Sentences with phrase «full value of the loan»

Non-recourse means if a borrower defaults on the loan, the issuer can seize the home asset, but can not seek any further compensation from the borrower — even if the collateral asset does not fully cover the full value of the loan.

This means that the parent will be held responsible for repaying the full value of the loan, along with any interest that accrues.

Not exact matches

Finally, GM's quick repayment of the loans has whetted the appetite of some commentators (including DeCloet) for the ultimate repayment of the full government contribution. That would occur through the issuance of public equity by GM and Chrysler, creating a market for those stocks into which the government would presumably sell its shares. There is even some nefarious language in the rescue packages requiring the government to sell off its shares within specified, relatively aggressive timelines. The more I think about it, the less this makes sense — neither for the auto industry, nor for taxpayers. Why not hang onto the equity stake? If the companies recover and the equity gains market value, then the government will be able to claim that on its balance sheet (hence officially recouping the cost of its written - off contributions and creating a budgetary gain).

About Blog IMB provides better value banking for a full range of home, personal and car loans, transaction, savings and investment accounts, credit and debit cards and a range of insurances.

The Senate version of HR 4210 would give families a $ 300 tax credit for each child under the age of 16; create an income - contingent, direct - loan program; make the interest on student loans tax deductible, and allow deductions for the full appreciated value of property donated to charitable organizations, a provision that is important to colleges and private schools.

All taxes and fees must be paid in full in order for vehicle to be titled and registered.A documentation and preparation fee of $ 98.00 will be added to the final auction value or Buy - It - Now price.Vehicle titles may be held by banks or lenders as collateral for loans.

Like a loan, you're approved for the full value of the credit line up front and you have access to said funds.

Loans secured by your home will generally have lower interest rates, approximately 3.5 % to 6.5 %, than loans secured by the solar panel system, which range from 3.5 % to 13.24 %, because the borrower can repossess a larger asset with more value — your home — to recover the full balance due rather than a solar system that has likely lost part of its value over Loans secured by your home will generally have lower interest rates, approximately 3.5 % to 6.5 %, than loans secured by the solar panel system, which range from 3.5 % to 13.24 %, because the borrower can repossess a larger asset with more value — your home — to recover the full balance due rather than a solar system that has likely lost part of its value over loans secured by the solar panel system, which range from 3.5 % to 13.24 %, because the borrower can repossess a larger asset with more value — your home — to recover the full balance due rather than a solar system that has likely lost part of its value over time.

For home equity loans and lines of credit (1) Maximum loan amount depends on home value and total loans secured by home (2) Property insurance required (3) Consult your tax advisor about tax deductibility (4) Closing costs are $ 149 for home equity loans and home equity lines of credit plus cost of appraisal, if needed, and can range from $ 400 to $ 700 (5) No annual fee for qualified credit (6) For balloon products, balance might not be paid in full by end of term.

The value of this move is two-fold: firstly, the credit score is improved as debts are repaid in full; and secondly, the debt is replaced with a more manageable, more affordable loan agreement.

The benefit of combining the two insurances into one policy is you get life insurance death benefit coverage, help with your long - term care services, cash value growth that can be accessed via policy loans, with full cash surrender value plus return of premium if necessary.

When you borrow against your policy (use your cash value as collateral), you are still receiving dividends on your full cash value, AND you get the use of the cash on loan to invest in something else.

Taking out your equity when refinancing means that you take out a new loan for the full value of your house (perhaps less 20 % as a down payment on the new mortgage, otherwise you'll be paying insurance), pay off your old lender, and keep the rest for yourself.

We offer a one - of - a-kind program that does not require a full appraisal and will lend up to 135 % loan - to - value.

In addition, loans can be taken with minimal costs and no penalties at any time (in favorable policies) AND regardless of loans the policy will continue to grow on the full cash value in a properly structured self banking policy.

If you borrow $ 10,000 at 12 percent for one year, you would receive the full face value of $ 10,000 at the start of the loan, and pay $ 1,200 in interest.

Your estate may retain ownership of the property and must pay off the loan in full or the property can be sold to an unrelated party for the lesser of the unpaid mortgage balance or 95 % of appraised value

A title loan company will loan you money based on the market value of your vehicle and will hold the title in their possession until the loan is paid in full.

Gain on a full surrender Gain on partial distributions IRA distributions TSA / ORP distributions Correction of excess contributions to IRAs Conversion of IRA assets to a Roth IRA Gain on surrender of Paid Up Additions (PUAs)(Note: Automatic surrender of PUAs for Value Pay is not a taxable event) Processing of Non-Forfeiture Option (NFO) to Extended Term Insurance (ETI) or Reduced Paid Up (RPU) Interest earned on dividend accumulations Loan on a MEC Dividend used to reduce loan interest on a Modified Endowment Contract (MEC) Dividend used to reduce loan on a MEC Compound of loan interest on a MEC Gain recognized on lapsed contract with a loan Collateral assignment on a MEC Non-qualified Annuity (NQA) Collateral Assignments Special interest paid on money held too long Interest earned on advance premiums 1035 exchange without paying off loan first Earnings on non-individual owner contracts for which an exception under section 72 (u) of the Internal Revenue Code does not aLoan on a MEC Dividend used to reduce loan interest on a Modified Endowment Contract (MEC) Dividend used to reduce loan on a MEC Compound of loan interest on a MEC Gain recognized on lapsed contract with a loan Collateral assignment on a MEC Non-qualified Annuity (NQA) Collateral Assignments Special interest paid on money held too long Interest earned on advance premiums 1035 exchange without paying off loan first Earnings on non-individual owner contracts for which an exception under section 72 (u) of the Internal Revenue Code does not aloan interest on a Modified Endowment Contract (MEC) Dividend used to reduce loan on a MEC Compound of loan interest on a MEC Gain recognized on lapsed contract with a loan Collateral assignment on a MEC Non-qualified Annuity (NQA) Collateral Assignments Special interest paid on money held too long Interest earned on advance premiums 1035 exchange without paying off loan first Earnings on non-individual owner contracts for which an exception under section 72 (u) of the Internal Revenue Code does not aloan on a MEC Compound of loan interest on a MEC Gain recognized on lapsed contract with a loan Collateral assignment on a MEC Non-qualified Annuity (NQA) Collateral Assignments Special interest paid on money held too long Interest earned on advance premiums 1035 exchange without paying off loan first Earnings on non-individual owner contracts for which an exception under section 72 (u) of the Internal Revenue Code does not aloan interest on a MEC Gain recognized on lapsed contract with a loan Collateral assignment on a MEC Non-qualified Annuity (NQA) Collateral Assignments Special interest paid on money held too long Interest earned on advance premiums 1035 exchange without paying off loan first Earnings on non-individual owner contracts for which an exception under section 72 (u) of the Internal Revenue Code does not aloan Collateral assignment on a MEC Non-qualified Annuity (NQA) Collateral Assignments Special interest paid on money held too long Interest earned on advance premiums 1035 exchange without paying off loan first Earnings on non-individual owner contracts for which an exception under section 72 (u) of the Internal Revenue Code does not aloan first Earnings on non-individual owner contracts for which an exception under section 72 (u) of the Internal Revenue Code does not apply

Then, I decided that it would be smart to take out the full value of the car to pay off a private student loan with a high interest rate.

The VA lenders handbook accounts for the lack of a down payment by stating «because VA loans can be for the full reasonable value of the property, no down payment is required by VA..»

This value will represent the full value of the home that Webster will use for calculating the Combined Loan - to - Value (CLTV) amount, which will impact the rates and lending options availvalue will represent the full value of the home that Webster will use for calculating the Combined Loan - to - Value (CLTV) amount, which will impact the rates and lending options availvalue of the home that Webster will use for calculating the Combined Loan - to - Value (CLTV) amount, which will impact the rates and lending options availValue (CLTV) amount, which will impact the rates and lending options available.

Second, you have to wonder why lenders would not offer such financing, given that FHA insurance assures full repayment of the loan even if the value of the property declines.

Plus, automate complex financial analysis such as internal rate of return (IRR), net present value (NPV), financial ratios, a maximum loan analysis, and even a full sensitivity analysis.

In the «good old days,» you could get cash out at 100 % LTV, meaning you could take out refinance loans for the full value of your property.

The collateral is up to 90 % of the Certificate Account value for due - in - full loans or 100 % loan - to - value with regular monthly payments

It's a loan which allows you to make a purchase not paying the full value at once, but covering the cost and the interest rates during a certain period of time.

An appraisal may be necessary depending on the LTV (loan to value) ratio, and the uniqueness of the property, however we can many times avoid the time and expense of a full blown appraisal, by checking comparables, especially if the LTV is low.

Non-direct recognition may be preferable for infinite banking because you want to be able to take full advantage of policy growth (cash value accrual) while ALSO taking advantage of policy loans for other investments such as real estate and hard money lending.

If it's something that diminishes in value, what the lender sells it for may not cover the full amount of the loan, in which case they may come after you for the difference, says Chan.

Of course, we must acknowledge the gap between a company's share price and its intrinsic value can sometimes be a long & difficult journey... But in terms of a key event / catalyst, this Sunday Times story (from March) is critical: «Tom Roche, the largest shareholder in NTR, has wrested back control of his 38 % stake in the investment firm after a receiver was appointed to the company that holds the stock... It is understood Roche had been seeking a substantial discount on the borrowings guaranteed by shares in NTR... Roche, who is the chairman of NTR, won a last - minute reprieve by writing a cheque for the full amount of the loans last Monday»Of course, we must acknowledge the gap between a company's share price and its intrinsic value can sometimes be a long & difficult journey... But in terms of a key event / catalyst, this Sunday Times story (from March) is critical: «Tom Roche, the largest shareholder in NTR, has wrested back control of his 38 % stake in the investment firm after a receiver was appointed to the company that holds the stock... It is understood Roche had been seeking a substantial discount on the borrowings guaranteed by shares in NTR... Roche, who is the chairman of NTR, won a last - minute reprieve by writing a cheque for the full amount of the loans last Monday»of a key event / catalyst, this Sunday Times story (from March) is critical: «Tom Roche, the largest shareholder in NTR, has wrested back control of his 38 % stake in the investment firm after a receiver was appointed to the company that holds the stock... It is understood Roche had been seeking a substantial discount on the borrowings guaranteed by shares in NTR... Roche, who is the chairman of NTR, won a last - minute reprieve by writing a cheque for the full amount of the loans last Monday»of his 38 % stake in the investment firm after a receiver was appointed to the company that holds the stock... It is understood Roche had been seeking a substantial discount on the borrowings guaranteed by shares in NTR... Roche, who is the chairman of NTR, won a last - minute reprieve by writing a cheque for the full amount of the loans last Monday»of NTR, won a last - minute reprieve by writing a cheque for the full amount of the loans last Monday»of the loans last Monday».

If you then buy that same car you will fund the full value of the purchase so you will have to take funds over a longer period with higher interest and the end payment will still be higher than the lease payment unless it's a really long loan period.

About Blog IMB provides better value banking for a full range of home, personal and car loans, transaction, savings and investment accounts, credit and debit cards and a range of insurances.

When you purchase your car, the loan does not just cover the full value of the vehicle.

Loan is available under the plan after 3 full years» premiums have been paid subject to a minimum of Rs. 5000 and maximum of 60 % of the Surrender Value

Yet, unless paid out in full at signing, a policy needs years of investment via premium payments and the overall financial growth of the company to accrue enough value for an appreciable loan.

There is a total of $ 7500 in loans which would have to be re-paid to bring the polices back to full value.

However, the situation is far more problematic in scenarios where the balance of the life insurance policy loan is approaching the cash value, or in the extreme actually equals the total cash value of the policy — the point at which the life insurance company will force the policy to lapse (so the insurance company can ensure full repayment before the loan collateral goes «underwater»).

This is preferable for infinite banking because you want to be able to take full advantage of policy growth (cash value accrual) while ALSO taking advantage of policy loans for other investments such as real estate and hard money lending.

If the loan is not repaid before a claim results in a payout, your beneficiaries may not receive the full face value of the policy.

The benefit of combining the two insurances into one policy is you get life insurance death benefit coverage, help with your long - term care services, cash value growth that can be accessed via policy loans, with full cash surrender value plus return of premium if necessary.

When you borrow against your policy (use your cash value as collateral), you are still receiving dividends on your full cash value, AND you get the use of the cash on loan to invest in something else.

Loan amount up to 90 % of the surrender value can be availed under this policy, provided 3 full policy years» premiums have been paid.

Loan facility upto 90 % of surrender value is available in this plan after completion of 3 full years of premiums.

Loan facility under this policy can be availed up to 80 % of the special surrender value and it is available after payment of 3 full policy years» premiums.

About Blog IMB provides better value banking for a full range of home, personal and car loans, transaction, savings and investment accounts, credit and debit cards and a range of insurances.

About Blog We are a full service pawnshop specializing in the purchasing, loans and sales of firearms, jewelry, gold, silver, coins and most anything of value.

About Blog IMB provides better value banking for a full range of home, personal and car loans, transaction, savings and investment accounts, credit and debit cards and a range of insurances.

As new homeowners will learn, borrowers need to provide their lender with proof of homeowners insurance for the full value of the property (usually the purchase price) in order to be approved for the loan.

While NAR is pleases with the GSEs requirement of 80 percent loan to value and limitation on the types of properties that can be financed without a traditional appraisal, there are still questions on the full applicability of the program and borrower requirements.