Sentences with phrase «full value of your coverage»

You want to be sure the company you are relying on is financially strong and will be around years from now to pay the full value of your coverage.

Not exact matches

When the short leg is deeper in the money compared to the long leg (credit spread), the full value of the long option is used for coverage plus an additional margin equal to the strike difference.

The author of the book named as the Best Self - Published book will receive editorial coverage as well as a year's worth of full - page ads in Shelf Unbound (rate card value $ 6,000.00).

The author of the book named as the Best Independently Published book will receive editorial coverage as well as a year's worth of full - page ads in Shelf Unbound (rate card value $ 6,000).

If you suffer from partial or full paralysis due to an accident during the term of coverage, the insurer assigns a value to your loss of mobility and pays you that amount

Effective Coverage, the nation's only full - service insurance provider focused on the insurance needs of renters in Maryland and across the country, believes so strongly in educating renters about their coverage options that it's part of our core values.

The benefit of combining the two insurances into one policy is you get life insurance death benefit coverage, help with your long - term care services, cash value growth that can be accessed via policy loans, with full cash surrender value plus return of premium if necessary.

If you have the appropriate coverage and something happens to the instrument, you won't have to pay out of pocket to replace the instrument at full value.

VPP insurance extends your coverage to include the full value of your precious items.

Replacement cost coverage, on the other hand, will reimburse the full value of the new stereo system, after you purchase the new system and submit your receipts.

On the other hand, if you have an auto policy with bodily injury liability of $ 100,000 per person, $ 300,000 per accident, and $ 100,000 of property damage along with full coverage (let's say the actual cash value of your car is $ 20,500), the company's maximum exposure on that policy would be $ 300,000 + $ 100,000 + $ 20,000 (ACV of your car, minus $ 500 deductible), or $ 420,000.

There may be a limit or a necessary endorsement to get coverage for the full value of jewelry and similar items..

Having the items appraised means the floater will insure the item or collection for its full value, instead of only being insured to a coverage cap.

You would then have full life insurance coverage without having to pay any additional premiums, as long as the cash - value account balance remains sufficient to pay for the pure cost of insurance and any other expenses and charges.

Builders» risk insurance protects new buildings that are still under construction with «completed value» coverage — for the full value of the finished building.

We warranty the first 10 years with full replacement value and provide free return pickup services before an additional period of prorated coverage begins for 15 more years!

This is coverage that covers the policyholder when the at - fault party has liability coverage, but that liability coverage is not enough to cover the full value of the injury claim.

Under the insurance contract KLM was required to maintain insurance coverage and was liable for the full value of any shipments lost or destroyed.

Similarly, if the responsible driver has a minimal liability insurance policy and it is not enough to cover the full value of the injury, uninsured / underinsured coverage may be able to make up the difference.

But getting the full amount of coverage you do need will likely prove a better value.

There is also coverage at full replacement value if you want, which guarantees that in the case of theft, you can have everything replaced as if nothing ever happened in the first place.

The value of full coverage is based upon a car's replacement value, among other factors.

The benefits may include full replacement value, with no obligation to replace policies (cash - out options), by - law coverage, greater allowances for additional living expenses and coverage for higher limits of jewelry, fine arts, antiques or items that can not be replaced due to their inherent nature.

Cash Surrender Option: A type of non-forfeiture option that allows the insured to cancel his or her coverage in return for the full net cash value in one lump - sum payment.

Because the costs are paid in full and upfront, the cash value can grow quickly and your insurance coverage is entirely paid by the account value of the policy which grows if the underlying investment earnings are positive rather than with annual premiums.

According to the Federal Motor Carrier Safety Administration, you have two options: full - value protection, which holds the mover liable for any damages, and released - value protection, a less comprehensive (but more affordable) coverage plan holding the company responsible for no more than 60 cents per pound of the item.

Replacement cost coverage usually reimburses you for the full cost of replacing the lost, stolen or damaged item, rather than simply reimbursing you for the value of the item at the time of the claim.

The HO - C is the most comprehensive of the standard homeowners policies and protects against most losses with full replacement value coverage.

People who have a serious health problem may receive a policy with a «graded death benefit,» which means the coverage amount increases over time and your beneficiaries won't receive the full face value if you die within the first few years of the policy.

There may be a limit or a necessary endorsement to get coverage for the full value of jewelry and similar items..

When thinking about full coverage — you will need to realize that the insurance company will only compensate you for the value of your vehicle.

You also have the option to upgrade coverage limits to the full value of your trip cost, on a trip by trip basis, as trip costs over the year can vary.

Many people find moving insurance to be comparable in price to the moving company's full - value protection, but superior in terms of the comprehensiveness of the coverage.

Sometimes, you will find that maintaining a full coverage insurance policy on an older car will cost you more in insurance premiums than the value of the car.

Both also offer optional additional liability coverage, identity theft restoration coverage, and riders which cover the full value of jewelry and other high - dollar items.

If the additional premium for this coverage is less than the total value of the vehicle, keep full coverage.

So instead of the long - term care benefits gradually depleting the value of the life coverage, the full face amount is available should the insured die during the time he or she is receiving long - term care payments.

This policy is a supplemental policy on your home, condo or renters insurance policy, but provides the proper amount of coverage, insuring the full value of your engagement ring.

For extra coverage for higher end jewelry, consider purchasing a Jewelry Floater which can cover the full value of your jewelry, including damage.

When your yearly cost for C&C becomes greater than 10 % of your car's current value, that's the point at which you can remove the full coverage, and just pay the liability premium.

Builders» risk insurance protects new buildings that are still under construction with «completed value» coverage — for the full value of the finished building.

This is a measure of actuarial value (the percentage of health costs that a plan is expected to cover across the full population of enrollees; the actual coverage percentage for a specific individual will depend on how much health care is used).

Going for a full insurance package that comprises of collision and comprehensive coverage, PIP and no - gap insurance will let you get great value for money.

Although replacement cost coverage is more expensive, it will provide you with the full amount of compensation necessary to replace lost or damaged items with brand new ones, regardless of the depreciated value of the items you lost.

This allows the owner to obtain the full surrender value, but the downside is the loss of coverage.

You get the covered item paid for in full in like kind at today's value up to the limits of your policy coverage.

You would then have full life insurance coverage without having to pay any additional premiums, as long as the cash - value account balance remains sufficient to pay for the pure cost of insurance and any other expenses and charges.

For a small additional premium, you can choose to carry full value coverage on your personal property, which ensures that you will be paid the full replacement cost of items that are damaged or stolen without deduction for depreciation.

That's fine — it just means you need to add on some extra coverage to take into account the full value of those items.

They require a minimum of $ 20,000 in personal property coverage to trigger its «Brand New Belongings» full replacement value option.