Sentences with phrase «full benefit at»

A widow or widower is eligible to start receiving reduced benefits on your record as early as age 60 and full benefits at their full retirement age.

Those teachers hired after Jan. 1 will be able to retire with full benefits at age 57 after 30 years of work.

As a member of VRS teachers are eligible to retire with full benefits at age 65 as long as they have worked a minimum of five years, and at any age if their age and years of service total at least 90.

North Carolina teachers can retire with full benefits at age 65 after 5 years of service, at age 60 after 20 years of service, or at any age after 30 years of service.

Brazilians need contribute for only 15 years to receive full benefits at age 65 (for men) or 60 (or women).

You can receive reduced benefits starting at age 60 or full benefits at your full retirement age.

If finding an auto insurance coverage offering full benefits at affordable rates stand as a problem then, consider relying upon the Internet for finding the best resources.

Not exact matches

The only retailer in the top 25, Costco slid in at No. 2, primarily because it provides great benefits for both its full - time and part - time employees.

You receive 100 percent of your retirement benefit if you claim at full retirement age — 66 or 67 for most individuals, depending on when you were born.

Some of the required $ 72,200 could come from Old Age Security (OAS), with full benefits going to Canadians at age 67 (the age is currently 65, but will be gradually raised to 67, starting in 2023), regardless of work history.

The outside firm can often cost less than the salary and benefits of a full - time employee and, at the same time, you may be getting a higher level of advice from a CPA or a tax accountant, the latter of whom usually is a licensed CPA and a lawyer specializing in tax law.

Let's say your monthly benefit at age 66, the current «full retirement age,» is $ 2,500.

As AARP explains, the older spouse claims retirement benefits at full retirement age and immediately suspends them.

Those with a full retirement age of 66, for example, would receive a 25 percent reduction in benefits if they start receiving benefits at age 62.

Likewise, if you start receiving spousal benefits at your full retirement age, you will collect 50 percent (the maximum) of the monthly benefit your spouse will receive if his or her benefits started at full retirement age.

This strategy is useful for dual - income couples in which each spouse qualifies for his or her own retired worker benefit, but one spouse must be at least full retirement age, AARP reports.

Here's how it works: The higher - earning (first) spouse files for benefits at full retirement age, enabling the other to file for spousal benefits as early as age 62 — which, again, amounts to half of what the first spouse is entitled to.

If the idea of taking the full - time business plunge and giving up your comfy salary and cushy benefits keeps you awake at night biting your nails, then perhaps a part - time business is best.

Kittle's initial plan was to file at or near her full retirement age, and invest the benefit while she continued to work.

For example, SSA estimates someone born in 1955 would receive 74.2 percent of their full monthly benefit by claiming at age 62, and 92.2 percent by claiming at age 65.

Claim at 70 or later, and you'd be entitled to 132 percent of your full monthly benefit.

The benefit here is that you have a web hosting provider that not only is built to run WordPress at full performance, but you will also have contact with a team that knows WordPress and can offer premium customer support in the process.

Currently, a retired worker can receive his / her «full» benefit if they start collecting monthly paychecks at the age of 66.

For seniors who don't drive much, they don't get the full benefit of low gas prices, said Max Gulker, a senior research fellow at the American Institute for Economic Research.

These risks and uncertainties include: Gilead's ability to achieve its anticipated full year 2018 financial results; Gilead's ability to sustain growth in revenues for its antiviral and other programs; the risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the amount of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger than anticipated shift in payer mix to more highly discounted payer segments and geographic regions and decreases in treatment duration; availability of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings; market share and price erosion caused by the introduction of generic versions of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect of lowering prices or reducing the number of insured patients; the possibility of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the levels of inventory held by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the benefits of the Sangamo partnership; Gilead's ability to submit new drug applications for new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or at all, for new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages of these products over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to changes in its stock price, corporate or other market conditions; fluctuations in the foreign exchange rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from time to time in Gilead's reports filed with the U.S. Securities and Exchange Commission (the SEC).

If you start receiving benefits as a spouse at your full retirement age, you will get 50 percent of the monthly benefit your spouse would receive if their benefits started at full retirement age.

Can you afford to «retire early» and claim benefits at age 62, should you wait until your full retirement age, or can you wait until age 70 in order to receive the largest possible monthly benefit?

This year, the Affordable Care Act provision requiring employers with at least 50 full - time equivalent employees to offer health benefits to full - time workers or pay a penalty took full effect.

The loophole allowed some married individuals to start receiving spousal benefits at full retirement age, while letting their own retirement benefit grow by delaying it.

If you start receiving spouse's benefits at age 62, your monthly benefit amount is reduced to about 32.5 percent of the amount your spouse would receive if their benefits started at full retirement age.

However, if the child is still a full - time student at a secondary (or elementary) school at age 18, benefits will continue until the child graduates or until two months after the child becomes age 19, whichever is first.

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your full retirement age, you will get 50 % of the monthly benefit your spouse would receive if his or her benefits started at full retirement age.

For example, my full retirement age is 67 and if I claim at age 62, the earliest age at which I can file for Social Security benefits, my benefit will be equivalent to 70 % of my full retirement age benefit.

Her late spouse's PIA is $ 1,473 in today's dollars and he claimed his benefit at his full retirement age.

However, if my full retirement age were 66 instead, and I claimed at age 62 or 70, then my benefit would be the equivalent of 75 % and 132 % of my full retirement age benefit, respectively.

The estimated Social Security benefit for workers retiring at full retirement age in 2018 is $ 1,404.

For 2018, the maximum monthly benefit payable to a newly retired worker at their full retirement age will be $ 2,788.

This average is then applied to a formula to determine your primary insurance amount, or PIA, which is your initial monthly benefit at full retirement age.

* A 60 - year - old couple who earned at or above the payroll tax ceiling their entire lives would get $ 31,972 each or $ 63,944 a year collectively if they began taking benefits at 66, which is their Full Retirement Age (FRA).

Ultimately, breakeven analysis isn't the only thing you should consider when making this important decision, but if all other things are held equal, it can help you decide if you should file for benefits at your full retirement age or not.

This strategy may work best if you're younger than full retirement age and you will have a low monthly benefit at FRA compared with that of your deceased spouse.

The survey of 903 adults aged 50 or older, who are either already retired or plan to retire in the next ten years, revealed those who began receiving Social Security income early report a lower average monthly payment ($ 1,190) than those who started at their full retirement age ($ 1,506) and those who delayed benefits until age 70 ($ 1,924).

I plan on taking Social Security at 66, because that will be full retirement age for me, and my wife will receive 50 % of my benefit when I claim it (the max she can get).

For example, if your benefit at the current full retirement age of 66 is $ 1,000 but you opt to claim at 62, it would be reduced to $ 750.

Here's how it works: A person files for Social Security retirement benefits at full retirement age, but then suspends payment of them.

thanks, and yes, a pittance of a pension and regular checkups keep us on budget and head off any problems — best decision i ever made (financial or otherwise) was serving our country doing search - and - rescue, oil and chemical spill remediation, etc. (you can guess the branch of service)-- along the way, frugal living, along with dollar - cost averaging, asset allocation, and diversification allowed us to retire early — Vanguard has been very good over the years, despite the Dot Bomb, 2002, and the recession (where we actually came out better with a modest but bargain retirement home purchase)... it's not easy building additional «legs» on a retirement platform, but now that we're here, cash, real estate, investments and insurance products, along with a small pension all help to avoid any real dependence on social security (we won't even need it at full retirement age)-- however, like nearly everybody, we're headed for Medicare in several years, albeit with a nice supplemental and pharmacy benefits — but our main concern is staying fit, active, and healthy!

«If they want to collect divorced spouse benefits at full retirement age and switch to their own later, they should say it in the comments.

However, the bipartisan introduction of H.R. 835 at a time when the country is in the midst of a polarized presidential election, can signal legislators on both sides of the aisle to believe that federal regulation of virtual currency and blockchain technology is necessary to ensure that consumers obtain the full benefit of these innovations.

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