to adjustable life, indexed universal life, and variable universal policies, a generally declining schedule of charges against the cash value may be imposed on the policy for a certain number of years
from policy inception if the policy is surrendered, the death benefit is reduced, or in some instances, the surrender charge is taken into account in the monthly calculation to determine if the policy is still in force.»
Not exact matches
From the
inception of the inflation - targeting regime, the press releases have made explicit reference to the inflation target as the primary justification for the monetary
policy decision.
The US's own experience in introducing diversity targets illustrates the time lag that many times characterizes
policy implentations
from time of
inception, underscoring the need for effective incentives
from the start.
When the Catholic church is examined carefully
from its
inception down through the centuries till now, it can be likened to a beast that has sought to control everyone through fear and intimidation, as during the Crusades and Inquisitions, slaughtering those who disagreed with its «
policies» and beliefs, such as the unscriptural doctrine of the trinity.
Certainly, the urge to get women involved some 60 years ago can not be downplayed with the involvement of Dr. Nkrumah himself in affirmative action
policies and appointment of women propaganda secretaries and organisers right
from inception of his government, It is remarkable that parliament under the CPP in 1960 passed Representation of the People (Women Members) Bill into law which amongst others made it possible for women to stand for parliamentary elections unopposed and subsequently saw the election of first ten female parliamentarians into the first session of the first parliament.
Dr. Kass teaches the Bloomberg School of Public Health's course on U.S. and International Research Ethics and Integrity, she served as the director of the School's PhD program in bioethics and health
policy from its
inception until 2016, and she has directed (with Adnan Hyder) the Johns Hopkins Fogarty African Bioethics Training Program since its
inception in 2000.
By way of history,
from its
inception in 2004 until the creation of Education Sector in 2005 this blog was hosted by the Progressive
Policy Institute.
From the consortium's inception, the states in the Partnership for Assessment of Readiness for College and Careers (PARCC) common assessment consortium have been committed not only to developing a high - quality, next - generation assessment aligned to the Common Core State Standards (CCSS), but also to engaging state experts in every way possible — from the development of assessment policies to laying the groundwork for making the assessments accessible to those in the classr
From the consortium's
inception, the states in the Partnership for Assessment of Readiness for College and Careers (PARCC) common assessment consortium have been committed not only to developing a high - quality, next - generation assessment aligned to the Common Core State Standards (CCSS), but also to engaging state experts in every way possible —
from the development of assessment policies to laying the groundwork for making the assessments accessible to those in the classr
from the development of assessment
policies to laying the groundwork for making the assessments accessible to those in the classroom.
From inception, Cedar Ed has been completely transparent with regard to its lender
policies, terms and provisions.
FOCU's petition echoed the arguments put forward by the student occupiers: «The college has illegitimately been made to adopt the
policy of tuition as a result of a top - down administrative structure that,
from [its]
inception, relied on disregarding the voices and contributions of students, faculties, and the community at large in vital decision - making processes.»
[60] I am therefore of the view, for all the foregoing reasons, that the legislative process,
from its very
inception where
policy options are discussed and developed to the actual enactment of a bill following its adoption by both Houses and the granting of royal assent by the Governor... [more]
From its
inception to the present, the WCAT / WSIAT has played a pivotal role in the adjudication process and in the development of compensation
policy.
Rachel Decoste has a wonderful overview of the evolution of Canada's immigration
policies from their decidedly racist
inception towards the multicultural ideals we've embraced in the Charter era.
Assurity found that the whole life
policy's cash value had a non-taxable gain of $ 106,439 which equaled an average 5.60 % internal rate of return every year
from inception.
Premium redirection facility is allowed
from the second
policy year to redirect future premiums into a different fund than that chosen at the time of
policy inception under this SBI child plan
Premium redirection facility
from second year such that future premiums go into a different fund than that chosen at time of
policy inception
The interest is paid only if the
policy has completed its 2 years
from the date of
policy inception to the date of death of the insured.
Any condition, ailment, injury or related condition (s) for which you have been diagnosed, received medical treatment, had signs and / or symptoms, prior to the
inception of your first
policy until 48 months
from the date of
inception.
The following list of medical conditions are not covered by the Bharti AXA Health Insurance plans for the first two years
from the date of
policy inception: -
Guarantee is applicable only when -
From date of
policy inception o the date of death of insured, the
policy should have completed 2 years.
Any condition, ailment, injury or related conditions for which the insured have been diagnosed, received medical treatment, had signs or symptoms, prior to the
inception of the
policy until 48 months
from the date of
inception.
Premiums will be allocated in two funds Equity Growth Fund II (an equity oriented fund) & Bond Fund (a debt oriented fund) at 75:25 ratio and the same will be re - balanced / re-allocated based on a pre-defined trigger event (15 % upward movement in NAV (unit price) of Equity Growth Fund II) since the previous rebalancing or
from the NAV (unit price) at the
inception of the
policy, whichever is later.
If returned, the
policy will be considered to be void
from inception.
The premiums are reviewable after five years
from the
inception of the Rider
Policy and every five years thereafter.
From its
inception at Lloyds in 1934 when it was first issued to Macy's, Inc, the D&O
policy has undergone a gradual evolution to evolve into a comprehensive cover today with a global market size estimated at approximately $ 10 billion.
If no claim has been made during the first
policy year, the Original Sum Insured opted for at the
inception of the
policy shall increase by 10 % p.a. starting
from the first
policy anniversary
In case of death due to suicide within 12 months
from the date of
inception of the
policy or from the date of revival of the policy, the nominee or beneficiary of the Policyholder shall be entitled to Fund Value / Policy Account Value, as available on the date of
policy or
from the date of revival of the
policy, the nominee or beneficiary of the Policyholder shall be entitled to Fund Value / Policy Account Value, as available on the date of
policy, the nominee or beneficiary of the Policyholder shall be entitled to Fund Value /
Policy Account Value, as available on the date of
Policy Account Value, as available on the date of death.
Suicide: If the life assured commits suicide within one year
from the date of
inception of the
policy, 80 % of the Premium paid will be payable to the nominee or beneficiary / legal heirs, provided the
policy is in - force.
Having said that, if the life assured commits suicide within the first 12 months
from the date of
inception of the
policy or the date of revival of the
policy, then there is no payout.
If the life assured commits suicide within 12 months
from the date of
inception of the
policy, 80 % of the Premium paid will be payable to the nominee or beneficiary / legal heirs, provided the
policy is in - force.
If the Life Assured dies in the 5th year
from the
inception of the
policy, the effective sum assured is Rs. 1.25 crore @ 5 % p.a.
A waiting period of 15 days
from the date of
inception of
policy is applicable in the first
policy year.
Suicide Exclusion: If the Life Assured commits suicide within 12 months
from the date of
inception of the
policy, the nominee or beneficiary shall be entitled to higher of 80 % of the premium paid or Surrender Value.
In case of any unfortunate event, if the husband dies in the 5th year
from the
inception date of the
policy issuance during the
policy period, the surviving partner will receive the sum assured of Rs. 1 crore as a lumpsum.
Suicide Exclusion: If the life assured commits suicide, whether sane or insane, within 12 months
from the date of
inception or revival of the
policy, 80 % of the premiums received (excluding extra mortality premium) will be payable.
4 years waiting period for pre-existing diseases, 30 days waiting period for any diseases
from the
inception of the
policy, 2 year waiting period for specific diseases, etc
The following list of medical conditions are not covered by the Future Generali Health Insurance plans for the first two years
from the date of
policy inception: -
This varies
from policy to
policy and also on the
policy tenure chosen at the time of
policy inception.
Also if you surrender the
policy during the initial years, say 2 or 3 years
from its
inception, the surrender value would be approximately 30 % of the premiums paid to date.
This is due to the fact that the money back benefits are paid out in increasing amounts once the
policy has completed three years
from inception.
Additionally, claims can not be made before 90 days
from inception of the
policy.
30 days waiting period for any diseases
from the
inception of the
policy, Pre-Existing Conditions not covered until 4 years of coverage for the Insured person have elapsed