Without getting into too much detail, these are both new regulatory scenarios that, generally, require banks to hold more capital to buffer
from potential risks on CRE loans.
As a landlord, though, you still need to protect
yourself from potential risks.
Increasing coverage doesn't increase the cost very much, so it's important to take into account your actual needs, how much personal property you have, and how much liability coverage you need to protect your assets and future assets
from potential risks.
If the answer is «no», you should consult with an insurance broker to find out how you can best protect
yourself from any potential risks.
To protect your assets (vehicles, office space, equipment, inventory) and to protect your business
from potential risks, you need to get insurance.
There can't be an expectation that you have protected all future clients
from all potential risks, from all things technology could, because technology is moving way faster than people, let alone lawyers can even keep up with.
The new report acknowledges the debate over the suitability of comparison sites, but says its «starting point» is that they are likely to have «an increasing influence on consumer choice and so the focus as the market emerges should be on maximising the benefits while protecting consumers
from the potential risks».
This way lenders can protect
themselves from potential risks.
Increasing coverage doesn't increase the cost very much, so it's important to take into account your actual needs, how much personal property you have, and how much liability coverage you need to protect your assets and future assets
from potential risks.
Its main function is to protect your baby
from potential risks around them.
Covered by water - resistant materials, this mattress will create a safe and clean environment protecting your children
from potential risks.
A set of bills to give cryptocurrencies, including bitcoin and ethereum, legal grounds is being prepared by a South Korean lawmaker, a long - awaited move to protect South Koreans
from potential risks in transactions.
Instead of performing sophisticated, potentially expensive, dangerous and unethical experiments on a new product, it's a wise approach to adopt the prototyping technique that can save the company
from these potential risks.
Additionally, many of the existing businesses are not protected
from potential risk of displacement as a result of the projected rezoning.
Not exact matches
Important factors that could cause actual results to differ materially
from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the
potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the
risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting
from cancellations, deferrals, or reduced orders by their customers or
from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations
from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover
from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition
from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to
potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the
risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
For Nathan, the most important takeaway
from earnings reports this season should be how honest management is regarding outlook and
potential risk overseas.
«The
potential for realising long - term benefits
from the shared services reform is still feasible, but there are
risks to be managed and significant challenges yet to be addressed - it will not be easy,» he said in the report.
Finally, the SEC's order finds that Yahoo failed to maintain disclosure controls and procedures designed to ensure that reports
from Yahoo's information security team concerning cyber breaches, or the
risk of such breaches, were properly and timely assessed for
potential disclosure.
And that's not including the
potential savings
from mitigating
risk: «If one of our fridge stopped working in the middle of the night for eight hours and someone got sick?
The report, co-written with
risk - modeling firm Cyence, examined
potential economic losses
from the hypothetical hacking of a cloud service provider and cyber attacks on computer operating systems run by businesses worldwide.
Actual results and the timing of events could differ materially
from those anticipated in the forward - looking statements due to these
risks and uncertainties as well as other factors, which include, without limitation: the uncertain timing of, and
risks relating to, the executive search process;
risks related to the
potential failure of eptinezumab to demonstrate safety and efficacy in clinical testing; Alder's ability to conduct clinical trials and studies of eptinezumab sufficient to achieve a positive completion; the availability of data at the expected times; the clinical, therapeutic and commercial value of eptinezumab;
risks and uncertainties related to regulatory application, review and approval processes and Alder's compliance with applicable legal and regulatory requirements;
risks and uncertainties relating to the manufacture of eptinezumab; Alder's ability to obtain and protect intellectual property rights, and operate without infringing on the intellectual property rights of others; the uncertain timing and level of expenses associated with Alder's development and commercialization activities; the sufficiency of Alder's capital and other resources; market competition; changes in economic and business conditions; and other factors discussed under the caption «
Risk Factors» in Alder's Annual Report on Form 10 - K for the fiscal year ended December 31, 2017, which was filed with the Securities and Exchange Commission (SEC) on February 26, 2018, and is available on the SEC's website at www.sec.gov.
The Union of Concerned Scientists (UCS), a non-profit based in Massachusetts, has identified a number of
potential risks posed by such crops, ranging
from introducing new allergens to the food supply to increasing antibiotic resistance in humans and animals.
Actual results, including with respect to our targets and prospects, could differ materially due to a number of factors, including the
risk that we may not obtain sufficient orders to achieve our targeted revenues; price competition in key markets; the
risk that we or our channel partners are not able to develop and expand customer bases and accurately anticipate demand
from end customers, which can result in increased inventory and reduced orders as we experience wide fluctuations in supply and demand; the
risk that our commercial Lighting Products results will continue to suffer if new issues arise regarding issues related to product quality for this business; the
risk that we may experience production difficulties that preclude us
from shipping sufficient quantities to meet customer orders or that result in higher production costs and lower margins; our ability to lower costs; the
risk that our results will suffer if we are unable to balance fluctuations in customer demand and capacity, including bringing on additional capacity on a timely basis to meet customer demand; the
risk that longer manufacturing lead times may cause customers to fulfill their orders with a competitor's products instead; the
risk that the economic and political uncertainty caused by the proposed tariffs by the United States on Chinese goods, and any corresponding Chinese tariffs in response, may negatively impact demand for our products; product mix;
risks associated with the ramp - up of production of our new products, and our entry into new business channels different
from those in which we have historically operated; the
risk that customers do not maintain their favorable perception of our brand and products, resulting in lower demand for our products; the
risk that our products fail to perform or fail to meet customer requirements or expectations, resulting in significant additional costs, including costs associated with warranty returns or the
potential recall of our products; ongoing uncertainty in global economic conditions, infrastructure development or customer demand that could negatively affect product demand, collectability of receivables and other related matters as consumers and businesses may defer purchases or payments, or default on payments;
risks resulting
from the concentration of our business among few customers, including the
risk that customers may reduce or cancel orders or fail to honor purchase commitments; the
risk that we are not able to enter into acceptable contractual arrangements with the significant customers of the acquired Infineon RF Power business or otherwise not fully realize anticipated benefits of the transaction; the
risk that retail customers may alter promotional pricing, increase promotion of a competitor's products over our products or reduce their inventory levels, all of which could negatively affect product demand; the
risk that our investments may experience periods of significant stock price volatility causing us to recognize fair value losses on our investment; the
risk posed by managing an increasingly complex supply chain that has the ability to supply a sufficient quantity of raw materials, subsystems and finished products with the required specifications and quality; the
risk we may be required to record a significant charge to earnings if our goodwill or amortizable assets become impaired;
risks relating to confidential information theft or misuse, including through cyber-attacks or cyber intrusion; our ability to complete development and commercialization of products under development, such as our pipeline of Wolfspeed products, improved LED chips, LED components, and LED lighting products
risks related to our multi-year warranty periods for LED lighting products;
risks associated with acquisitions, divestitures, joint ventures or investments generally; the rapid development of new technology and competing products that may impair demand or render our products obsolete; the
potential lack of customer acceptance for our products;
risks associated with ongoing litigation; and other factors discussed in our filings with the Securities and Exchange Commission (SEC), including our report on Form 10 - K for the fiscal year ended June 25, 2017, and subsequent reports filed with the SEC.
Clearly, the plan is that you'll take on the
risk in exchange for a
potential greater payout down the road, but if you're not comfortable stepping away
from your cushy job and salary, entrepreneurship is most definitely not for you.
Without a doubt, government policies (Conservative, Liberal, B.C. Liberal, and B.C. NDP) have impacted the timelines,
risks and
potential future returns
from LNG facilities on the B.C. coast.
In their chart, SocGen lumped together broader political
risk, pointing to the numerous upcoming European elections,
potential spillover
from policy uncertainty in the EU, and «significant uncertainty» regarding future US policy.
Readers are cautioned that these forward - looking statements are only predictions and may differ materially
from actual future events or results due a variety of factors, including, among other things, that conditions to the closing of the transaction may not be satisfied, the
potential impact on the business of Accompany due to the uncertainty about the acquisition, the retention of employees of Accompany and the ability of Cisco to successfully integrate Accompany and to achieve expected benefits, business and economic conditions and growth trends in the networking industry, customer markets and various geographic regions, global economic conditions and uncertainties in the geopolitical environment and other
risk factors set forth in Cisco's most recent reports on Form 10 - K and Form 10 - Q.
«We have a very flexible real estate portfolio which gives us time to try to turn around underperforming locations, without the
potential burden of long - term losses that would otherwise prevent us
from taking these
risks,» he said.
This release contains forward - looking information about the Company's actions to enhance shareholder value, including their
potential benefits, that involves substantial
risks and uncertainties that could cause actual results to differ materially
from those expressed or implied by such statements.
These
risks and uncertainties include: Gilead's ability to achieve its anticipated full year 2018 financial results; Gilead's ability to sustain growth in revenues for its antiviral and other programs; the
risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the amount of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger than anticipated shift in payer mix to more highly discounted payer segments and geographic regions and decreases in treatment duration; availability of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings; market share and price erosion caused by the introduction of generic versions of Viread and Truvada, an uncertain global macroeconomic environment; and
potential amendments to the Affordable Care Act or other government action that could have the effect of lowering prices or reducing the number of insured patients; the possibility of unfavorable results
from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the levels of inventory held by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the benefits of the Sangamo partnership; Gilead's ability to submit new drug applications for new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or at all, for new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the
risk that physicians and patients may not see advantages of these products over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data
from clinical studies may not warrant further development of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to changes in its stock price, corporate or other market conditions; fluctuations in the foreign exchange rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other
risks identified
from time to time in Gilead's reports filed with the U.S. Securities and Exchange Commission (the SEC).
The city of Wuhu, a backwater three hours away
from Shanghai, is a symbol of China «s gaming
potential — as well as its
risks.
Chapters 2 and 3 examine developments in international banking and the
potential risks stemming
from the financial management industry.
Various considerations offer caution about getting too short, including the
potential resurgence of
risk asset volatility as market yields rise and / or as Washington events evolve — ranging
from the Mueller investigation to trade tariffs.
The only thing that holds me back
from using something like this is the
potential security
risk.
Left unchecked, these events had the
potential to lead to a widespread retreat
from risk - taking by investors, damaging the recovery in the world economy.
Important factors that could cause actual results to differ
from OnDeck's forward - looking statements are the
risks that OnDeck may not be able to manage its anticipated or actual growth effectively, that its credit models do not adequately identify
potential risks, and other
risks, including those under the heading «
Risk Factors» in OnDeck's Annual Report on Form 10 - K for the year ended December 31, 2016, its Quarterly Reports for the quarters ended June 30 and September 30, 2017 and in other documents that OnDeck files with the Securities and Exchange Commission, or SEC,
from time to time which are available on the SEC website at www.sec.gov.
With respect to downside
risks to the growth outlook, one that is hard to gauge is the
potential fallout
from the result of the recent U.K. referendum.
This makes sense given how bonds are structured, but I think many investors miss this point when they worry about the
potential risks from rising interest rates.
Disclosing the Facts: Transparency and
Risk in Methane Emissions focuses on the critical risk of methane emissions and how companies are managing methane reduction, reflecting rising investor concern that excessive methane emissions from oil and gas operations will undercut the potential net climate benefit of substituting natural gas for coal, especially in decarbonizing energy mark
Risk in Methane Emissions focuses on the critical
risk of methane emissions and how companies are managing methane reduction, reflecting rising investor concern that excessive methane emissions from oil and gas operations will undercut the potential net climate benefit of substituting natural gas for coal, especially in decarbonizing energy mark
risk of methane emissions and how companies are managing methane reduction, reflecting rising investor concern that excessive methane emissions
from oil and gas operations will undercut the
potential net climate benefit of substituting natural gas for coal, especially in decarbonizing energy markets.
When speaking with your clients about international opportunities and the
potential benefits of diversification, keep in mind that baby boomers are particularly at
risk from the home bias.
Such
risks and uncertainties include, but are not limited to: our ability to achieve our financial, strategic and operational plans or initiatives; our ability to predict and manage medical costs and price effectively and develop and maintain good relationships with physicians, hospitals and other health care providers; the impact of modifications to our operations and processes; our ability to identify
potential strategic acquisitions or transactions and realize the expected benefits of such transactions, including with respect to the Merger; the substantial level of government regulation over our business and the
potential effects of new laws or regulations or changes in existing laws or regulations; the outcome of litigation, regulatory audits, investigations, actions and / or guaranty fund assessments; uncertainties surrounding participation in government - sponsored programs such as Medicare; the effectiveness and security of our information technology and other business systems; unfavorable industry, economic or political conditions, including foreign currency movements; acts of war, terrorism, natural disasters or pandemics; our ability to obtain shareholder or regulatory approvals required for the Merger or the requirement to accept conditions that could reduce the anticipated benefits of the Merger as a condition to obtaining regulatory approvals; a longer time than anticipated to consummate the proposed Merger; problems regarding the successful integration of the businesses of Express Scripts and Cigna; unexpected costs regarding the proposed Merger; diversion of management's attention
from ongoing business operations and opportunities during the pendency of the Merger;
potential litigation associated with the proposed Merger; the ability to retain key personnel; the availability of financing, including relating to the proposed Merger; effects on the businesses as a result of uncertainty surrounding the proposed Merger; as well as more specific
risks and uncertainties discussed in our most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.cigna.com as well as on Express Scripts» most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.express-scripts.com.
Four firearms and 267 rounds of ammunition were ordered removed
from a 56 - year - old Lighthouse Point man who was determined to be a
potential risk to himself...
Canada's
potential trade deal with the European Union, if it is ambitious, could generate far more opportunities than
risks, according to a new report
from the C.D. Howe Institute.
If you're having a difficult time handling the
potential risks from rising interest rates, it could make sense to have your safe bucket in cash as opposed to bonds.
In setting base salaries at higher than pre-financial crisis levels and reducing target and maximum annual incentive compensation opportunities
from pre-financial crisis levels, the HRC intended to establish a more balanced relationship between fixed and variable annual compensation to reduce the focus on short - term performance and the
potential related
risks.
Watch the new State of the Markets video series featuring Stephen Lingard Franklin Quotential Portfolio Manager, as he shares investment highlights
from 2017, provides his analysis of current market trends and looks ahead at
potential risks and opportunities in 2018.
«We believe that over the short term, Greece's tourism industry will suffer
from political uncertainty, as
potential risks of domestic unrest deter visitors,» a report
from BMI Research published in February said.
«The impact
from potential floods are a major
risk identified in our study,» said Pitcairn, «and we welcome the collaborative approach announced by the Fraser Basin Council today, to implement an integrated regional flood management strategy.»
The announcement puts
potential new energy investments in British Columbia at greater
risk and raises the
potential for capital flight — and related job losses —
from B.C. in energy and resources.
American Airlines Group Inc., Delta Air Lines Inc., and United Continental Holdings Inc. are being asked by a group that advocates on behalf of flyers to report on
potential business
risks from cabin seats that are getting smaller while passengers get bigger.