Sentences with phrase «full percentage point higher»

If you go back 20 years, the average commission rate was a full percentage point higher,» he said.

They're roughly a full percentage point higher today than the 3.44 % low of Dec 2012.

Even at a full percentage point higher than where they are now, interest rates still would be well below long - term norms.

Over the past 15 years, the Vanguard fund's performance was almost one full percentage point higher than the average REIT fund.

For instance, a borrower with an LTV ratio of 95 % may be approved for a new mortgage, but the interest rate may be up to a full percentage point higher than a borrower with an LTV ratio of 75 %.

But after considering the impact of taxes, the taxable - equivalent yield (the return required on a taxable bond to make it equal to the return of a tax - exempt bond) of municipal bonds was a full percentage point higher, at 3.75 %, for investors in the highest (37 %) tax bracket.

Referencing NHTSA's latest seat belt use survey, Administrator Strickland also noted that the national seat belt use rate is slowly climbing toward full compliance, reaching an all time record of 85 percent in 2010, a full percentage point higher than in 2009.

If one country's test - score performance was 0.5 standard deviations higher than another country during the 1960s — a little less than the current difference in the scores between such top - performing countries as Finland and Hong Kong and the United States — the first country's growth rate was, on average, one full percentage point higher annually over the following 40 - year period than the second country's growth rate.

Unemployment in the Binghamton area in June stands at 5.4 percent, an increase from 5.2 percent in the last 12 months and nearly a full percentage point higher than the state average.

But after considering the impact of taxes, the taxable - equivalent yield (the return required on a taxable bond to make it equal to the return of a tax - exempt bond) of municipal bonds was a full percentage point higher, at 3.75 %, for investors in the highest (37 %) tax bracket.

By this time next year, short - term rates might be a full percentage point higher than today.

Not exact matches

The disintegration of investment in nonresidential structures and machinery and equipment subtracted almost a full percentage point from GDP; only 2009 and 1982 were worse in that regard, and neither of those years stand out as high points in Canada's economic history.

But the average rate on the 30 - year mortgage has jumped more than a full percentage point since May and was 4.57 per cent last week — just below the two - year high.

That's a full 13 percentage points higher than the second - ranked city — Montgomery, Alabama — where 64 percent of residents say they are very religious.

• Among African Americans, 26 % of those in the control group attended college full - time at some point within three years of expected high school graduation; among those in the treatment group, the voucher offer increased this rate by 7 percentage points, a 25 % increment.

Using the B&B: 08/12 data, we examine total debt - to - income ratios for individuals who are employed full - time in 2012 and not currently enrolled, and find that black students with graduate degrees have debt - to - income ratios that are 27 percentage points higher than white graduate degree holders (even after controlling for other characteristics such as parental education and income).

This comparison is likely to generate misleading conclusions for one simple reason, as the authors themselves point out on the first page of the executive summary and then again on page 57 of the full report: «the concentration of charter schools in urban areas skews the charter school enrollment towards having higher percentages of poor and minority students.»

For poor children, a twenty percent increase in per - pupil spending each year for all 12 years of public school is associated with nearly a full additional year of completed education, 25 percent higher earnings, and a 20 percentage - point reduction in the annual incidence of poverty in adulthood.

This is a full seven percentage points higher than the last study conducted by the Insurance Information Institute, and it's a step in the right direction.

It turns out he would have reaped an astounding average annual return that was a full 13.4 percentage points higher than the return on the average stock.

Mortgage rates today are nearly a full percentage point (100 basis points) higher than they were at the start of last year.

Such mortgages generally have fewer restrictions on them but typically charge significantly higher interest rates - often as much as three full percentage points above the best agency rates.

So while someone with an 800 credit score might only pay 3.5 percent on their mortgage, someone with a 650 or below may pay a full percentage point or more higher, which will likely equate to paying the lender tens of thousands of dollars more in interest over the life of the loan.

Compared to FHA home loans, conventional loans could increase rates by a full percentage point if a borrower's loan to value ratio exceeds a specified limit; in many cases, higher loan to value ratios can actually be enough to completely disqualify a mortgage applicant altogether.

Like the other cities on the list, its unemployment rate is a full percentage point below the national average, and it sports a high employee wage as well.

Average interest rates rose by a full tenth of a percentage point — pushing the national average to its highest level since early January.

This is a full seven percentage points higher than the last study conducted by the Insurance Information Institute, and it's a step in the right direction.

Certified Coding Associate (CCA) and Certified Professional Coder (CPC) Certified Billing and Coding Specialist (CBCS) Certified Medical Administrative Assistant (CMAA) Certified Electronic Health Records Specialist (CEHRS) Certified Pharmacy Technician (CPhT) CompTIA A + Certification Microsoft Office Specialist — Master (MOS - Master) This focus on helping you gain the skills needed to succeed in the workforce has made our students successful in the job market — over 84 % of Career Step graduates are employed in their field of study, 92 % of employed Medical Transcription graduates work from home in their first job, Medical Coding and Billing graduates report a certification exam pass rate that's a full 15 percentage points higher than the national average, and Pharmacy Technician students can take advantage of externship opportunities with Walgreens and CVS Pharmacy.

Our students are successful in the job market — over 84 % of Career Step graduates are employed in their field of study, 92 % of employed Medical Transcription graduates work from home in their first job, Medical Coding and Billing graduates report a certification exam pass rate that's a full 15 percentage points higher than the national average, and Pharmacy Technician students can take advantage of externship opportunities with Walgreens and CVS Pharmacy.

Higher mortgage rates: The 30 - year fixed - rate mortgage is up nearly a full percentage point in the past year, causing home buyers to face an increase in borrowing costs.

Mortgage rates today are nearly a full percentage point (100 basis points) higher than they were at the start of last year.

If you are skeptical of that strong statement, tell me, where else can you get the following combination of investing conditions: A rock solid local economy 1 percentage point away from full employment (5.8 %), high rental demand, minimal vacancy rates and rising rental prices, price to rent ratios on new (or less than 6 yrs old) properties under 8 and a steady and reliable local real estate market in full bloom?

The rates on no - cost loans are usually about 1/2 or 5/8 of a percentage point higher than the «full cost» rate.

Because the average price declined while the average loan amount increased, the average loan - to - price ratio on conventional mortgages used to purchase new homes increased by a full percentage point in December, to 78.9 percent — the highest it's been since 2011.

If a jumbo rate is higher, even by a full percentage point, it's still historically pretty low, and buyers looking at a higher - priced home likely expect to pay a higher interest rate already anyway.