Sentences with phrase «from standard insurance»

If you're struggling to get an affordable quote from standard insurance providers, you may have more luck with a specialist insurance provider.

Nonstandard insurance is for people who can not purchase from standard insurance companies because of a bad driving record smeared with accidents, tickets, prior DUI, and other reasons for age or vehicle type.

They are more expensive than policies that do require a medical exam, but are ideal for those who have a life threatening or terminal illness and can't find insurance coverage from a standard insurance carrier.

They are more expensive than policies that do require a medical exam, but are ideal for those who have a life threatening or terminal illness and can't find insurance coverage from a standard insurance carrier.

Not exact matches

Everything from the Payment Card Industry Data Security Standard (PCI DSS) to the Gramm - Leach - Bliley Act (GLBA) to Health Insurance Portability and Accountability Act (HIPAA) requirements.

CVS said it achieved this in part by excluding Valeant diabetes drug Glumetza from its standard formulary, or the list of drugs typically covered by insurance, because a generic version of the medication was available.

«The Company's employment practices liability insurance retention has grown to $ 1 million from $ 350,000, causing an unacceptable level of risk for the Company, and the premiums for this insurance are well outside of industry standards,» the letter said.

Second, DOL «then offers an exemption from this far - reaching prohibition — known as the best interest contract exemption (or «BIC» exemption)-- but conditions it on financial services firms and insurance institutions agreeing to subject themselves to fiduciary standards of conduct in contracts that they must enter into with their customers, as well as a range of other restrictions and requirements.»

These risks and uncertainties include food safety and food - borne illness concerns; litigation; unfavorable publicity; federal, state and local regulation of our business including health care reform, labor and insurance costs; technology failures; failure to execute a business continuity plan following a disaster; health concerns including virus outbreaks; the intensely competitive nature of the restaurant industry; factors impacting our ability to drive sales growth; the impact of indebtedness we incurred in the RARE acquisition; our plans to expand our newer brands like Bahama Breeze and Seasons 52; our ability to successfully integrate Eddie V's restaurant operations; a lack of suitable new restaurant locations; higher - than - anticipated costs to open, close or remodel restaurants; increased advertising and marketing costs; a failure to develop and recruit effective leaders; the price and availability of key food products and utilities; shortages or interruptions in the delivery of food and other products; volatility in the market value of derivatives; general macroeconomic factors, including unemployment and interest rates; disruptions in the financial markets; risk of doing business with franchisees and vendors in foreign markets; failure to protect our service marks or other intellectual property; a possible impairment in the carrying value of our goodwill or other intangible assets; a failure of our internal controls over financial reporting or changes in accounting standards; and other factors and uncertainties discussed from time to time in reports filed by Darden with the Securities and Exchange Commission.

Standard Life Aberdeen may return unit sale cashStandard Life Aberdeen PLC (SLA.LN) said Thursday that it is considering retuning a substantial amount of capital to shareholders from the 2.93 billion pound ($ 3.99 billion) sale of its insurance unit to Phoenix Group Holdings (PHNX.LN).

According to Fitch, it's pretty much everybody, from insurance agents and broker / dealers on over to registered investment advisors (RIAs) already under the fiduciary standard.

«It reflects the direction of travel for Standard Life,» given the company's move in recent years to build up its asset management arm and move away from insurance, said Liontrust fund manager Jamie Clark, which holds shares in the firm.

Term life insurance can be used to shield your heirs from debts or make sure your spouse can maintain their standard of living.

With representation that spans the political spectrum, from liberal states to conservative ones, getting agreement on a best interest standard for annuity sales was always going to be tough for the National Association of Insurance Commissioners.

Standard Life Aberdeen PLC (SLA.LN) said Thursday that it is considering retuning a substantial amount of capital to shareholders from the 2.93 billion pound ($ 3.99 billion) sale of its insurance unit to Phoenix Group Holdings (PHNX.LN).

Peter joins the ABI from Standard Life, where he was Head of Distribution Policy, and takes over from Alex Roy, who has left to take up a new post outside the insurance industry.

While about 33 % of beneficiaries are part of this system where insurance can negotiate, known as «Medicare Advantage», most Medicare beneficiaries receive benefits directly from the government agency involved which pays 106 % of the «standard price» for prescription drugs without negotiation.

At a roundtable talk with cab industry officials and state Assembly lawmakers in Manhattan today, Uber faced pushback from its taxi and livery car competition over a bill they argue would allow less stringent driver background checks, rider safety standards and insurance coverage than NYC requires for the app's drivers.

Amended and tentatively passed by the state Senate in one day in a 27 - 14 vote without any support from state Democrats, the bill would limit insurance coverage for abortions, require doctors to be present for the entire procedure, make gender - selective abortions illegal and require abortion clinics to meet the same licensing standards as surgical centers.

Your employer provided insurance exempts you from an individual mandate, and as such, minimum standards of care are not your concern.

Blodgett said the GOP bill blocks people with Medicaid from accessing preventive care at Planned Parenthood health centers, including birth control and cancer screenings; undermines Essential Health Benefits standards, including maternity coverage; and imposes a nationwide ban on private insurance coverage of abortion.

Supporters of the measure believe that in the end, separating primary care doctors from insurance standards will ultimately trickle down benefits to the healthcare industry.

Here we meet Freddie, Bruce and Snork, each playing standard roles of 1970's inert youth — apart from Freddie, who has been employed recently as a life insurance salesman.

Supporters of the measure believe that in the end, separating primary care doctors from insurance standards will ultimately trickle down benefits to the healthcare industry.

«[E] ach policy of aircraft accident liability insurance... shall specify that it shall remain in force, and may not be replaced, canceled, withdrawn, or in any way modified to reduce the minimum standards set forth in this part, or to change the extent of coverage by the insurer or the carrier, nor expire by its own terms in regard to coverage for the carrier in its common carrier operations in air transportation, until 10 days after written notice by the insurer (in the event of replacement, by the retiring insurer), or by the insurer's representative, or by the carrier to the Department... which 10 - day notice period shall start to run from the date such notice is actually received at the Department.»

The three family - friendly Honda vehicles — each earning the top crashworthiness ratings from the Insurance Institute for Highway Safety (IIHS) and equipped with a standard rearview camera — were selected out of hundreds of models for excelling in the key areas of safety, convenience features, performance and value.

, FREE 30 DAY GAP INSURANCE FROM INSURE THAT., Upgrades - Athletic Style Leather, DVD Sat Nav System, USB Connection, Standard Features - Climate Control, Upholstery Leather, In Car Entertainment (Radio / CD / MP3), Alarm, Computer (Driver Information System), Electric Windows (Front), Alloy Wheels (17in).

Already rated as a «Top Safety Pick +» by the Insurance Institute for Highway Safety (IIHS), the 2017 Highlander builds on its reputation for crash protection by supplying several newly standard technologies that are designed to prevent a collision from occurring in the first place.

ARLINGTON, Va. — Toyota Motor Corp. has racked up two more 2015 Top Safety Pick + awards from the Insurance Institute for Highway Safety — one for the Lexus ES, a luxury midsize car, and another for the Scion iA, a new minicar and the least expensive vehicle to come with standard front crash prevention.

ARLINGTON, Va. — The Lexus GS, equipped with standard side curtain airbags, earned the Insurance Institute for Highway Safety's top rating of good in a crash test that simulates a side impact from an SUV or pickup truck.

The redesigned and Toyota Avalon, both equipped with standard side airbags, earn top ratings of good in side crash tests that simulate an impact from an SUV or pickup truck, according to a news release from the Insurance Institute for Highway Safety.

Thanks to the strength of the frame and comprehensive package of standard safety equipment, including side - curtain air bags, the new F - 150 is engineered to earn top safety ratings from the National Highway Transportation Safety Administration and the Insurance Institute for Highway Safety.

The gold standard in safety is what luxury buyers expect and that means a Top Safety Pick Plus rating from the Insurance Institute of Highway Safety.

But since most individuals aren't up to the task of analyzing the finances and claims - paying ability of insurance companies, a more practical way to home in on strong insurers is to look for those that get high financial strength ratings — say, A + or better — from firms like A.M. Best and Standard & Poor's.

Standard home insurance policies typically provide reimbursement for an item's depreciated value, meaning that you receive less compensation from your insurance company than what you paid for your items.

Depending on the severity of your injuries from an accident, Gerber Life would pay out differing amounts of money, which is standard procedure for AD&D insurance.

Talk with your HR representative for more information about Dental insurance from The Standard.

Renters insurance is generally written on the HO - 4 policy form, which is derived from the standard HO - 3 policy form for homeowners, less coverage on the dwelling and a few other minor changes.

«Condo insurance is different from your standard home insurance,» says Saskia Matheson, spokesperson for Allstate Canada.

Level 3 — significant use of private firm - specific data, or public data not derived from the markets (think of a life insurance industry standard mortality table)

The policy covers most consequential losses resulting from covered perils, but Ebola is not a covered peril under a standard renters insurance policy.

While the HO - 4 policy form used for most tenant insurance is derived directly from the HO - 3 homeowners policy that's an industry standard, there's one major difference that impacts the price.

In this first scenario, let's use an individual who works from home and has a standard renters insurance policy.

When quoting from a standard HO - 4 renters insurance policy, the relevant text reads as follows:

When the standard insurance policy form is developed, it's written in such a way that the coverage can be expanded with endorsements, but provides bare minimum coverage from the policy form itself.

The auto insurance liability coverage from Acuity is quite standard.

Some life insurance carriers will give you a Preferred Plus rating even if one of your parents had a serious medical condition but did not die from it before the age of 60, while another carrier may tell that same applicant that they only qualify for Standard.

These premiums are expected to dramatically slow down new FHA from $ 218 billion in the current 2012 fiscal year that ends September 30 to $ 150 billion in FY 2013 as consumers continue to rely more heavily on standard Fannie Mae and Freddie Mac loans, which now have cheaper mortgage insurance.

Renters insurance in Petaluma from Effective Coverage comes standard with an endorsement to ensure that you get the cost to replace the personal property, rather than the actual cash value minus depreciation.

Flexible eligibility guidelines: Explorer can provide insurance to a range of drivers, from those with excellent driving records to those who have less than standard records