Sentences with phrase «from policy issue»

It is stated in the provision that if the insured person is covered with life insurance and dies because of suicide within two years from the policy issue date, then beneficiaries can not collect any death benefit.

A 15 days» free look period, from the policy issue date, is provided to the insured under which he / she can cancel the policy if he / she is dissatisfied with the terms and conditions of the policy.

Waiting period of 2 years from policy issue or revival date for hospitalizations due to the following:

If the life assured commits suicide within one year from the policy issue date or reinstatement date, the nominee will be entitled to 80 % of the premiums paid, provided the policy is in force.

These policies allow this conversion up to the insured's age 65, or 5 years from policy issue, depending on the particular policy.

Convertible policies can generally be converted to permanent policies within a specified period of time from policy issue, without providing new evidence of insurability (unless you increase your benefits).

Contestability period: This is a set amount of time, typically two years from the policy issue date, when the insurer confirms details of your personal information and policy and may contest and deny claims.

All insurance companies have a period of two years from the policy issue date during which statements made on the application can be challenged for misstatement should death occur within that period.

On that schedule, you would have to survive for two years from the policy issue date before your family sees 100 % of the benefit.

Contestable Clause All insurance companies have a period of two years from the policy issue date during which statements made on the application can be challenged for misstatement should death occur within that period.

This clause states that coverage will be denied if the policy holder commits suicide within a given time period from the policy issue date.

I find it hard to separate the current debate from the policy issues, as suggested in this post, because the fuel of the debate is exactly the implications of the science, namely what policy should be adapted.

NOTE: This is a major change from policies issued pre-2014.

Only upto two dependent children spouse and self can benefit from policies issued under floater basis.

Not exact matches

Also, the lawyers can review the company policy concerning employee relationship to and the «love contract» to protect everyone involved from sexual harassment issues.

«We need a pro-growth policy environment from the government that provides a degree of certainty around longstanding issues that have proved frustratingly elusive to solve,» Dimon wrote in the new letter.

This time, the conversation often turned to how the world will cope if the U.S. refuses to lead on issues from international trade to human rights to environmental policy.

And while that issue is newly top - of - mind for many voters, some bedrock economic policy issues also deserve attention from the candidates during their last in - person exchange of the year:

The provocative documentary, Inside Job, brought embarrassing attention to professors who profit from unreported consulting and directorship deals with companies and organizations and then weigh in as «objective» observers on key policy issues in economics and financial regulation.

«From time to time, I will get called by the director general of export controls at Global Affairs Canada, asking for my feedback regarding a policy issue.

Social - media policies are designed to keep companies and employees safe from legal and regulatory actions, employment termination, and reputation - management issues.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

Even if the tech industry generally has a cluster of policy, regulatory, and economic issues it might want to raise with Trump, ranging from visas to the insourcing of manufacturing, Musk is unlikely to miss the opportunity to draw a line in the sand.

The problem, he says, is that Trump has turned the race into «more of a celebrity sweepstakes» that focuses on one candidate's personality while ignoring a host of important policy issues, from income inequality and health care to job creation.

Trump's reckless and uninformed positions on critical issues — from immigration to our economy to foreign policy — have made it abundantly clear that he lacks both the policy depth and sound judgment required as President.

As the industry grapples with policy issues from immigration to Obamacare, new trends are on the rise.

Bruce Freed from the Center for Political Accountability told Fortune, «Many companies use the Chamber as a cover for tax issues and shaping tax policy to benefit them.»

«The [U.S. Equal Employment Opportunity Commission] enforces the ADEA and considers the ADEA to prohibit an employer from using neutral employment policies and practices that have a disproportionately negative impact on applicants or employees age 40 or older, if the policies or practices at issue are not based on a reasonable factor other than age,» writes Elliot at VirginiaWorkplaceLaw.com.

The issue seemed to stem from Delta's policy that «all tickets are nontransferable per the fare rules.

The attractiveness of European banks is being affected by: They are late in the cycle compared to U.S. banks, they have yet to deal with legacy issues from the crisis, and the ECB is still in a state of accommodative policy.

There are three main factors affecting the attractiveness of European banks, according to analysts: They are late in the cycle compared to U.S. banks, they have yet to deal with legacy issues from the crisis, and the ECB is still in a state of accommodative policy, which limits banks» returns.

Important factors that could cause our actual results and financial condition to differ materially from those indicated in the forward - looking statements include, among others, the following: our ability to successfully and profitably market our products and services; the acceptance of our products and services by patients and healthcare providers; our ability to meet demand for our products and services; the willingness of health insurance companies and other payers to cover Cologuard and adequately reimburse us for our performance of the Cologuard test; the amount and nature of competition from other cancer screening and diagnostic products and services; the effects of the adoption, modification or repeal of any healthcare reform law, rule, order, interpretation or policy; the effects of changes in pricing, coverage and reimbursement for our products and services, including without limitation as a result of the Protecting Access to Medicare Act of 2014; recommendations, guidelines and quality metrics issued by various organizations such as the U.S. Preventive Services Task Force, the American Cancer Society, and the National Committee for Quality Assurance regarding cancer screening or our products and services; our ability to successfully develop new products and services; our success establishing and maintaining collaborative, licensing and supplier arrangements; our ability to maintain regulatory approvals and comply with applicable regulations; and the other risks and uncertainties described in the Risk Factors and in Management's Discussion and Analysis of Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on Form 10 - Q.

Other countries have explicitly no policy apart from general competition law or sector regulation they believe could deal with any issue that may arise.

David Meyer (@superglaze) is a technology writer based in Berlin, covering issues ranging from policy and privacy to emerging technologies and markets.

At the same time they force the mainstream parties to adjust their policies to attract votes away from the smaller groups, so the very issues that make nationalist groups popular tend to be absorbed into the mainstream.

Big Idea: Having gone from helping a couple of students incorporate their company to Sillicon Valley's most powerful lawyer, Drummond has a front - row seat to history, overseeing the search giant's corporate deals as well as the public - policy issues embroiling the search giant around privacy and national security.

Cruz and his wife, Heidi, mingled with the crowd, delivered joint remarks for more than an hour, prayed with the audience for some 90 minutes more and took questions on everything from foreign policy to faith to economic issues.

An analysis of how taxpayers would be impacted by the bill from the nonpartisan Tax Policy Center issued on Monday was later withdrawn due to an error.

But the the party also remains divided on some policy basics and it remains to be seen how deeply Trump's victory will rewire Republican thinking on issues from immigration reform to trade.

To illustrate the issue, over the past 20 years, the cost of a new drug per year of a patient's life has risen from $ 50,000 to $ 250,000 after adjusting for inflation, according to Peter Bach, director of the Center for Health Policy and Outcomes at Memorial Sloan Kettering, who also spoke at the conference.

But many customer service representatives want to avoid conflict, trying to turn attention away from the issue at hand by deflecting the customer's complaint and routinely reciting «company policies.»

Bluetooth and biometric ticketing were two technologies being looked at, he added, although we remain «a long way away» from seeing such a system due to both technology and policy issues.

December 2002 (769 kb PDF file): Research summaries on IMF conditionality and country ownership of reforms and on public policies and the Millennium Development Goals; country / area study: Hong Kong SAR; summaries of conferences on challenges to central banking from globalized financial systems and on globalization in historical perspective; agenda of Third Annual IMF Research Conference; summary of September 2002 World Economic Outlook; visiting scholars at the IMF; contents of latest issue of IMF Staff Papers, other IMF research publications.

From supporting projects that I'm passionate about, such as being an advocate for gay rights, to drug policy reform, to using my voice and that of the Virgin Group to shine a spotlight on issues that I believe are unacceptable, such as poaching and the death penalty.

There is a point here quite separate from the issue of what monetary policy should be.

Many Republicans have tried to refrain from criticizing Trump on issues ranging from his foreign policy to his communication style, but they appear to be taking a harder line here — and it could cause a lasting rift between the White House and Capitol Hill.

While I understand that the NDP must feel intense pressure to capture votes — including from people who have never taken a course from John Smithin — I often wish that the NDP would show a bit more policy leadership on the issue of the deficit and debt. I was particularly disappointed during the 2008 federal election campaign when Mr. Layton stated, unequivocally, that the NDP would not run a deficit in the following year if elected (even though it was clear that Canada was entering a recession).

These results come from a survey of 1,848 Canadians conducted December 12 to 14, 2016, by Abacus Data at the request of Clean Energy Canada, measuring Canadians» views of climate and clean energy policy issues, including the new Pan-Canadian Framework on Clean Growth and Climate Change.

The current shift of the Baby Boomer bulge from work to retirement presents a huge challenge to the world's policy markers and the world needs to build its own financial seawall - a retirement seawall — to manage this issue.

The Review Group on Intelligence and Communications Technologies will examine the technical and policy issues that arise from rapid advances in global telecommunications, the White House said in a statement.